By KimRedmon February 05, 2013
This si the absolute best chiropractor I have ever visited. She has also helped many of my friends who thought surgery was their only relief! ...read more
The property and assets of your business, whether owned or leased, can add up to quite a significant sum of money when you consider the storefront or building, equipment, inventory, raw materials, furniture, fixtures, paper files, computers and more. Since all of this is vital for your business’ survival, let alone success, it’s important to explore the benefits of commercial property insurance. Commercial property insurance is designed to cover the expenses associated with lost, damaged or destroyed business property in the event of fire, severe weather, theft, vandalism etc. However, the covered risks vary depending on the type of policy you purchase. There are two main types: All-risk policy: This type of policy covers a wide range of events, such as the ones listed above. This is the standard form of property coverage, which often excludes floods and earthquakes. Peril-specific policy: This type of policy covers losses that occur due to a specific peril that is listed in the policy. For example, you may require flood coverage or extra fire coverage if your business is located in an area where those perils are more likely to occur. Because this coverage is fairly generalized, you many need to extend the coverage limits and/or add riders to your policy for mechanical/electrical equipment or any other particularly expensive pieces of property, such as fine artwork or custom designed furniture. You independent agent can assess your business in detail to determine the right amount of property coverage for the right price. We’ll protect your business so you can focus on running it. Call Quote Texas Insurance at (817) 903-8967 for more information on Texas business insurance. ...read more
By Quote Texas Insurance May 23, 2014
Commercial General Liability (CGL) insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising). Premises/operations coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations. Products/completed operations coverage pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work. Excess liability insurance pays for covered losses that exceed your CGL policy’s dollar limit. Umbrella liability insurance is excess liability insurance coverage above the limits of automobile liability and CGL policies. The umbrella policy also provides liability coverage for exposures not covered under the primary CGL insurance policies and not excluded by the umbrella liability insurance policy. Shopping for General Liability Insurance Coverage Be proactive. Provide your agent or insurance markets with claims history, coverage choices, and risk management efforts four months in advance. Get your claims history (loss runs) up to date. You may request claims history from your insurer. Businesses of any size should be prepared to address claims history. Update and document all loss control/risk management measures, including training accomplished. Be prepared to show why your business currently is and will continue to be a good risk. Respond quickly to requests for information from your agent. Be sure to document all communication with your agent. Especially note key items such as policy limits, deductibles, requested effective date, prior acts coverage if applicable, etc. Consider a higher deductible. Assuming more risk in the form of higher deductibles or lower policy limits may help reduce your premium. Allow for premium increases. When preparing your budget, allow for premium increases or additional premium charges resulting from an audit. Get quotes from several companies. As an independent agent, we can compare prices for you and make sure you’re comparing policies with similar coverage. A less expensive policy might also provide less coverage. We will keep shopping if an insurer declines to cover your business. Insurers have different underwriting criteria. If one company turns you down or is too expensive, we will continue to shop your policy. Review your limits of insurance and make any necessary adjustments. For example, if your business is growing you may consider increasing your limits. (Source: TDI.gov) Contact us today, or complete our general liability insurance quote form to start the process of insurance simplification for you! ...read more
By Quote Texas Insurance January 29, 2014
At Hudson Insurance Group we specialize in Fort Worth general liability insurance, as well contractor and plumbers insurance quotes in Burleson and Fort Worth surrounding areas. We have one goal: to help our customers find a quality policy at an affordable price. With a large number of insurance companies to choose from, we will find the best company and make sure that it is the right one to fit your needs. At Hudson Insurance Group, you're guaranteed a quality policy with a quality company. We represent all the Top Insurance Companies. Don't waste time calling company after company when you can just call us and know that we will do the work for you. We Make Insurance Simple! That's our slogan, now let us prove it to you today! ...read more
By Quote Texas Insurance May 12, 2010
Having motor insurance gives you peace of mind, and looking for motor insurance involves carefully comparing motor insurance. Comparing motor insurance will ensure that you receive a good insurance rate and a provider that will provide quality service when you need it most. ...read more
When you have booked a cruise, the last thing on your mind are the things that can go wrong. You probably are more concerned with the fun times ahead. Unfortunately, cruise travel insurance should come to mind, as not having coverage can create problems such as lost items or trip cancellation problems... ...read more