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Cheap Term Life Insurance

Everyone wants to sell you the cheapest. While there is merit in buying a low price, often the lowest price comes with disadvantages. What kind of value does the product give you? It may be that the cost goes up every year. It may be from a company that is not financially sound. There may be limited benefits. So, cheapest may not be best. The same is true for life insurance. Especially those that offer you limited choices when the policy period is over. What if you ever need a permanent policy if you health changes? What if the cheap term policy is the only shot you will ever have at owning a life insurance policy? Be sure to look "behind the curtain" when you buy "cheap term life insurance." Stephen Evanko Insurance Advisor, Author&Speaker sevanko@delinsadv.com ...read more

By Delaware Insurance Advisors October 03, 2010

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