Preferred
By GarrettMarshall April 06, 2018
Honest company that goes to work right away. They were able to get results for me within a few weeks. They have proven to do what they said they were going to do with NO monthly fees like other services. I would recommend them for anyone looking to clean up their credit. ...read more
By LV DJ Spin Doctor October 25, 2011
We have heard nothing but great things about you. Keep up the great work! Thank You for connecting with Las Vegas DJ Spin Doctor - Your Full Service Las Vegas Mobile DJ. Should you or anyone you know ever need entertainment for any type of Las Vegas DJ event, call us at (702) 505-5346 . Feel free to browse our coupons to take advantage of GREAT Las Vegas DJ discounts exclusive to merchant circle. God Bless! ...read more
By Marshall B July 18, 2011
Can you say SCAM!!! Hired McKenze-Paul to collect some outstandng invoices and they did. They told me they had colleted the funds and would be sending me a check within 60 days. Several months later I called and was told the check was in the mail. Still no check! I started calling and sending e-mails, neither of whcih were ever returned. I sent registered letters, still no responce. After a year, I contacted Austin P.D. and filed a Theft of Funds report and let them contact these folks. This did the trick!! They paid me the money they owed, but they had to do it in payments over a couple of months. So it took over a year to collect the money from McKenzie Paul & Assoc. who got to use that money free of charge for that time. I needed a collection company to collect from McKenzie Paul. I gave them one star only because there is not a zero star. ...read more
By BCR Consulting April 05, 2018
Collection companies have done a great job over the years of convincing consumers that paying off collections will raise their credit scores. Many are actually surprised to learn that paying off collections will actually lower their credit scores. Collections are usually reported on the credit as a “9” status or collection account. This means the account has already been "written off" and assigned to collections by the creditor. Once an account is reported this way on the credit report, the damage to the credit score is irreversible, unless that item is removed completely from the report. If the account is paid off, the collection company reports that the account now has a $0 balance, but they do not usually delete the item off the report. The account has already become a collection, and the risk of the consumer defaulting on another account is already very high, due to that collection. So their credit score will not go any higher if it is paid off, because paying off a collection after the fact, doesn't lower the risk of defaulting in the future. However, the DATE OF LAST ACTIVITY is updated to the date the account was paid off. So if that account was sent to collections 3 years ago, the date of last activity is 3 years old and the impact to the credit score is not as much. But if the consumer pays off that collection today, they just update the date of last activity to today's date, sometimes causing the scores to go DOWN as a result. Crazy isn't it? Your clients are trying to do the right thing and pay off collections, but their scores can be lower as a result. Help your clients work with collection companies to have their negative item removed completely from their report, if they pay it off. This will help their credit while satisfying the collection company. Source: Credit Advisory Group ...read more
By BCR Consulting April 05, 2018
ClearPoint Credit Counseling Solutions (CCCS), a national nonprofit, has helped over a million clients to regain their financial foothold through personalized budget, credit and debt counseling. ...read more
By ClearPoint Credit Counseling Solutions April 07, 2015
Not being able to pay your creditors due to job loss or other unforeseen circumstances can leave you feeling overwhelmed. Bill collectors will call you at all hours of the day attempting collect. A debt reduction service may be the answer for your situation, but there are scams that you will want to a... ...read more
Making sales these days is highly competitive and if you are not accepting charge and debit cards, you are missing out on sales. There are many different types of processing equipment deals as well as variables in merchant services. Learn how merchant services work and put them to use to make sales yo... ...read more