By Johann D. at Judy's Book October 21, 2011
Excellent offers! ...read more
By JoeCoool at Citysearch February 04, 2011
Jessica wrote:\t\n"Thanks Bryan because of you and your team all my needs were meet this week and I feel truly blessed that my family chose your agency to handle all our insurance needs. Need new insurance call Bryan Jamison and he will make sure you can also walk away feeling care free knowing you are in "good hands". Jamison Agency 512-869-2570. ...read more
By Scotty7777777 at Citysearch December 09, 2010
Excellent service! Very small business, i felt as if they where focused on what i wanted. All three employees where very friendly and knowledgable. I was greeted with a smile which is nice because other insurance companies where not real friendly! Always kept me up to date on what was going on with my claim. Actually called me! to help save me money! I would highly recommend The Jamison agency over any Allstate agency! These guys know what their doing! ...read more
“There are lies, damned lies, and statistics," the 19th century British politician Benjamin Disraeli once remarked. In spite of Disraeli’s apparent loathing, statistics have played a vital role in developing modern portfolio investment theory. Indeed, it was the comprehensive use of statistical analysis during World War II that saved the Allies critical time and money in transporting supplies to Europe and paved the way for the Normandy Invasion. Out of this work on statistical risk analysis during World War II, the modern portfolio theory of asset allocation was developed. In some form or other, statistical analysis is used by the majority of professional portfolio managers. There are three basic statistical terms you should be familiar with in order to improve your understanding of the scientific concept behind asset allocation. The mean rate of return is quite simply the average return on your investment. Let’s look at a simplified case in which you purchase a stock that produces returns of –4, 8, 15, and 21 percent over a four-year period. Your mean rate of return is 10 percent annually. In most instances, like the simple example we have here, your return may well prove to be more or less than the average. The spread of returns around the average is known as the standard deviation. The importance of standard deviation for an investor lies in the fact that it measures the variability of returns over time. Thus, the standard deviation helps you quantify the risk associated with your investment. It is a statistical fact that 68 percent of the time, the return on your investment will fall between two figures on either side of the mean, which corresponds to one standard deviation. In our example, if the stock has a mean return of 10 percent and a standard deviation of 12, then 68 percent of the time your return will lie somewhere between –2 and 22 percent. The wider the spread of results you are prepared to accept, the more certain you can be in predicting them. So if you go to the second standard deviation, statistics show that 95 percent of the time, your actual return should fall within plus or minus two standard deviations of the mean. In our example, this would mean that 95 percent of all returns are likely to fall between –14 and 34 percent. The final concept you should be familiar with is correlation. If you wish to improve your chances of achieving the average return annually, you need to diversify over a number of different investments with the same potential average return. If the prices of two stocks always move together, so that when one moves up so does the other, they are said to have positive correlation. Alternatively, if the prices of two stocks always move in opposite directions, they have negative correlation. Theoretically, if you could find two investments with perfect negative correlation, it is possible to eliminate risk while maintaining your average rate of return. The real art of asset allocation is to use the historical statistical information that is available on thousands of investments to build an integrated and diversified portfolio that will meet your expectations. Keep in mind that asset allocation does not guarantee against loss; it is a method used to help manage risk. ...read more
By HerbFulton Retirement & Financial Planning November 09, 2006
Having motor insurance gives you peace of mind, and looking for motor insurance involves carefully comparing motor insurance. Comparing motor insurance will ensure that you receive a good insurance rate and a provider that will provide quality service when you need it most. ...read more
When you have booked a cruise, the last thing on your mind are the things that can go wrong. You probably are more concerned with the fun times ahead. Unfortunately, cruise travel insurance should come to mind, as not having coverage can create problems such as lost items or trip cancellation problems... ...read more
