Top Insurance Companies in Spring Hill, FL 34608

Thanks for the connection! We wish you and your company much success! Lee Hecker Hecker Video www.heckervideo.comRead More…
Thank you for connecting with Chair Caning & Wicker Repair www.chaircaning.webs.com 704-235-8171, it is a pleasure having you in our network. We wish your business to have continued growth and ...Read More…
At Direct we make getting insurance quotes and coverage quick and easy. Get a free Direct Auto Insurance quote today! Visit us online, in one of our 400+ local offices, or call 1-877-GO-DIRECT (1-8...Read More…
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At Direct we make getting insurance quotes and coverage quick and easy. Get a free Direct Auto Insurance quote today! Visit us online, in one of our 400+ local offices, or call 1-877-GO-DIRECT (1-8...Read More…
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As a Personal Financial Representative in Spring Hill, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level...Read More…
As a Personal Financial Representative in Spring Hill, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level...Read More…
The Bankers Life branch in Spring Hill, FL believes in providing insurance and retirement planning recommendations to help our customers create a secure financial future. Our office opened its door...Read More…
Find cheap car insurance in Spring Hill, FL at Freeway Insurance. We compare rates from multiple companies to get you the lowest price.Read More…
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I am an agent licensed to sell insurance through Bankers Life and Casualty Company. I am acting as an agent and the views expressed are my own and not that of Bankers Life. Bankers Life is the mark...Read More…
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Find cheap car insurance in Spring Hill, FL at Freeway Insurance. We compare rates from multiple companies to get you the lowest price.Read More…
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LegalShield (Independent Associate)

Thanks for the connection! We wish you and your company much success! Lee Hecker Hecker Video www.heckervideo.com ...read more

Central Florida Public Adjustors

5.0

By Anonymous

This company helped me settle my insurance claim and receive what I was entitled. ...read more

Southeast Title Insurance of Suncoast Inc

1.0

By polowidower

Can't recommend these folks at all. Their underwriter rejected two different POA's for nitpicky reasons, they missed communication deadlines, their staff is poorly trained, obnoxious, and lazy. We closed a week ago and they still haven't gotten the money delivered to us. Too bad one star is the lowest rating we can give on this site. ...read more

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10 Tips for Finding a Great Attorney

