Today's Best TipSAVE ON LTC INSURANCEStudy shows cheaper to start when young&healthy.;If you are 50 or older, most financial professionals agree that planning for the future potential risk of needing long-term care is a smart move. It's an even smarter move to save money on that protection and, with a bit of checking today, experts report that you can save a bundle each year.According to Jesse Slome, executive director of the American Association for Long-Term Care Insurance, "Each company sets their own pricing for protection and each has price variances that based on your age, your marital status and your health." The difference can be quite substantial. Benefits of Green Tea Continues to GrowA chemical found in green tea appears to slow the progression of prostate cancer, a study has suggested. Green tea has been linked to a positive effect on a wide range of conditions, including heart disease, cancer and Alzheimer's disease.The research, in the US journal Cancer Prevention Research, found a significant fall in certain markers which indicate cancer development.A UK charity said the tea might help men manage low-risk tumours.Deal of the month - Wissotzky Green Tea Is Something Better Than Nothing?Some people think that a 2 or 3 year plan is not worth getting, and a 4 or more year plan is too expensive. For a $150 a day benefit, a 2-year plan is $109,500 worth of insurance and a 3-year plan is a pool of $164,250. In 14.5 years (compounding) your daily benefit would be $300 a day, a 2-year pool would be $219,000 and 3-year pool is $328,500. By age 65 there is a 70% chance of needing care and by not buying LTC insurance you saved in premiums, but with the average cost today of $72,000 a year x 3 years = $216,000 will be spent out-of-pocket for care. Nursing homes in Metro areas can be over $100,000 a year. This Month's VideoKiplinger Financial's No-Nonsense Look at Long Term CareWatch VideoDownloadable Articles:Take(Long Term)Care, Don't overlook this part of retirement planningfrom Wall St. Journal - Smart MoneyLong-Term Care Insurance Is Also For the Wealthyby Harley Gordon, founding member of the National Academy of Elder Law Attorneys "In these days of economic uncertainty it is essential to have a sense of security and peace in terms of the future. Long term care planning is lifestyle preservation." Welcome New ClientsFrom NM, TX, OH, NJ, CA, VA, KS, MNCongratulations and we look forward to working with you. Check out our new LTC Guide or get a quote. Email:info@gtltc.comPhone: Toll Free 1-888-582-2464 (1-888-LTC-CHOICE)
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