Top Home Builders in Louisville, KY 40204
Recent Reviews View all
Martin Amos Construction Co Inc
By theferrignos at Citysearch May 16, 2012
For many years Amos Martin has built beautiful homes. As a sub-contractor in the exterior business, we worked very close with Amos on several developments throughout Louisville. We held on through the tough economy until the building industry went from quality to slow moving to cheap, when we had to transfer to an alternate venture. Even through these times, Amos has maintained his reputation. A++ developer and person. ...read more
Kaelin Home Improvement Inc
By Ron Skaggs / Commercial Owner May 01, 2011
Kaelin Home Improvements is operated by Ronald Kaelin, Paid Top $$ to replace commercial roof with a rubberized roof. Told it was the best roof. Over 20+ LEAKS. Kaelin, Finally showed up after numerous calls and didn't solve the "LEAK " problems. I will file a complaint w/BBB.. Also, file Law suit. This company's workmanship shows total incompetence.. Please "BEWARE" ...read more
Ball Homes
By Full time gardener December 26, 2010
Just my humble opinion, but Angie probably works for Milestone reality, which is Ball Homes own real-estate agency because they CANâT get reputable real-estate agents to work for them and sell their God awful homes. I personally would not believe ANYTHING this woman says; all she wants is her commission. She probably would try to sell snow to an Eskimo. ...read more
New Photos 59 photos
Blogs View more
Supreme Lending - New Lender In Town!
Supreme Lending has opened a new branch office at 8019 Dixie Highway #107, Louisville, KY 40258. Sales Manager Frankie Story and personnel have served customers in Louisville and the surrounding areas for the past 17 years. “We are absolutely delighted to be opening in this dynamic and thriving residential and business community,” said Frankie Story. “The location will enhance customers’ convenience and enable us to service our clients faster. We look forward to serving our clients – whether they are young professionals, growing families or retirees - with our trademark service and superior selection of products and financial services.” “We see tremendous growth potential in Louisville and the surrounding communities, and we want to help homebuyers in those areas,” she added. “We feel that Supreme can fill an important market niche based on the demographics of these communities.” Subscribing to the Supreme Lending philosophy, Frankie Story, has based her career on the simple belief that if you provide outstanding service to your customers, your customers will be your best salesman. Scott Everett, President and Founder of Supreme Lending, saw this in Frankie Story when she decided to expand operations with the opening of this new branch. Although Supreme Lending is a National mortgage originator, Frankie Story, is excited to bring this local connection to the market. Frankie Story can be reached at 502-417-0101 or via e-mail atFrankie.Story@SupremeLending.com. Also, you can make a secure on-line application athttp://frankiestory.supremelending.com. Everett Financial Inc d/b/a Supreme Lending with corporate headquarters in Dallas, Texas. Supreme Lending is a full-service mortgage lender doing business in 35 states and has more than 50 branch locations around the country. Supreme Lending, a non-depository lender, reinforces its branch network with outstanding support in accounting, technology, sales, marketing, and training. Supreme Lending supports equal housing opportunity. More information can be found online atwww.SupremeLending.com. ...read more
By Supreme Lending March 29, 2012
FHA Increases
It has been more and more difficult for consumers to obtain a mortgage for financing a home over the past few years. There is a new change happening on April 1st that is going to costs the buyer more money to utilize FHA financing too. FHA will be increasing the fees that are associated with a consumer receiving one of their loans. The chart below shows the increase: Will these increases make or break someones ability to purchase or refinance, probably not. However, in today's economy, an increase in your monthly outgoing can make a difference. ...read more
By Supreme Lending March 29, 2012
When Buying, Consider a Custom-Built Home
When Buying, Consider a Custom-Built Home May 22nd, 2008 · 1 Comment If you are considering buying a home, you may besurprised to discoverthat having acustom home builtis a realistic possibility. A custom-built home opens up an entirely new range of possibilities for you because you have so much control over the location, the design, the amenities, plus with careful planning you may end up with valuable equity after the home is completed.We have been fortunate to sit down with luxury custom home builderDenis Littrell,CEOof theLouisville Building Companyto discuss the process of having a custom home built. Denis has been in the custom home building business for over eight years, with a five year stint prior to that with one of the largest commercial design firms in the South. Denis’ specialty is his ability to do all of the custom design of the home in-house, plus supervise the building process through completion.What is the difference between a custom home builder and a production builder?A true custom home builder defines multiple completely original features in the home. In addition, a true custom home builder is multi-disciplined meaning they are able to incorporate the process of designing and building the home together in full cooperation with the client. A very beneficial difference is the ability to manage the budget to the client’s advantage because the custom home builder hasintimate knowledgeof