By Anonymous August 09, 2014
Great company to work with, call them for any insurance needs. ...read more
By tbax1 at Citysearch April 25, 2012
We had an insurance claim and it was given to these guys to handle. I was prepared for a negative experience but ended up being surprised. They took the effort to explain everything in layman terms and were very patient and understanding. Bunch of nice people who did a good job on our insurance claim. ...read more
By Todd November 28, 2011
This agency had about the worst service I have ever had compared to any other business. My phone calls were seldom returned. I was told my policy would actually not cover my homes and so I tried to change the policy 2x with them, and both times the lady I was working with either got fired or quit and no one contacted me to continue working the policy changes. So, I continued to pay money for a policy that they would not pay out on if anything happened. Do not use this company if you want either of the following: 1. Service 2. An Insurance policy that is actually valid. Luckily I never had a claim with them. ...read more
Arctic Insurance Services is a full service insurance agency offering auto, home, life, health, rv, boat, snowmobile insurance and more, as well as college and retirement planning services. Our dedicated staff works hard to match you with the right coverage, and get you the best price possible. We represent the Horace Mann Companies, and you may have never heard of the that company. Horace Mann was the founder of the first publice education system in the U.S., and so when 2 Illinois school teachers started this company to provide low cost insurance to their fellow educators, they adopted his name as the name of their company. Today, more than 60 years later, we continue to offer special products and services to educators, but also insure other well qualified members of the community. Because Horace Mann doesn't spend millions of dollars on national advertising campaigns like some other companies, our rates are surprisingly low to most people. Call us today for a no obligation quote, and see for yourself why we consider our agency the best kept secret in insurance in Alaska! 907-563-5300 or visit our virtual insurance office atwww.ArcticInsuranceAK.com ...read more
By Arctic Insurance Services (A Horace Mann Agency) December 09, 2009
Experts believe Long Term Disability coverage can be even more critical than life insurance, especially for young, single workers. It can provide workers income in case they're forced to stop working. Yet, too many Americans are underinsured or not insured at all because of the myth that they are unlikely to become disabled. According to the Insurance Information Institute (III), at age 35, people have a 45% chance of being disabled for 90 days or longer before their 65th birthday. And among those over 65, there's a 70% chance of being disabled for another two years. Here's the who, what and how of long-term disability plans. How do you buy it? Businesses with 50 or more workers tend to sponsor some sort of a plan that¹s either 100 percent or partly paid for by the employer. How much will it cost? That depends largely on the type of disability insurance. If it is a group plan, the III's survey found the average annual premium to be roughly $218 per year. That's less than $20 per month. A general rule of thumb is a half a percent of payroll. So, if one earns $50,000 a year, the insurance premium would be around $250 a year. For individual plans, the cost is significantly higher and is based on a person's age, health and life-style. What's the payout? Generally, group policies pay up to 60-67 percent of your annual income. There may be a monthly cap, as well. Furthermore, if the employee pays the entire premium, the payout is not taxed. If the employer helps to pay for the plan, the payout is taxed. Individual plans, meantime, more popular with high net-worth individuals, tend to have no caps on payout. So, someone earning $100,000 base salary with a $400,000 annual bonus is better off getting an individual disability insurance since it may take into account the person's total earnings and better compensates them in case of an emergency. Alaska Employee Benefit Specialists can work on your behalf to develop disability plans for you and your employees. Contact David Kaufman at (907) 272-9287 for additional information. ...read more
By Alaska Employee Benefit Specialists October 03, 2008
Having motor insurance gives you peace of mind, and looking for motor insurance involves carefully comparing motor insurance. Comparing motor insurance will ensure that you receive a good insurance rate and a provider that will provide quality service when you need it most. ...read more
When you have booked a cruise, the last thing on your mind are the things that can go wrong. You probably are more concerned with the fun times ahead. Unfortunately, cruise travel insurance should come to mind, as not having coverage can create problems such as lost items or trip cancellation problems... ...read more