Article from www.truewhisper.com/get/articles/legal/10-tips-for-finding-a great-attorney.htm by Paul Cashell Let's assume for a moment that you just had a huge argument with your spouse and you've decided it's time to move forward with legal proceedings. Perchance your doctor has done something terribly wrong and you're contemplating suing him for medical malpractice. Possibly, you're facing a conflict where someone is accusing you of wrongdoing, and you need advice in regard to your legal recourse. If you were faced with any of these legal dilemmas, would you know how to choose an attorney?Where Do You Turn…Once you realize you require legal advice, where would you turn and how do you think you'd go about finding an attorney? Would you just open the phone book and let your fingers do the walking? Although it's often important to act quickly when taking legal action, haphazardly choosing an attorney can have great consequences. Why? Because when it comes to the law, ignorance is not bliss so choosing correctly means gaining a solid understanding of the law.Facing a Legal Dilemma…In reality most people don't consider the need for an attorney until they are faced with a challenging situation. However, meeting with an attorney who can protect your rights can have a powerful impact on your life for years to come. And though you may have to take action promptly, rather than throwing caution to the wind by choosing any attorney quickly, it's best to choose wisely and carefully. After all, you want an attorney in your corner that has your best interests at heart.Approach the Challenge with Intelligence and Organization….In effect, choosing an attorney is no different then choosing a doctor or any other professional service provider. You want someone you can trust, someone who cares about your situation and someone who is not in it just for the money. Therefore finding a sincere attorney may not be easy, but once you find one, you'll want to retain and keep theirservicesforever. In fact if you don't have a good lawyer to advocate for you, without even realizing it, you can suffer great loss. Therefore, approaching the challenge of finding the right attorney with intelligence and organization is a must. Even though it may take some effort, your mental and emotional state will thank you in the long run.The following 10 tips will definitely lead you in the right direction. One of the best ways of finding the right lawyer is by word of mouth. Perhaps a friend, neighbor or business associate recently retained theservicesof an attorney and they were satisfied with the end result. Ask if they would recommend their attorney. If you feel uncomfortable letting a friend know that you're having alegalproblem, ask someone you're not as close to. You may know of a lawyer that you respect but who practices in a different field of law. He or she would be happy to give a referral. Another good way to find a reputable attorney is using an online legal directory where you can discover a number of good tips about lawyer services, initial consultations and links to reputable lawyers in most local areas. Because an attorney is your primary advocate during your legal situation, make sure that whomever you choose, has excellent credentials. Pay attention to how you feel when speaking to a particular attorney. If he or she doesn't evoke feelings of confidence, choose another. Notice how the attorney responds to your initial call. You'll need to speak to your attorney, so if you're not able to connect easily, you'll add more stress to your life. Make sure the attorney speaks in terms you understand. If the attorney you are considering to represent you speaks legalize, and you have no idea what they're trying to say, don't be concerned about requesting an explanation. Never be afraid to ask lots of questions. If the attorney seems annoyed by your questions, he or she is not the attorney to represent you. At the initial meeting, request information as to the attorney's experience in the particular field for which you are inquiring. And make sure the attorney feels positive about winning your case. Be clear on how the attorney handles legal fees. You don't want any surprises when it comes to the way the attorney bills for his or her services.When you've chosen the right attorney, he or she will act immediately, won't waste your time and is clear about their intentions right from the start. So, when seeking out an attorney, look for one that has a reputation of dedication, commitment, and of course has a record of success.Finally, although an attorney may appear supportive and good-natured, choosing an attorney based solely on their personality can result in grave consequences. An attorney should ALWAYS be selected for their experience so make sure they are considered top notch in their field.---------------------------------------------------------------------------------------------------------------------------------------------------------------Find peace of mind and affordable legal services with a Pre-paid Legal Life EventsLegal Plan. ...read more

By LegalShield (Independent Associate) May 25, 2010

More Americans serving as their own lawyers

By MARGERY A. GIBBSAssociated Press Writer OMAHA, Neb. (AP) _ When Danielle Nitzel found her three-year-old marriage drawing its last breath in 2004, she couldn't afford the minimum of $1,000 she was told she would need to hire a divorce lawyer.So she did what more and more Americans are doing: She represented herself in court."I looked online and just tried to figure out how to write out the paperwork," said Nitzel, a nursing student who at the time had little money and a pile of education loans. "I think it cost us $100 to file it ourselves."The number of people serving as their own lawyers is on the rise across the country, and the cases are no longer limited to uncontested divorces and small claims. Even people embroiled in child custody cases, potentially devastating lawsuits and bankruptcies are representing themselves, legal experts say."It's not just that poor people can't afford lawyers. This is really a middle-class phenomenon," said Sue Talia, a judge from Danville, Calif., and author of "Unbundling Your Divorce: How to Find a Lawyer to Help You Help Yourself."The trend has resulted in court systems clogged with filings from people unfamiliar with legal procedure. Moreover, some of these pro se litigants, as they are known, are making mistakes with expensive and long-lasting consequences — perhaps confirming the old saying that he who represents himself has a fool for a client.Paul Merritt, a district judge in Lancaster County, Neb., said he knows of cases in which parents lost custody disputes because they were too unfamiliar with such legal standards as burden of proof."There is a lot on the line when you have a custody case," Merritt said. "There are a lot of things that judges take into consideration in determining what's in the best interest of the child, and if you're a pro se litigant, the chances that you will know what those things are, and that you will present evidence of all those issues, are really small."While the fees lawyers charge vary widely, the average hourly rate ranges from around $180 to $285 in the Midwest, and from $260 to more than $400 on the West Coast, according to legal consultant Altman Weil Inc.Tim Eckley of the American Judicature Society in Des Moines, Iowa, said no national figures are kept on how many people represent themselves, "but I don't think anybody who's involved in the courts would deny that this is a growing trend in the last 10 to 15 years."In California, about 80 percent represent themselves in civil family law cases — such as divorce, custody and domestic violence cases — according to the Self-Represented Litigation Network. In San Diego alone, the number of divorce filings involving at least one person not represented by a lawyer rose from 46 percent in 1992 to 77 percent in 2000.In Nebraska in 2003, 13,295 people represented themselves in civil cases in state district courts. By 2007, the number had risen to 32,016, or 45 percent.The result?"Courts are absolutely inundated with people who do not understand the procedures," Talia said. "It is a disaster for high-volume courts, because an inordinate amount of their clerks' time is spent trying to make sure that the procedures are correctly followed."Talia has traveled to nearly every state to speak to lawyers, judges and court workers about measures to handle the growing number of people representing themselves.Many states offer self-help Web sites or desks at court offices that offer standard legal forms for such things as simple divorces. In some states, volunteer lawyers are made available to give legal advice to those who cannot afford an attorney.The legal profession may not like the trend but realizes it is here to stay, and has gotten behind the effort. The American Bar Association is encouraging states to set up self-help desks and adopt standard forms.Also, a majority of states have amended their attorney ethics rules to promote a growing practice known as "unbundling," in which a lawyer handles just part of a contract, lawsuit, divorce or other litigation for a small fee, rather than taking on the entire case.The ethics rules have been changed to make it clear that lawyers can do this without being held responsible for the entire case. That can ease their fears of being sued for malpractice.Nitzel, the nursing student, said court staffers helped point her in the right direction, but she also had a friend who happens to be a lawyer help in drafting her divorce papers.*************************************************************************************************************************** There's no substitue for good legal counsel, especially today. Legal situations and questions pop up without notice. Any one of them could become a serious problem. Pre-Paid Legal helps you prepay for the legal help you are likely to need most. Because when you're facing a legal problem, no other legal service plan today gives you more legal rights protection than a Pre-Paid Legal membership. See for yourself! Visit us on the webhere and/or call Steve Simon @ (352)398-0135 today! ...read more

