Top Insurance Companies in San Ramon, CA 94582

It is an honor to have your company now apart of our network. We look forward to networking with your company helping each other build even stronger businesses. We offer numerous health and wellnes...Read More…
Creative Element Insurance Solutions is independently owned and locally operated. We do not work for an insurance company; we work for you. We have direct access to 40+ National & Regional Insu...Read More…
Specializing in Auto, Home and Life InsuranceRead More…
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As your personal Farmers Insurance agent located in San Ramon, I believe in keeping you informed of ways to protect what's important to you. Whether you're looking for auto insurance, homeowners in...Read More…
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I've gotten to know many local families as an Allstate agent in San Ramon. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I look forward...Read More…
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Our family has worked closely with Allstate for years to help people with their insurance needs - from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and op...Read More…

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Lotten Insurance

5.0

By Tinkerbell08 at Citysearch

This is a great insurance agency! They no longer have that horrible person working for them and have a very nice, professional, and quick staff! I have given them all of my business and would not go anywhere else! ...read more

Joanne Bryant - State Farm Insurance Agent

5.0

By Jason Drame

I lucked out because Joanne Bryant was the first agent I contacted for insurance, She really goes the extra mile! So far I've had to file 2 no-fault claims and the process went so smoothly. Plus, my rates are low. I couldn't ask for anything more! ...read more

Joanne Bryant - State Farm Insurance Agent

5.0

By Michele Briney

Joanne is an agent who saves you money, explains the coverage to you and gives you excellent service. She explain how the policy works so it is understandable. Highly recommended! ...read more

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Does Your Policy Cover Earthquake Damage?

Believe it or not,only 17%of California homeowners have earthquake insurance. A homeowner’s insurance policy doesn’t cover earthquake damage, so homeowners need to buy additional earthquake insurance to cover damage to their homes, belongings, and other buildings on the property caused by earthquake. Here we look at how to evaluate whether you should have earthquake insurance and the risks of not having earthquake insurance:California Earthquake Insurance Coverage ...read more

By Joyce Feldman Insurance Agency October 09, 2017

Does your Homeowner's policy cover Earthquake damage?

California Earthquake Insurance Coverage California is known for its tendency to have earthquakes. Yet if you have a standard Homeowner's insurance policy in California, it will probably specifically exclude earthquake damage. The reason for this is part of our state history. After the devastating 1994 Northridge earthquake, the insurance claims at $12.5 billion were higher than the total of all earthquake insurance premiums ever collected in California. Since then, homeowner's insurance has not included earthquake damage in CA. Today there are solutions for this! Find out more about what is currently covered in most policies, including some things that might be useful after an earthquake, and what's not by reading a more complete article on the Joyce Feldman blog: California earthquake coverage ...read more

By Joyce Feldman Insurance Agency October 04, 2017

Ways to Reduce Your Auto Insurance Premium

By Joanne Bryant State Farm® agent If you're like me, you're always looking for a smart way to save money. Sometimes, saving money can come in the most unlikely place - such as your insurance. There are several ways you may be able to cut your auto insurance costs. Higher deductibles can lower your premium as will selecting only the coverage you feel you need. Many insurance companies offer different discounts. When shopping for auto insurance, be sure to ask about the availability of these discounts and whether the insurer offers them. •    New business discount: May offer you a discount as a new policyholder if you have been accident-free for a specific period of time. •    Accident-free: Policyholders who have been accident-free while being insured with the same insurance company for several years may be eligible for reduced premiums. •    Discounts for other insurance lines: Premiums may be reduced if you insure your home, life or health with the same company that covers your car. •    Multiple cars: Premiums may be reduced if there are two or more private passenger cars in the household insured by the same company. •    Air bag/passive restraint: Cars that are 1993 or older and are equipped with air bags or automatic seat belts may receive this discount. Certain makes and models of newer vehicles may receive the Vehicle Safety Discount because of the lower medical payments associated with them. The Vehicle Safety Discount is for autos 1994 or newer. Certain makes and models may have a decrease in their premiums because of lower medical payments associated with those specific makes/models.    •    Antitheft devices: Some insurance companies offer discounts on comprehensive coverage premiums when certain antitheft devices are installed or built into a vehicle. •    Defensive driving course: Premium discounts sometimes are offered for the voluntary completion of specified driver improvement courses. •    Good student: Full-time students (high school or higher level) maintaining at least a "B" average may qualify for reduced premiums with many companies. These are just a few of the common discounts offered by insurance companies. For more details contact your insurance company or agent. Above all, drive safely. ...read more

By Joanne Bryant - State Farm Insurance Agent January 25, 2011

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