By Bentley Fitch December 21, 2011
David H- I honestly have no recollection of speaking to a "David H" in Frisco in the past month. In the past 6 years, The Young Insurance Group has been fortunate enough earn the business of several thousand clients and has maintained an "A" rating with the BBB. Our entire business and livelihood is based on customer service. I apologize if I came across as careless or negative in anyway. I could never imagine cutting off an existing or potential client, and certainly could not imagine using profanity over the phone to anyone. Should you, or anyone, have any questions about my character, or ability to deal in insurance, please feel free to give me a call at 972-512-3760. I will always do my best to give my clients the best service I can. ...read more
By David H. November 27, 2011
Is 0 stars an option? The "VP of Sales" Bentley Fitch is the rudest, most unprofessional person I have ever had the displeasure of dealing with. Foul mouth, condescending, and has limited experience with insurance. I came across this company after doing a BBB search of credible "small time" insurance companies. I called and Bentley answered the phone. I was explaining to Bentley what insurance I was needing, when another phone rang. He cuts me off with "hang on a second" and answers (what must have been his persona phone). He has s short conversation with whoever is was, but he did not even bother to out me on mute as I heard him say "I will deal with that f&*$(&* B!&*% later." Needless to say, I told him I was no longer interested and went with another company. Stay away from this company. ...read more
By Boomskers at Citysearch January 25, 2011
The adjusters and professionals with Faber Adjusting worked hard to resolve all the difficulties we faced. We would never have handled the process on our own. Our decision to hire Faber Adjusting was certainly the right decision. We highly recommend Faber Adjusting. ...read more
Real estate values have increased over the past year and are projected to continue increasing throughout 2014, albeit at a slower rate. But what do these rising values mean for your home insurance premium? Many homeowners are concerned that a home with an increasing market value will require more insurance coverage, therefore raising premiums. But that’s not necessarily the case. You do not need more coverage if… While the market value of your home may have gone up, the replacement cost has remained static. What is the difference? The market value is the amount your home would be worth if you put it up for sale, including the value of the land on the lot and any value added from views or proximity to schools and parks. The replacement cost is the amount your home would cost to rebuild from the ground up if a covered event, such as a fire, were to completely destroy it. When purchasing homeowners insurance, you should consider what it would cost to replace your home, not what it’s worth on the market. Why? The value of land and location are irrelevant when rebuilding or repairing damages after a loss, which is the primary function of home insurance. You may need more coverage if… It’s a good idea to notify your independent agent if you make home renovations or improvements. New hardwood floors or a redesigned kitchen can change the replacement value of your home, which is what your homeowners policy is designed to protect. Small changes, like new toilets, may not make much of a difference, but larger changes, like adding in a swimming pool, should be accounted for in your coverage limits. Home renovations that are completed with higher priced materials will change the replacement cost of your home. Also, if the price of construction in your area is inflated, that could also affect the replacement cost. Either reason gives you cause to speak to your agent about your coverage limits. Ask us if your policy has enough coverage today. CallLa Familia Insuranceat (888) 751-7511 for more information onDallas home insurance. ...read more
By La Familia Auto Insurance September 12, 2014
The road is filled with all sorts of drivers. While we could do with less road rage-fueled drivers, a good portion of the roads is made up of cautious drivers. These are the folks who drive the speed limit, fully stop at stop signs and generally obey traffic laws. Cautious drivers have less of a risk of getting into an accident and they instill the same values into their children, thereby improving the next generation of drivers. However, there are drivers who are so overly-cautious, they’re prone to panic attacks behind the wheel. These are the drivers who are so worried that something might go wrong that they drive under the speed limit and avoid other cars on the road at all costs, both of which can actually increase the likelihood of an accident. While a little bit of anxiety can be helpful in staying alert and focused, excessive stress can be problematic. Stress feeds itself, particularly behind the wheel. If you have a panic attack while driving, your brain may associate that anxiety with being located in the car, causing more frequent panic attacks behind the wheel. Severe panic attacks may necessitate you to pull off the road, but mild panic attacks can often be managed with the following techniques: · Drive through it: You may be nervous behind the wheel, but the best way to conquer a fear is to face it. So long as you can maintain control of your body, drive as much as you can. Eventually, your nerves may settle, allowing you to drive with less worry. · Distract your mind: Many people begin to panic only when they’re “trapped” inside their own head. Turn on some music or a talk radio show so you can focus on something more pleasant than your fear of the road. · Control your breathing: Slow, controlled breathing helps prevent you from hyperventilating. Breathe in for five seconds, hold for 3 and breathe out for five more seconds. This slowed breathing also improves the flow of oxygen throughout your blood stream. · Extend your drives: It’s easy to panic in the car when you only drive short distances. Each errand is a new reason to panic. However, prolonged drives may help reprogram the way your brain interprets driving. Drive for a very long time. Take a short road trip even. After an hour or two, your panic is likely to subside in lieu of boredom. Once boredom sets in, driving can seem as mundane as brushing your teeth, giving you less cause for panic. The goal for anxiety-riddled drivers is to find a healthy balance between caution and panic that allows them to drive safely without being overcome by stress. Knowing that you’re protected can help ease nerves. Call La Familia Insurance at (888) 751-7511 for more information on auto insurance in Dallas. ...read more
By La Familia Auto Insurance May 12, 2014
If you've used the services of a lawyer in the past, you're likely well aware of how expensive they can be. When making a simpleDallas auto insuranceclaim, you'll find that a lawyer will commonly charge you 33 per cent of the claim amount. As such, even if you end up extracting more in your claim by using a lawyer, you may end up with less money in your pocket due to commissions and charges. Consequently, settling your own claims, especially small ones, is a good idea.Settling claims yourself is easier than most people think. First of all, it is always prudent to go through the conditions of your policy with a fine-tooth comb. If you are involved in an accident, you will be required to perform certain duties as part of your insurance, such as limiting the loss. If you fail to follow these conditions properly, this could count against you later, so knowing what your duties are is important.In any accident, try to take pictures: ideally, as many as you can manage. These pictures should be of the scene of the accident, as well as of any injuries you or another party have sustained. In addition, it's a good idea to get the report from the investigating officer. This can be useful at a later stage if you aren't at fault.Next, always make sure you see your doctor as soon as you can. Let him know of any injuries you have sustained, and any pain you think has resulted from the accident. Be thorough, and report any ailment, however small. When your doctor gives you instructions or appointments with other medical professionals, complete them all. If you are contacted by your insurer, don't feel obliged to make any statements, even if they insist on it. This is not an obligation that you have to meet, and if you do make any statements these can be used against you further down the line, especially if they are not consistent. When you feel you are ready, and you believe that there will be no additional expenses involved in the accident and aftermath of it, submit your claim. This should include a short introductory letter, the pictures you have taken, the officer̢۪s report from the scene, and a medical report. When it comes to how much to claim, there really is no set amount. Generally, it will be medical expenses added to any loss of income from injury, multiplied by three. If you are unsure, simply allow the insurer to present you with an offer and then use this as a starting point for negotiation. Please callLa Familia Insuranceat1-888-751-7511if you need help settling your claim. ...read more
By La Familia Auto Insurance April 11, 2013
Having motor insurance gives you peace of mind, and looking for motor insurance involves carefully comparing motor insurance. Comparing motor insurance will ensure that you receive a good insurance rate and a provider that will provide quality service when you need it most. ...read more
When you have booked a cruise, the last thing on your mind are the things that can go wrong. You probably are more concerned with the fun times ahead. Unfortunately, cruise travel insurance should come to mind, as not having coverage can create problems such as lost items or trip cancellation problems... ...read more
