RFID credit cards are different from traditional credit cards in that the account and personal information from an RFID credit card is transmitted via radio frequency, rather than via computer encryption methods. These radio transmissions are easily intercepted, leaving your financial information available to hackers. ...read more
College can be expensive and this can prevent many people from continuing their education. However there are many programs and loans designed to help people afford college through financing. If you have bad credit, you will need to find special loans and lending options that are designed for you. ...read more
Furniture is often expensive a usually require and loan or credit card to finance it. If you have bad credit, it may be hard to obtain this funding. Many furniture stores will allow people with bad credit to finance the furniture through the store. Visit several stores to find out what your financing options are and choose the one that works best for you. ...read more
It is a necessity for some students to have a car to get back and forth to where they need to be on time. It is not uncommon for some students to secure car loans through banks or credit unions to get the financing they need for transportation purposes. Getting a car loan while you are a student can be difficult, but it is something that can be done by following a few simple tips. ...read more
A patient who has a bad credit rating has several options for financing dental care. The dentist’s lending source is the first place to check for financing. Applying at a local bank or looking for an online lender that makes bad credit loans are other options for the patient to try. ...read more
Banking institutions currently do not have a high rate of return on savings accounts. The stock market is not necessarily a safe place to invest money because of volatile fluctuations and an unstable economy. Making money with peer to peer lending has become very popular over the past few years. The rate of return for lenders is greater, while borrowers pay less than traditional sources. ...read more
Your credit score is a very important number, especially if you need to get a mortgage loan, car loan, or even just a credit card. People with bad credit pay more in interest than people with good credit do. If you have bad credit you can obtain your credit report to see what is causing the problem, and then do what you can to try to fix it. ...read more
A boat loan calculator is similar to an auto loan calculator; you need to have the required information that it asks for in order to accurately determine the monthly loan payment that you owe if you finance a boat using the statistics you enter into the online boat calculator. ...read more
A finance controller is usually one of the most important positions in an organization. A controller must manage the company's day-to-day finances in order to help maintain profitability. Many Chief Financial Officers were once a finance controller, which is how they learned the inner workings of their particular business. ...read more
After your credit card expirers or you close out the account, you need to properly destroy the card to deter identity theft and fraud. There are two ways a thief can get information off of you card: through the information printed on it and through the information contained in the magnetic strip. ...read more
According to a study completed by Virginia Tech, 27 percent of college graduates continue with schooling to complete a Master's degree. The current competitive job market has increased the number of college grads that continue their education. Financing a master's degree or PhD is costly but there are ways to decrease the amount of money that is paid out of pocket. ...read more
A microfinance credit scheme is a means of participating in investment opportunities without allocating a large amount of money to the task. This type of scheme can be beneficial for both lenders and debtors, in that lenders can earn a small return, while avoiding the risk involved in funding the entire transaction. Debtors can often use microfinance credit schemes to finance projects when more traditional means of financing are not available. ...read more
A student loan is a funding plan that helps students obtain money to pay for college tuition and college textbooks. It is not like grants or scholarships in that it is a loan and it puts a student into debt for their education. In most cases it cannot be discharged by bankruptcy. ...read more
Refinancing a car loan is not always easy since cars depreciate in value over time. If the borrower has a car loan that carries a high rate of interest, refinancing may make sense if current interest rates are now lower. The best way to determine if a refinance is viable is to find out the value of the car as it compares to the current loan balance. ...read more
If you have finished your college education and are like millions of Americans, you may have student loans, but consider consolidating all of them. When you were in college for several years, the interest rates on the loans may have been higher. With consolidation, all of your loans will be the same interest rate, which can save you thousands of dollars. ...read more
By Bjw at Citysearch December 09, 2011
I will tell you I have been with them for years ..I only have a savings account there...As far as there online Banking it sucks to be blunt..As usual I went to log into my online account and they have changed there security again..They ask for security answers that are not even my security questions ..This has happened with there service over the years and it is so frustrating.Also I am in Pflugerville and where ever I decide to check on the account its after hours of coarse and the only option I have is to call them during business hours to get the problem straightened out.It would be nice if they had an email support link on there site but of coarse they don't only email is a consumer complaint directed me to government not there bank.This has happened to me numerous times..though the years..The reason I am posting this here is they have no place for me to post this on there site and I have complained in person numerous times.I may have to move my account ..I am old and hate change even though there services go up in price I am normally a loyal person but just getting sick and tired of there security junk requiring me to constantly having to call them directly..Also There site prompts updates on browsers..I code and will tell you that newer is not always better.I actually know for a fact that some newer releases have holes that need to be plugged.\t\n\t\nGive it a break and hire someone who know how to actually code and run a web site ...read more
By Daniel Reese at Citysearch April 12, 2011
When I moved to Round Rock I decided to open an account at First Texas Bank because I wanted to support the local banks instead of the huge national banks. Opening the account was easy and smooth sailing, but it was all down hill from there. \t\n\t\nFirst of all their hours are horrible! Second, anytime I needed something done, I couldn't do it over the phone or online...I had to go in and sign a form to change my address, phone number, sign up for online banking, order a debit card etc. Finding the time to do this during the hours that they are open is nearly impossible though! \t\n\t\nI had a joint account with my wife, but in order to do any maintenance on the account she had to be there. I couldn't do anything for her even though she was my wife and we shared an account. \t\n\t\nI'm sure 30 years ago this would have been a great bank, but they have not seemed to catch up with the times and therefore are a pain when anything needs to get done. \t\n\t\nI'll have to find another local bank. ...read more
By misterflood at Citysearch April 02, 2008
Has got to be the worst bank in existence. No online support. No support of any kind really. HIGHLY NOT recommended. ...read more
Afirst time home buyerneeds mortgage professionals you can trust. You need a company that values honesty and integrity throughout the entire organization. You needfirst time buyer mortgageplanning specialists who give you their best consistently. You need to find strength, stability and opportunity—especially now. You need PrimeLending! When dealing with your home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours. With the ability to originate and close loans in 49 states and with over 150 branch locations nationwide, PrimeLending can meet you where you are and help you where you are going. Let us provide you a mortgage without obstacles. Whether you are purchasing your first home or you've purchased several through the years, it's helpful to stay current on the latest and most recent updates to the home buying process. PrimeLending has compiled this home buying guide to provide you vital information you need to know for one of the largest financial investments you can make. ...read more
By Prime Lending - First Time Home Buyer Mortgage February 16, 2010