By LegalShield (Independent Associate) December 05, 2008

Adding value with voluntary benefits...both sides of the desk

Keep what's best for employees top of mind  By Yvonne Waterman, Nov. 1,2008 Voluntary benefits are a great way to expand the employer's portfolio of benefit offerings at little to no expense to the employer. The goal is to find the right voluntary products for the employer's needs and then to have them implemented without a sales push on the employee. The goal of voluntary benefits in my mind is to add a product that the employee values and to offer something that will be used and will provide protection. Just selling voluntary or worksite products by using the hard sell on the employee brings no value to the employer. The consultant/broker can work with the employer to determine the needs of the workforce. Some companies will do employee surveys, while some will form committees, and others will just work with their broker to decide what base of voluntary products will be a good fit with their employees. Some voluntary products are very attractive, includinglegal plans, short-term disability insurance, whole life plans, auto/homeowners insurance through payroll deduction and critical illness coverage. Some of the larger employers also can offer banking options. When implementing voluntary benefits, beware of products that may not bring value or where the employee is put into a position of feeling "forced" to buy. This creates extra work for the benefits department, and the employees feel they were set up. The goal needs to be geared toward the employees, as this is their benefit. Employers want to be seen as offering a full benefits package to their employees. A hard sell on the employee is not seen as a benefit. The other item to watch out for is how the voluntary products are billed. Are they billed directly to the employee? Is it individual bills, or is it on a group platform? The ideal is to have a groupbilling situation with the charges payroll deducted from the employee's check. Then if people leave, the payment is stopped with no risk to the employer. As a broker/consultant, I feel it is very important to disclose that there are commissions built into voluntary products offered on a groupbasis. Sometimes it is not Schedule A reported. Full disclosure is important. I also think it is important that everyone in the process of implementing these voluntary products has one focus - what's best for the employees who will be purchasing these products. If that remains the core focus, a successful portfolio of products can be achieved. To ensure a successful voluntary program, determine the best voluntary products to offer, develop an implementation timeline that includes full education for the employees without a sales push and then start the program off the core product renewal time. In this situation, the employer and the employees win. That is a good partnership. ...read more

By LegalShield (Independent Associate) November 12, 2008

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