Two newly constructed homes for sale in the Spring Meadows Subdivision off of Alabama Hwy. starting in the $120's! Ceramic Tile, hard surface flooring, Energy Right package, large yards, maintenance free exterior. Zoned for Heritage School system AND 100% FINANCING IS AVAILABLE to qualifying buyers. Call today for more information and location 706-463-4030 ask for Allen Headrick ...read more
By Headrick Construction, Inc. July 08, 2010
Headrick Construction has 2 homes presently under construction that qualify for this Tax CREDIT. This is NOT A TAX DEDUCTION- First-time home buyers who bought after January 1, 2009 and before April 1 2010 (with closing to take place before July 1), would get the $8,000 home buyer tax credit.For the purposes of claiming the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner. This is an update from the original November 30th 2009 deadline. Ifyou and your spouseclaim the credit on a joint return (both of you must meet the income and past ownership criteria to qualify), each spouse is treated as having been allowed half of the credit for purposes of repaying the credit. So the total amount claimable is still only $8000 (up to April 30th 2010).- The home buyers' credit would be available to individuals with a modified adjusted gross income (MAGI) of up to $125,000, or $250,000 for couples, upfrom $75,000 for individuals and $150,000 for couples under the original rules.The higher income limitsare onlyfor homes purchased after Nov. 6, 2009. That is, the existing MAGI phase-outs of $75,000 to $95,000 or $150,000 to $170,000 for joint filers still apply to purchases on or before Nov. 6, 2009. Those with incomes higher than the above limits do not qualify for any part of the tax credit.-*NEW* Current Homeowners looking for areplacement primary residencecould also qualify for a $6,500(up to $3,250 for a married individual filing separately) under the new "long-time resident" provision. They must have lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased. This new provision also only applies to homes purchased after Nov. 6th 2009.-Claiming the new home buyer credit:For qualifying purchases, taxpayers have the option of claiming the credit on either their 2009 or 2010 return. Anew version of Form 5405, First-Time Home buyer Credit, is available on the IRS website. Taxpayers claiming the credit on their 2009 returns,will notbe able to file electronically but instead will need to file a paper return by using the new version of Form 5405. A taxpayer who purchased a home on or before Nov. 6 and chooses to claim the credit on an original or amended 2008 return may continue to use the current version of Form 5405.-click here to read entire articlehttp://www.savingtoinvest.com/2009/02/15000-first-home-buyer-tax-credit-in.html ...read more
By Headrick Construction, Inc. January 09, 2010
Whether you have bad credit, or are just unable to purchase a townhouse at the moment, a lease-to-own agreement allows you to occupy the townhouse while you pay rent and prepare for the purchase. As with any transaction, there are a number of aspects that must be considered before signing any agreemen... ...read more
Buying a mobile home is a less expensive alternative to a home. You can save a lot of money and have your home paid off in a lot less time. Looking for a mobile home to buy is a bit different from finding a traditional house, but it can be done easily. ...read more
