Banks issue credit cards. Many credit cards display the name of the bank that issued it. Knowing the name of the bank that issued your credit card will come in handy if you ever need to report the card lost or dispute a transaction. ...read more
When a consumer secures a loan from a bank for personal use, this is called a personal banking loan. If you are interested in taking out a personal loan, you might want to know about different types of personal loans and how personal banking loans work. ...read more
If you own a financial portfolio, you probably had to deal with an investment company. Since, an investment company usually handles mutual fund operation and has many responsibilities governing the way a mutual fund is taken care of. These companies receive their funding from investor and can be publicly or privately held. ...read more
Some banks have recently increased the fees they charge their customers to have an account. There are some ways you can avoid paying some of the fees, which could end up saving you a lot of money in the long run. ...read more
There are many state and federal consumer banking laws in the United States. These banking laws are put into place to protect both the consumer and the bank. You should learn a few of these laws so you can better protect yourself and your money. ...read more
It used to be that banks would pay high interest rates when you utilized their services and allowed them to use your money. Now, however, with the economy in a slump interest rates have plummeted and it seems as if banks are finding every way to charge fees to their customers. It is discouraging to have a bank impose fees, but there are some ways you can avoid these hefty charges. ...read more
A customer service representative helps customers perform basic banking tasks like depositing and withdrawing money. A representative must be friendly and like interacting with other people. Education requirements will vary for each bank, but you probably only need a high school diploma to get hired. ...read more
Personal bank loans are often unsecured loans, loans that do not require collateral. The bank provides the borrower with a certain amount of money, which is repaid over time with interest. Many people use unsecured bank loans to pay for vacations, new furniture and moving expenses. ...read more
Technology advancements have truly made banking look nothing like it did just 20 years ago. Today, customers enjoy more ways to do their banking without the need to ever go into a local branch. The Internet makes banking online easy, and with the latest mobile technologies, people can bank on their phones from anywhere. ...read more
A career in the financial services industry doesn't necessarily have to mean working at a job on Wall Street. Many large corporations, as well as smaller firms and non-profit organizations, require financial services professionals in their day to day operations. ...read more
Each check has a series of numbers located at the bottom. These numbers are used to identify a bank and its location. The numbers consists of nine digits that are used by the American Banking Association. Learning how to identify your bank can be done in a few easy steps. ...read more
Prior to an investor's meeting you should complete a personal finance statement. This statement proves your net financial worth and establishes your credibility to these investors. These investors need to evaluate your finances to determine if you or your company is worth the risk of this investment. ...read more
Bank accounts for the most part are rather simple to open. However there are some banks and financial institutions that have higher requirements than others and require that you meet these requirements prior to opening an account. To determine whether your selected bank has these requirements you should first consult their website. ...read more
Checks are a common form of payment, and on occasion, it may be necessary to cancel a check or issue a stop payment. Be aware this process is usually expensive and cannot always be accomplished. Time is a factor and electronic transactions cannot be reversed. ...read more
There are many misconceptions regarding Swiss bank accounts. Some people think that they are only for rich people or for those that are trying to hide stolen money from the United States. The truth is, the average person can own a Swiss bank account as long as they follow the guidelines and rules set forth for them. ...read more
