I am sure that many of you have heard about the new law here called "Georgia's Move Over Law" which went into effect about a year ago."Georgia's Move-Over Law was meant to reduce the number of injuries and fatalities to police officers, paramedics, firefighters, tow truck operators and highway maintenance workers," said Director Bob Dallas of the Governor's Office of Highway Safety. Reports show emergency vehicles of all types have been struck while parked beside Georgia highways, even while their emergency lights were flashing.The Georgia Move-Over Law requires drivers to move-over one lane when possible if an emergency vehicle with flashing lights is parked on the shoulder of the highway. And if traffic is too heavy to move-over safely, the law requires drivers to slow down below the posted speed limit instead AND to be prepared to stop.One of my insured's did not know about this law until it was too late. He was driving down I-75 when a state trooper had someone pulled over on the side of the road. He failed to get over into the other lane. A second state trooper was on site and pulled my client over for failing to get over in the other lane. He received a ticket that cost him $500 and 3 points on his driver's license.That is an expensive ticket! You can visithttp://gahighwaysafety.org/moveoverlawto read more about this from Georgia Highway Safety.Please be careful when you are out there driving. Always be aware of what is in front of you and what is behind you. For a FREE no obligation Georgia or Tenessee Auto Insurance quote, give us a call at  706-277-1707. ...read more

What do I need to know about Renters Insurance, and what does it cover? You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And it only costs a little to protect a lot. Renter's insurance is less costly than you might think. Why do I need it? I don't have a lot of stuff. First of all, your stuff may be worth more than you think and you work really hard for everything that you own. Have you recently invested in a new laptop, flat screen, 10 megapixel camera or mountain bike with disc brakes? And what about everything else—furniture, appliances, clothing? Your possessions could easily add up to more than $10,000! If you're careful enough to save for these items, don't risk a financial setback replacing them. And remember, while your landlord likely has insurance to protect his or her building, that policy will NOT protect you. Similarly, your parents' homeowners policy may have covered your belongings in the college dorm, but it no longer applies when you move out on your own. Renters Insurance can cover your contents and give you personal liability protection at a price that can fit any bidget. Call us today 706-277-1707 for a free no obligation renters insurance quote. ...read more