By tishabrooks December 04, 2016
I apply on their website and then called and they approved me for 600 dollars and my interest rate was 20 % I will definitely use them again, this helped me because my credit is shot ...read more
By Anonymous September 12, 2014
I've driven all over Memphis Tennessee to get the address for Citibank I googled addresses and phone#'s and when I arrived it was a home address why do business with Memphis company's when there isn't a back of yours here ...read more
By keira July 23, 2013
I borrowed 1300, they would only put it in my bank account, I wanted to pick up cash but i needed the money so I had to wait the next day and just get it out of my account my payments are 125 every pay period. kept me from getting put out ...read more
Call (844) 580-2743 to reach me in Memphis, TN, to request my financial consultant assistance. B4 Financial Group Memphis, TN 38111 Phone: 9012408746 Contact Email: dexxb4@yahoo.com Keywords: financial consultant, memphis, tn ...read more
By B4 Financial Group August 26, 2014
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Consumer Credit Counseling Service 1-888-551-1270. Let us know what you think! Read It Now Here ...read more
By Consumer Credit Counseling Service 1-888-551-1270 September 01, 2011
Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of "completeness and accuracy." If, after a reinvestigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the [credit bureau] shall promptly delete such information." The credit bureaus are required to complete the investigation within a "reasonable period of time." This period has been set at thirty days. The credit bureaus can ignore the consumer dispute if they have reason to believe that the dispute is "frivolous or irrelevant." The FTC commentary on the FCRA cites, as an example of a frivolous dispute, a dispute wherein the consumer challenges all negative items on his credit report without providing any allegations regarding specific items in the credit file. However, "A [credit bureau] must assume a consumer's dispute is bona fide, unless there is clear and convincing evidence to the contrary." When a consumer challenges a negative credit listing on the basis of extenuating circumstances, such as health problems, divorce, job loss, etc., the credit bureaus are entitled to ignore that dispute. When a consumer submits a dispute which is neither frivolous nor irrelevant by credit bureau standards, the credit bureau must "at a minimum... check with the original sources or other reliable sources of the disputed information and inform them of the nature of the consumer's dispute." In some cases of consumer dispute, "Reinvestigation and verification may require more than asking the original source of the disputed information the same question and receiving the same answer." In other words, when a consumer files or re-files a valid dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing. In theory and law, the process is deceptively simple, thus leading many people to think that they can easily handle this themselves "for the price of a few postage stamps." Most quickly discover that the credit bureaus have made it much more difficult than one would imagine. For help in this, we recommend using Lexington Law a professional credit report repair company. Memphis TN credit counseling Memphis Credit Counseling Memphis Consumer Credit Memphis consumer credit call 1-888-551-1270 Memphis consumer credit counseling consumer credit counseling service Memphis Memphis Tennessee consumer credit counseling service Memphis consumer credit counseling service consumer credit counseling Memphis TN Memphis credit counseling service call 1-888-551-1270 ...read more
By Consumer Credit Counseling Service 1-888-551-1270 April 28, 2011
College can be expensive and this can prevent many people from continuing their education. However there are many programs and loans designed to help people afford college through financing. If you have bad credit, you will need to find special loans and lending options that are designed for you. ...read more
Furniture is often expensive a usually require and loan or credit card to finance it. If you have bad credit, it may be hard to obtain this funding. Many furniture stores will allow people with bad credit to finance the furniture through the store. Visit several stores to find out what your financing ... ...read more
