Preferred
By Lola Benedict May 02, 2011
Badly organized. Don't mind lying to make a sale. Not bad return, but untrustworthy. They get one star for investment -- if I could give them zero stars for service and clarity of operation, I would. The Principal had a basic misunderstanding of trust documents. ...read more
By AroundTownMe at Citysearch December 10, 2010
We went to the Citizen for cocktails and dinner on my husband's birthday. Service was very slow even though it wasn't a busy night. Our food was terrible - I had a greasy sea bass that was poorly presented and my husband had a horrible looking filet that was overcooked for his specification. We were very disappointed in the food and presentation. I was hoping for a new neighborhood hangout - but this isn't it. ...read more
By demetrius vlor July 07, 2010
i hate to tell you but i feel it necessary to alert you that a person RYAN SKINNER you are dealing with is a very bad and dangerous individul.....he is under investigation by 4 different federal agencies for a variety of charges....from fraud..inbezzelment..to drug dealing..weapons charges..threating and intimidation of witnesses..and child sexual assualt..i just hope you dont have much money tied up with him..because after all the lawsuits he will be penniless...i hope this helps you before its too late.....goodbye ...read more
Below is a summary of the FCRA. The full Act can be obtained directly from the Federal Trade Commission's web site here. Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of "completeness and accuracy." If, after a reinvestigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the [credit bureau] shall promptly delete such information." The credit bureaus are required to complete the investigation within a "reasonable period of time." This period has been set at thirty days. The credit bureaus can ignore the consumer dispute if they have reason to believe that the dispute is "frivolous or irrelevant." The FTC commentary on the FCRA cites, as an example of a frivolous dispute, a dispute wherein the consumer challenges all negative items on his credit report without providing any allegations regarding specific items in the credit file. However, "A [credit bureau] must assume a consumer's dispute is bona fide, unless there is clear and convincing evidence to the contrary." When a consumer challenges a negative credit listing on the basis of extenuating circumstances, such as health problems, divorce, job loss, etc., the credit bureaus are entitled to ignore that dispute. When a consumer submits a dispute which is neither frivolous nor irrelevant by credit bureau standards, the credit bureau must "at a minimum... check with the original sources or other reliable sources of the disputed information and inform them of the nature of the consumer's dispute." In some cases of consumer dispute, "Reinvestigation and verification may require more than asking the original source of the disputed information the same question and receiving the same answer." In other words, when a consumer files or re-files a valid dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing. In theory and law, the process is deceptively simple, thus leading many people to think that they can easily handle this themselves "for the price of a few postage stamps." Most quickly discover that the credit bureaus have made it much more difficult than one would imagine. For help in this, we recommend using Lexington Law a professional credit report repair company. ...read more
By Consumer Credit Counseling Service 1-888-551-1270 April 20, 2011
College can be expensive and this can prevent many people from continuing their education. However there are many programs and loans designed to help people afford college through financing. If you have bad credit, you will need to find special loans and lending options that are designed for you. ...read more
Furniture is often expensive a usually require and loan or credit card to finance it. If you have bad credit, it may be hard to obtain this funding. Many furniture stores will allow people with bad credit to finance the furniture through the store. Visit several stores to find out what your financing ... ...read more
