Why MoneyAisle? Best Rate Guaranteed! Our users lower their car payment by an average of $1,412 per year when they refinance their car loan through our nationwide lender network. This is because our technology makes lenders bid for your auto loan business in live auctions that take just seconds. Our best rate guarantee and exclusive car refinance and car loan offers from our lender network are available only on MoneyAisle.com. Free! We are a free service and most of our lenders don't have any upfront fees for car loan refinance. You may need to pay a title transfer fee to your state, but it's typically nominal, usually between $15 and $65 so check with your local DMV. Many of our auto loan lenders throw in extra goodies like a free carfax report, free credit analysis, no auto refinance payments until 2011, and MoneyAisle has a limited time cash back offer on auto loans and auto refinance - you'll need to run a no obligation auto refinance auction to find out more about these! Zero personal information! We are the only site that provides multiple customized auto refinance and loan offers, without asking for any personal information such as SSN, date-of-birth, and without pulling your credit. Just answer a few simple questions and we'll show you auto refinance and auto loan offers within seconds. Then it's up to you to apply with the auto finance lender of your choice. All information is exchanged directly between you and the lender. You'll fill out their auto refinance or auto loan application form directly and they'll check your credit. Our lender network consists of credit unions and banks all over the country so you know you're in good hands - through us, you might even find a great auto refinance or loan offer from a credit union in your town. Too good to be true? Read stories from real users about their MoneyAisle.com auto refinance experience, as well as from consumer reporters who have recently featured us. And, if your looking to get some extra mileage from the money you have saved, also try out our Bank CDs and Savings Account auctions - where banks compete to get you the highest rates on CD and savings accounts. All our deposit institutions are government insured so your money is safe with them. ...read more

Why Should You Choose Quicken Loans? When it comes to your finances, something as important as your mortgage, we know it's not something you take lightly. The mortgage company you choose matters. We want you to know what's important to us, too. You need to know you're dealing with anexperienced, reputable company. We have 25+ years under our belt, and funded $19 billion in mortgages last year. Of course, we promise to make this your best mortgage experience ever.We'll return your calls by the end of the day.If something's not right, tell us and we'll do whatever we can to fix it. We have the tools to make your mortgage go smoothly, and the customer service to back it up.Read moreabout what makes Quicken Loans America's #1 Online Lender. Click here to see our assumptions. Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Lending services may not be available in all areas. Some restrictions may apply. Based on the purchase/refinance of a primary residence. We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740. The lock period for your rate is 45 days. The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI. For FHA loans payment includes a onetime upfront mortgage insurance premium (MIP) at 1.0% of the base loan amount and a monthly MIP calculated at 0.90% of the base loan amount. The 0.90% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (800) 708-9211 to talk to one of our mortgage bankers. 30-Year Fixed-Rate Mortgage:The payment on a $200,000 30-year Fixed-Rate Loan at 4.625% and 70% loan-to-value (LTV) is $1028.28 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 4.821%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. 15-Year Fixed-Rate Mortgage:The payment on a $200,000 15-year Fixed-Rate Loan at 3.875% and 70% loan-to-value (LTV) is $1466.88 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 4.21%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply ...read more