Top Insurance Companies in Brady, TX

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Texas Home Insurance

People often wonder why we will not insure their home for current market value.  The answer is simple.  Insurance companies want to insure a house to the replacement cost value.  This means the cost to rebuild including all labor and materials.  In many parts of Texas this is confusing.  Houses may sell for $80,000 but it is 1600 sq. ft. in size.  That means we may be insuring it for $140,000 to avoid depreciation charges.  For more information on Texas Homeowners insurance click here. ...read more

By Citizens Insurance Agency July 11, 2011

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