By BrookToppingSnider November 08, 2012
I can't cancel fast enough. Don't do it..The WORST ...read more
By BrookToppingSnider November 08, 2012
Review ...read more
By Tamara's November 11, 2011
Thanks for the connection on Merchant Circle. Here's wishing Kimbrell Insurance Agency continued success in your business venture. Giving 5 stars and other "compliments" to your great MC site for your kindness. If you should need skin care services, Reiki or Reflexology service please give Tamara's a call. ...read more
So you have purchased your first motorcycle. Before you take it for a spin around town, have you signed up for your motorcycle insurance policy? Your regular car insurance doesn̢۪t necessarily cover your use of a motorcycle. Due to the high risk of injury while riding a motorcycle, you should immediately call your insurance agent and obtain quotes for a policy. The same rules apply to motorcycles as to cars, even if you are just an occasional weekend rider. Typical motorcycle insurance policies cover damage from accidents as well as liability to other vehicles and injuries that may have occurred. The cost is based on your experience, yourMOTOR VEHICLE REPORT (MVR), the motorcycle you have purchased, and the amount of coverage you are looking for. Many accessories involved with motorcycle riding are covered in the policy as well. These items include your helmet, leathers, saddlebags, and backrest. When you obtain coverage for your motorcycle, be sure to clarify what is covered and what is not covered. Typical coverage excluded in many policies would be instances such as using your motorcycle as a delivery service, racing or performing stunts on the bike, intentional damage to the bike, or committing criminal acts while riding. There are certain unique situations in which you would be covered on your policy, but you will have to check with your agent to see if the company you are insured with covers them. The bottom line is this: do not ride your motorcycle without coverage so if you have a bike or are looking to purchase one, call your agent today. ...read more
By Knox General Insurance Brokers August 26, 2011
After receiving a quote for an auto policy, it is important to ask your insurance agent the right questions to make sure you have covered everything. Although most agents will readily apply any discounts, they may not know that you qualify for some if you don’t give them enough information. Therefore, always inquire about discounts, even if you already have a current policy. Not all companies offer the same type of plans, although many are similar. Make sure you know the length of the policy term before you go through with the insurance policy. The term can range anywhere from one month, to six months, to annual depending on the insurance company you sign with. Many companies have their own payment plans which allow you to pay the premium over a period of time, rather than all at once. If you decide to go forward with an installment plan, make sure you know when your payments are due so your policy doesn’t lapse or cancel. Also, talk to your agent about higher deductibles. Many people don’t know the difference between high and low deductibles, but by requesting higher deductibles your costs can be reduced. When dealing with your policy, review the territorial provisions before you travel to or . Different countries may handle liability issues differently when an accident occurs. Any other questions you anticipate having after your policy is signed should be addressed beforehand when talking to your agent. Most Independent Insurance Agents have your best interest in mind so they will help answer any questions and explain to you the limitations of your policy. ...read more
By Knox General Insurance Brokers August 25, 2011
You may not plan to lose any of your belongings but instances of burglary, fire, or natural disaster do arise. If something like this happened to you, would you be able to report exactly what you lost to the police or to your insurance agent? Take it from a knowledgeable source, you should take the time to do an inventory of your home now rather than adding to the stress after an emergency occurs. When conducting a home inventory, you should write down any valuable items with their serial numbers along with the method of acquisition and the date purchased. The price of the item is also important and if you have any receipts on-hand make sure to include them. Make sure to record furniture, appliances, carpeting, jewelry, artwork, toys, and the contents of your closets, cabinets, and drawers. An easy way to take inventory is to make a videotape of each room of your house. Photographs can also help in figuring out what you posses in each room. During the video, you should verbally make note of all your major assets as well as their value. On a last note, extremely important documents should be photocopied. This should be taken care of even if you weren̢۪t concerned about a far-off emergency, just to stay safe. Keep one photo copy in your home and the original, where possible, in a safe-deposit box. Documents include important papers pertaining to your house, such as the title, deed, and insurance policy as well as any personal documents such as birth certificates, passports, etc. Make sure to keep record of all your automobile certificates, and financial records as well as copies of your state and federal tax returns. You may be thinking, why take the time to do all of this now when it is not likely that a disaster will occur. Well, by taking inventory of your possessions ahead of time, you will save yourself from frustration should disaster strike. ...read more
By Knox General Insurance Brokers August 25, 2011
Having motor insurance gives you peace of mind, and looking for motor insurance involves carefully comparing motor insurance. Comparing motor insurance will ensure that you receive a good insurance rate and a provider that will provide quality service when you need it most. ...read more
When you have booked a cruise, the last thing on your mind are the things that can go wrong. You probably are more concerned with the fun times ahead. Unfortunately, cruise travel insurance should come to mind, as not having coverage can create problems such as lost items or trip cancellation problems... ...read more
