By Consumers Fair Credit Alliance, LLC August 14, 2008
Thank you for connecting with us. We are pleased to recommend those in our network, as we choose our affiliations very carefully as you probably do also. We are proud to be part of your network and we look forward to working with you. You can refer any non-qualifying, credit-challenged clients to us with complete confidence and be assured we'll send them back to you with better credit and higher scores. Our experienced attorneys are consumer credit law specialists and we back them with the strongest money-back warranty available. We want to help you promote and grow your business Ask about our Affiliate Plan, Referral Rewards Program or Free Membership Program for qualified professionals. We have added your company to our database and we look forward to a mutually beneficial relationship. Thanks again and best wishes for your continued success! ...read more
By A A Auto Service Center August 07, 2008
Thanks for linking with my network, I wish you all the business you can handle ...read more
By OutRentHome.com July 23, 2008
Thank you for being part of OutRentHome.com network associated. I pretty much like your business! Keep up your good work! OutRentHome.com - The Home You Want, The People You Want Ryan ...read more
Pre-Inspected Listings: The Future of Real Estate Inspections Home inspections have traditionally been for the benefit of the purchaser/home buyer. However, pre-inspected listings actually benefit all parties – home buyers and home sellers. I’ve personally performed more pre-listing inspections in the last five (5) years than in the ten (10) years combined prior to that. So, I know they work. Note: Whether being performed for the home buyer or home seller, the same inspection is performed, or at least it should be anyway. The job of the professional home inspector is to document the "visible conditions" found on the property, for that day, with no regard to who those conditions may offend. In other words, the inspection report "should" be a direct reflection of the property’s condition for that day. A home inspection is not all-inclusive, but is performance based, and the report should reflect the visible signs of past performance, whether being well kept or neglected. At Home Inspections by Dana, we find the most common contributing factor for a home being neglected is "Deferred Preventative Maintenance". This, in the long term, will always lead to some type of damage, deterioration or cause components to operate improperly. However unfortunate these conditions may be, they are still reported or we have not performed our job. Unfortunately, some home inspectors, whether by turning a deliberate blind eye, or not having the proper knowledge and education, do not document all conditions. We feel it is our responsibility to report on all conditions found and prioritize our findings so our reports are easy to read, follow, understand and be educational. Deals won't fall through: Home inspections performed as a condition of the offer have been known to “kill” the deal. I say this because: Sometimes the buyer gets cold feet or a problem no one knew about may arise. Sometimes it is because the home has been misrepresented; sometimes it is because the home inspector un-necessarily alarmed the buyer by not explaining that minor and typical problems are just that - minor and typical. Remember, a general home inspection will detail everything from typical maintenance recommendations to significant defects in the major structural and mechanical systems of the home. If the home inspection is performed prior to the home being listed, all parties will be aware of its' physical condition before an offer is made. There are fewer surprises after the fact and the sale tends to go much smoother. Pre-inspections assist in selling the home: Here’s the way it typically works! Most homes have to be sold twice. More often than not, the Contract for Purchase is contingent on a satisfactory home inspection. Sometimes, after the home inspection is performed, the purchaser wants to re-negotiate based on conditions found during the inspection. If all parties know the condition of the home before the offer, there is no need for re-negotiation. As most real estate agents know, re-negotiation can be difficult. Sellers have already mentally sold the home; purchasers are suffering buyers' remorse. Egos, pride and frustration can often muddy the already emotional waters. A seller who pays for a home inspection up front will be further ahead than one who has to re-negotiate after a buyer's inspection. He/she may even sell the home faster. The Inspection Report: When pre-listing inspections are performed, the inspection report may or may not stay with the property. On some occasions, sellers have shown the inspection report to buyers, but then removed the inspection report from the property when they move. This only causes problems, as the buyer has basically purchased the home based on the pre-listing inspection that was performed and they viewed at the property. In my opinion, sellers should leave the pre-inspection report with the property. Known conditions assist in pricing and selling the home: An inspection at the time of listing helps the seller and their representative understand