the complete design and materials required.What are the general steps in having a custom home built?For me, the first step involves asking a potential client to fill out adetailed questionnaireto help define exactly what they want in a new home. From this questionnaire I am able to get a clear understanding of their wants and needs. The next step involvesprogrammingwhere we make a determination of the client’s budget and decide what features are going to be prioritized in terms of money. Next, we discuss design theory and I ask that the clients bring in magazine clippings, photos, and books that show features they find appealing. From this point we begin to sketch the design, first on paper, and then on the computer, from there adding detail to the design as my clients begin to see their new home come to life.What are some ways to finance a custom-built home?This really depends on whether or not the client has already purchased a lot for the new home. If there is a lot available, then that property can be used as collateral for aconstruction loan. Construction loans are different from a typical mortgage loan because the funds are always dispersed through a number ofdraws. Each phase of construction is defined in an agreement between the buyer, the builder, and the loan provider, and a certain amount of money will be provided for each phase. At the completion of each phase, the lender will inspect the work and determine if it has been completed as agreed upon. If the lender is satisfied, then they will release funds for the next phase of construction and the process continues. Depending on the specific terms of the loan, the construction loan may mature intopermanent financingat the completion of the project.If the client has not purchased a lot prior to initially contacting me, I can help them locate property that fits within their general design criteria, plus we will be able to look at all available financing options together to find the best fit for their investment needs. It is always an option for my clients to do owner financing if that is the best choice for their individual needs.What terms are typically found in the contract you use when commissioning a custom-built home?I use an industry standard construction agreement with additional provisions that identify all specific details of the project. The terms have been revised continually over the years and it is fairly well balanced between my needs and the buyer’s needs. The contract is similar to a normal real estate purchase contract except for a few key sections. The first is thewarranty section. You should expect to receive a warranty for any home you have custom built, and you will typically find builders give a one-year warranty. For my homes I do provide atwo-year warrantyand will spell out the exact terms in writing.Also, there will be aschedule of eventsin the contract that not only specifies an estimated completion date, but also details the buyer’s role in selecting and purchasing fixtures at certain times. Though we will have discussed in detail things like paint colors, cabinet styles, light fixtures, trim, faucets, door handles, etc., the buyer must make their final decisions and purchases by certain dates so we can maintain our agreed upon schedule. These items are calledallowancesand are important to not only the schedule and styling of the home, but to the budget, as well.How does the design process work?Using the initial questionnaire, extensive discussion, and the written contract, I begin to make hand sketches that are used to get the basic design into the computer. I use the computer for quite a fewbeneficial reasonssuch as time and cost savings, ease of design changes, plus the ability to email my clients any updates or changes to the design.All adjustments to the design are made according to the contractual agreement. Anytime the design is modified, it requires achange order, plus any cost adjustments are calculated and agreed upon.The original drawings will be red-lined to show all changes, plus all parties involved will initial the updated design. This record keeping is necessary for effective communication, plus to precisely manage the budget.How long does it take to build a custom home?You can expect the initial specification phase to take roughly two weeks, with the design phase taking one or more months, depending on the complexity. The actual building process will take anywhere from six to eight months, or more, depending on the size of the home, the intricacy of the build, and the weather. It is also possible that certain materials for custom designs may take extra time to acquire. All of this will be explained in the schedule, and any delays will be noted and accounted for to keep the build on track.What should the buyer be doing during the construction phase of the new home?The buyer should be shopping for allowances. This will include all of the finishes in the home, such as paint, flooring, cabinets, fixtures, plumbing, appliances, and landscaping. The buyers will have a detailed schedule that they will need to follow to keep pace with the construction of the home. In addition, the buyers should be paying attention to the build-out and asking questions if they do not understand what is happening, or if they see something that is not to their satisfaction. It is much better to haveopen, effective communicationand resolve any conflicts immediately to prevent scheduling and budget issues.Denis Littrellis theCEO and principal designerof theLouisville Building Company. Examples of his work are at the link provided, and he can be contacted directly at 502.645.7991. ...read more
By The Louisville Building Company, Inc. June 12, 2008