By harrynilssons February 05, 2018
As I worked with Commercial Property & Building Insurance. I have no complaints from this great company. Will back soon gmilife.com. ...read more
By david austins February 04, 2018
I worked with Commercial Property & Building Insurance. it was nice working period of my life. I highly recommend Commercial Property & Building Insurance to everyone. ...read more
By Paverhouse Ricardo October 19, 2015
I highly recommend the surety bonds experts at the ProSure Group. They're very knowledgeble and friendly and they're always ready to help. Ask as many questions as you might have. They take their time to explain upfront what types of bonds you will need and how you can apply for. ...read more
Family Insurance of Tampa Bay & Tax Service is located in Tampa, Florida. Our knowledgeable staff has the skills necessary to secure an affordable insurance policy for you that provides maximum coverage. We can also help file your tax return and find all the deductions you deserve. You can also protect your assets, property and family with a comprehensive home insurance policy from our experienced staff. We offer affordable insurance for all vehicles, including automobiles, boats, RVs, and motorcycles. We are an official notary as well. We alsohave the knowledge necessary to give you the guidance and advice you need regarding your business̢۪s legal rights and taxes. ...read more
By Family Insurance Of Tampa Bay & Tax Service June 25, 2014
Mynatt Insurance Agency is an independent insurance agency based in Tampa. We write all lines and types of insurance for personal and business insurance needs, servicing customers in FL Mynatt Insurance Agency 1316 West Busch Boulevard Tampa, FL 33612 Phone: (813) 932-5511 Contact Person: Jim Connor Contact Email: jconnor@mynattinsurance.com Website: www.mynattinsurance.com Main Keywords: insurance agengy, business insurance, personal insurance, tampa, fl, insurance agents brokers&service ...read more
By Mynatt Insurance Agency January 21, 2014
Understanding Workers' Compensation InsuranceWorkers' compensation insurance is designed to protect and provide for employees who are injured or become ill in the course of their job duties. Such insurance generally pays for the costs of medical procedures, rehabilitation and job retraining resulting from the employee's work-related injury or illness. It also reimburses an injured employee for wages lost due to such an injury or illness and provides death benefits to family members should an employee be killed while at work. Employees who receive payments through a workers' compensation system cannot sue their employer in connection with the injury or illness.Who Must Carry Workers' Compensation Insurance?The laws governing workers' compensation vary from state to state. Most states have a workers' compensation board that sets regulations. The federal government administers a special workers' compensation program for federal employees. Many states exclude certain types of laborers from workers' compensation coverage requirements. Small businesses with few employees may not be required to carry workers' compensation insurance.Many state governments maintain a workers' compensation fund to assist employees whose employers have neglected to carry insurance coverage as designated by law. Such funds are generally supported by taxpayer contributions. Employers in states that do not mandate workers' compensation insurance may choose to carry such coverage to prevent lawsuits related to workplace injuries and illnesses. In these states, employees can generally decline to participate in workers' compensation programs.Purchasing Workers' Compensation InsuranceBusiness owners who are required to carry workers' compensation coveragehave several options for purchasing this type of insurance. Employers in most states can purchase workers' compensation insurance through a private insurance company. The costs of such policies can vary significantly depending upon the industry in which the business operates and the number of employees it needs to cover. Business owners whose employees are at a high risk for injury may need to pay higher premiums than those business owners who operate relatively low-risk operations. Some states allow insurance companies to give discounts to businesses who meet certain workplace conditions criteria.A handful of states require employers to participate in a publicly-funded workers' compensation program. Employers in these states must be sure that they meet all state regulations governing participation in that particular program. State-run workers' compensation programs are often called monopoly funds. The cost an employer pays for insurance will be based upon business size and industry. Individual states may also consider additional factors when determining program costs. Some states allow employers to meet their workers' compensation coverage requirements either through participation in a state-run fund or through purchasing private insurance.In states where employers are free to purchase workers' compensation insurance through a private company, they can do so by contacting an insurance provider. Some industry-specific business associations have partnered with insurance firms to offer coverage packages that include workers' compensation insurance. Participating in such programs is ideal for businesses in high-risk industries.In general, private insurance companies will evaluate a company's workers' compensation track record and level of risk when deciding upon premium and deductible costs. These rates are generally calculated using a formula designed by the National Council on Compensation Insurance (NCCI). The NCCI gathers statistical data about worker injury rates and helps insurance companies design workers' compensation forms that meet state and federal guidelines.Understanding What Workers' Compensation Insurance CoversWorkers' compensation insurance is designed to cover the costs related to injuries and illnesses that befall an employee in the workplace. While specific coverages can vary from state to state, the rules regarding what workers' compensation insurance covers tend to be similar. Practically any illness or injury that an employee incurs as a result of his or her job will result in a workers' compensation claim, even if the injury was caused by employee negligence. Long-term injuries are also covered. Most workers' compensation program pay for medical costs, replacement income, rehabilitation and job re-training.Most states do not require workers' compensation programs to reimburse employees for pain and suffering. Some states allow workers' compensation claims to be dismissed if the employee was under the influence of alcohol or drugs at the time of the injury. Federal law mandates that employees who collection workers' compensation payments cannot sue their employer.Request a Free Workers Comp Insurance Quote Online * The above terms and opinions are to be used for descriptive and reference purposes only. Please review your individual policy for full definitions, exclusions and endorsements. Should you have any questions, please contact your Broker or Agent. ...read more
By E-WorkersComp.net March 06, 2012
Having motor insurance gives you peace of mind, and looking for motor insurance involves carefully comparing motor insurance. Comparing motor insurance will ensure that you receive a good insurance rate and a provider that will provide quality service when you need it most. ...read more
When you have booked a cruise, the last thing on your mind are the things that can go wrong. You probably are more concerned with the fun times ahead. Unfortunately, cruise travel insurance should come to mind, as not having coverage can create problems such as lost items or trip cancellation problems... ...read more