the true condition of their home, which will assist them in proper pricing of the home and disclosing conditions.Sellers should understand though, the inspection is not a substitute for any disclosure statements or their non-disclosure issues.In other words, if the seller has knowledge of a specific defect, or a condition in a component or system that may be a defect, it is in their best interest to disclose it to the inspector. I say this because if a buyer buys the home and finds a concealed defect that was not readily evident, concealed or covered-up, that buyer will then call the inspection company for not having found the defect. This in turn opens a “bag of worms”, and the inspection company has to go back to the property and reinvestigate the complaint.In many cases, the inspector finds the issue was not disclosed to them and/or the issue was concealed and covered-up. The only recourse for the inspector is to defer the issue as a seller non-disclosure issue.This sometimes leads to court action by the buyer against the seller. I cannot stress enough how important it is for sellers to disclose: 1) All known conditions on the property, 2) all questionable conditions on the property, 3) all known defects on the property, 4) all known repairs on the property, 5) all known upgrades on the property.I am not a REALTOR and cannot give Real Estate advice, but in my opinion, the best thing for a seller to do is compile a complete known history of the property.Lay it out for all to see. It’s pretty simple, if sellers disclose all known conditions about the property up-front, for all potential buyers to see, then those conditions become non-issues because they are disclosed. Granted, some of the disclosed conditions may be “Flagged” by the inspector as unsafe, not functioning or needing immediate repairs. And, sometimes the home inspection reveals major defects or safety concerns the seller was not aware of. A pre-inspected listing allows the seller to repair those items before putting the home on the market. The seller may also choose to have maintenance recommendations performed to enhance the property before listing. If the inspection occurs after the Contract for Purchase and Sale, the purchaser could walk, want to re-negotiate, want items repaired or, depending on the buyer’s inspection addendum, the seller may have the option to repair or replace any defective items. Peace of mind for the home buyer and seller: There is no doubt that the value of a pre-inspected listing is the knowledge gained about the property, from minor maintenance to major deficiencies. This allows for a smoother transaction by creating an atmosphere of good faith between the buyer and the seller. In addition, both parties have more confidence that informed and sound decisions can be made about the property. Reputable inspection companies: Pre-inspected listings will only have value if the home inspector and inspection company are reputable, qualified and properly trained. Prospective buyers will have little or no faith in an inspection performed by someone they perceive to be inexperienced, or an inspection report that tells them nothing about the homes condition. Therefore, it is my recommendation that an NACHI(National Association of Certified Home Inspectors)inspector perform the home inspection. Additional information about NACHI and the Standards of Practice by which a home inspection is performed can be obtained on the Internet at: nachi.org. Pre-inspected homes sell faster: At Home Inspections by Dana, we believe the future of real estate home inspections lies in pre-inspected listings. Offers are cleaner and deals are less likely to be re-negotiated or fall through. Pre-inspected listings afford homebuyers and sellers the information and protection they deserve. Additional information regarding pre-listing and pre-purchase inspections can be obtained by calling Home Inspections by Dana at 217-825-8733. Ask for Dana Strumpher. Dana Strumpher is an Illinois Licensed Home Inspector #450.000002. On the Internet at www.homeinspectionsbydana.comor e-mail: dana@homeinspectionsbydana.com ...read more
By Home Inspections by Dana February 10, 2017
The Capital Association of Realtors has launched a campaign to raise awareness amongst consumers about why NOW is such a great time to buy real estate. Among the reasons now is the time are: ALL REAL ESTATE IS LOCAL THE CAPITAL AREA IS VERY AFFORDABLE MORTGAGE RATES ARE NEAR HISTORICAL LOWS A GREAT SELECTION OF HOMES When you listen or read national news, please keep in mind point number one and consult a REALTOR. (I, of course, am always happy to help!) ...read more
By Tracie Taylor of Coldwell Banker Honig-Bell February 13, 2008
Whether you have bad credit, or are just unable to purchase a townhouse at the moment, a lease-to-own agreement allows you to occupy the townhouse while you pay rent and prepare for the purchase. As with any transaction, there are a number of aspects that must be considered before signing any agreemen... ...read more
Buying a mobile home is a less expensive alternative to a home. You can save a lot of money and have your home paid off in a lot less time. Looking for a mobile home to buy is a bit different from finding a traditional house, but it can be done easily. ...read more