By Techjunkie2012 July 02, 2015
The lady who answered was very nice and confirmed a same day appointment within 10 minutes of contacting them. The lady who did our notary was friendly and quick. I would recommend their services. ...read more
By Keithbanks January 06, 2015
I started this process with American Financial Resolution first with a gentleman by the name of Marc Gurney who sold me on the ideal they could help me modify my mortgage. Then I was passed on to Several processors first Perla Lee senior processor then to a Delilah Smith senior processor and finally to a Steve Po senior negotiator. It has been a year and no progress they never return calls they don't respond to emails I requested my money back which they state in there paperwork if they can't acquire a modification that my money is fully refundable but of course I get no return calls. They are now going by the name Ideal Financial #877-988-4592. I have spoke several time with Kenneth Adler who has tried to assist where he can but to no avail. ...read more
By Anonymous September 23, 2014
Infinite thanks Dorene!, if it wasn't for you, we would not be living in our new home. About a year ago, we meet Dorene walking around our neighborhood at an open house. At that time we thought that the perfect house for us was the place we were renting. When buying that house was not a feasible option, Dorene stood by our side and started helping us in the search for a new home. She had the knowledge, the talent and the timing to find very good matches; big enough, close enough to our schools and work and most important of all, in our budget. Although we got discouraged several times by the current crazy market of people out bidding us with cash, Dorene patiently kept working until it just happened. We highly recommend Dorene for her professionalism and charisma. ...read more
The new plan announced TUES will pay borrowers between $2500 to $35,000 for moving expenses etc when a short sale is finalized. The banks expect the greatest response from customers in Florida, California and Nevada. This was a pilot test program in Florida last year with super success. Bank of America paid up to $20000 to borrowers who short sold their homes in this program so far. If the homeowner is deemed eligible...the banks will determine a sales price on the home so the agent can list it at that price. Once owner receives an accepted offer, you can move towards a quicker close in addition, these homeowners will owe NO MORE ON THEIR MORTGAGE with the sale of the property. The owner can even use the funds from the RELOCATION ASSISTANCE monies to pay off existing liens or to help with relocation expenses. Homeowners interested in this money..need to act quickly since this is limited-time offer you don't want to miss out on. The big banks are changing their programs all the time now and could change these figures anyday. The relocation assistance monies will be paid at closing. In addition, the short sale MUST be initiated in 2012 BEFORE the end of the year, in order to qualify. Also, super important key issue. *DECEMBER 2012 marks the end of the Mortgage Debt Forgiveness Relief ACT of 2007..which basically allows homeowners doing a short sale to be FORGIVEN on the deficit amount. Right now, while the Relief Act is in place...those doing a short sale normally do NOT have to pay taxes on the deficit amount. It is written off on their taxes by filing a 1099C form which is a cancellation of debt form. This deficit amount was NOT income, owner will NOT be taxed as such. If Congress does NOT extend this Debt Relief Act PAST DEC 2012...you'll have a wave of homeowners being taxed on the deficit as income. OUCH! For example...You bought a home for $500,000 and now in the short sale, you sell it for $300,000! You would report the $200,000 deficit on your 1099C cancellation of debt form and NOT be taxed as income. These short sales NEED to be completed by DEC of 2012. No one knows if the DEBT RELIEFT ACT will be extended into 2013, sooooooooooooooo those that want huge amounts of relocation monies from these banks AND want to WRITE off the deficit amount on their taxes as a cancellation of debt...need to JUMP on the bandwagon and quit being a deer crossing the road with the headlights coming straight at them. *Another important tidbit for California homeowners to remember is that SB 468 is in effect! This means that since Aug of 2011, Gov. Gerry Brown enacted SB468 to help homeowners doing a short sale in CA only. This states: THE SHORT SALE IS FINAL meaning bank can no longer pursue you for any deficit AFTER the short sale! Also: the homeowners DO NOT have to come up with any more CASH CONTRIBUTIONS during the short sale! In addition: the homeowners DO NOT have to SIGN any more PROMISSORY NOTES to do the short sale! If anyone forces YOU to fork over ANY monies to do a short sale...RUN! If you need help.... or answers....with no BULL! Contact someone whose negotiated over 400 short sales and gotten them APPROVED! Sheyenne Schultz 310-429-4170 shy@shysells.com www.shysells.com ...read more
By SHEYENNE SCHULTZ May 24, 2012
"I had given up on going through a short sale because I was informed that it was a difficult process. Deb and her team were very dedicated about informing me about all the options and I couldn't have made a better choice than to hire her as my real estate agent. They fought for me till the very end and never took no for an answer. Not only was she prompt, efficient and professional in handling every little detail of the transactions, but she added that human touch... the ones that are rare to find these days. Her compassionate heart and kindness helped me through the whole process, and if you meet her, you'll understand what I mean. You can tell from a mile away that she isn't in the business just for the bottom line, and she truly cares about her clients. I feel very blessed to have met her and if I am to ever purchase another property or were to give a referral, Deb and her team would be #1 on my list." Camille, Home owner in Harbor City, CA, Spring, 2011 ...read more
By Deborah London. RE/MAX Palos Verdes & Execs June 02, 2011
It depends on several factors: are you current or late with your payments? What is your income to debt ratio? Every lender has different guidelines they follow. If you don't qualify for a loan or mortgage mod, maybe you qualify for something else, like an interest rate restructuring, or a re-payment plan. As you can see, there are different options available. Contact me now for help-it's FREE! Doing doing can cost a lot! http://www.HomeOwnersNeedingHelp.com ...read more
By Deborah London. RE/MAX Palos Verdes & Execs June 02, 2011
Attempting to find the perfect piece of real estate to purchase can be overwhelming. Fortunately, there are a couple of places to look at property listings that take a lot of the legwork out by providing lot size, square footage and other features. ...read more
Marketing is an important aspect of operating as a real estate broker. To become successful, you need to have the right marketing tools at your disposal, and also know how to effectively use those tools. There are many tools available that can help real estate brokers market their services and achieve... ...read more