Top Legal and Financial Services in Indianapolis, IN
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FENNER & ASSOCIATES
By msheila September 02, 2015
I never thought I would get to live a debt-free life again, but now I am. I can sleep peacefully knowing that I wont be getting harassed with phone calls from the creditors. I owe my peaceful sleep to Fenner & Associates. Thank You for Everything! ...read more
Blossom Chevrolet
By JessicaWilkes January 11, 2015
I recently took my vehicle in to get it serviced, because I was having issues starting the engine. I went inside and spoke to one the technicians, Todd. I explained the issue I was having with the vehicle and as I did so I felt that my intelligence was being insulted. He told me that it was probably a battery issue. And at one point he said, "I don't want to know what you think is wrong with it." I had previously driven my car to southern Indiana, and a gentleman in an automotive shop in that region tested the battery on my car and said it was working fine. Todd was abrasive and condescending. He would not tell me the cost of the initial diagnostic test, he just mentioned that it was a standard rate. I took my car into the shop on a Friday, and Todd told me that he would contact me Wednesday or Tuesday with news. I did not hear from him. So I waited, because I try not to be a bother. I reached out to him on Monday of the following week. I called the service center, and they patched me through to Todd, who subsequently ended our call as soon as it began. He said an IT guy was working on his computer and that he would call me back in a few minutes. He never called me back. I called on Tuesday, and the assistant in the service center patched me through to Todd. He did not answer. I called back, and they transferred me to John, who did not answer. I left a voice mail, asking him to call me back with information about my car. John called me back, and said he would get the information and call me back. He never called back. Finally Todd called and said that they had replaced the battery on my car and the windshield wiper blades. He also said the recall work on my car was completed as well. The bill I was responsible for paying was $273.96. The bill charged me twice for the wiper blades.The recall section of the bill said, "no info yet." I was also charged a miscellaneous fee and an outrageous service fee. I am very displeased with this dealership due to their lack of professionalism and price gauging. The manager that I contacted to resolve the issues with my bill was stubborn, unapologetic, and rude. He claimed the additional $26 was tax and when I told him the bill said the tax was $12, he insisted that he was correct and that I must be interpreting it incorrectly. I have opened a claim with my bank to resolve this issue. To avoid any further headaches, I will never be returning to this dealership. ...read more
Blossom Chevrolet
By patrickhayden990 January 10, 2015
We took our Aveo in because it was having trouble starting. The service tech we talked to was grumpy, argumentative, and deceitful. He told us there would be a diagnosis fee but refused to tell us how much that would be other than that it wouldn't be much. When I have taken my car to the dealers in Evansville, they have never charged me to plug in the code reader. Also when I took my car into Champion in Avon, they allowed me to put the diagnostic fee towards the repair. The service tech told me that no one does that anymore even though I just told him I had taken the car there this summer. There was also a recall for part of the headlights. We made sure he knew that we expected them to fix that while he had the car. In the end they charged us $100 to plug in a code reader that I could have had any O'Reilly Auto Parts store for free, plus miscellaneous fee for who knows what and $80 for the labor to replace the battery. In addition to this they never actually fixed the recall!! We will not be returning to this shady dealership. ...read more
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How to stop bill collectors from contacting you
Whenever you are contacted by a bill collector, you do reserve the right to decline any further contact regarding the debt. However, it is best advised on the first call to see if you can rectify the matter first, especially if it is a valid debt. On the other hand, if you continue to receive repeated calls and wish for the contact to stop, you can advise him/her in writing to “cease” any further contact regarding the debt. Here is how you should do it: Write a letter stating you no longer wish to receive contact regarding the debt in question. To be on the safe side, you should make a copy and send the original by certified mail with a return receipt to retain proof. Once the bill collector receives that letter, by law they are no longer allowed to contact you again. However, there are some exceptions to them contacting you such as to let you know the contact will cease or that an intended course of action will take place. The intended purpose of this advice is strictly for the purpose of relieving stress brought upon you by repeated phone calls. However, if you know the debt is valid and do have intention to pay it, you should work out arrangements soon enough with the bill collector. Otherwise, telling a bill collector to cease contact does not make the debt go away. The debt collection agency can still take legal action or report your debt to the credit bureaus for failure to pay it. It is always best to immediately resolve debts you know to be valid. However, if you want to stop bill collectors from contacting you, this is how to do it. Again, if they ignore your letter, they are in violation of the Fair Debt Collection Practices Act. ...read more
By New World Collections February 17, 2016
How to recover a judgment on bad debt
Going to court to obtain judgment on a debt is one thing, but enforcing the judgment for recovery of that debt is a whole different ballgame. What are your options to recover a judgment for bad debt? It first starts with having hired a debt collection agency to collect before filing for court. Debt collection agencies utilize skip-tracing software that will help to validate a good home address and in some cases an employer if not already provided by you. Should the debt collection agency have to file legal action, the first step is for their legal department to obtain the judgment in court. Once judgment has been obtained, it then comes down to the options needed to secure recovery. The best avenue from there is to collect against the debtor’s assets. Any of the following assets, if available, may be used by the debt collection agency to recover the judgment: 1. Wage garnishment-If there is a verified employer, filing to garnish wages from the debtor’s paycheck can occur 2. Bank account freeze-If the banking institution of the debtor is known, filing for a bank account levy will freeze available funds for payment On the other hand, trying to force a sale of the debtor’s vehicle, house, or personal property can be complicated, expensive, and time consuming. So your best bet are the 2 options shown above. Recovering a judgment is a difficult task. However, if you hire a debt collection agency from the get go, your odds to recover are much better. If legal action does become necessary, they have the resources available to help locate assets needed to secure recovery of that judgment in the short or long term. ...read more
By New World Collections February 10, 2016
Guess Who Is On Facebook?
Long overdue, Total Shred Solutions (www.totalshredsolutions.com) is now on facebook. Providing document destruction service to Indianapolis and surrounding areas. Please like and follow us @https://www.facebook.com/pages/Total-Shred-Solutions/1489463011302477?ref=hl Happy Thanksgiving! Total Shred Solutions, LLC ...read more
By Total Shred Solutions, LLC November 24, 2014