RFID credit cards are different from traditional credit cards in that the account and personal information from an RFID credit card is transmitted via radio frequency, rather than via computer encryption methods. These radio transmissions are easily intercepted, leaving your financial information available to hackers. ...read more
College can be expensive and this can prevent many people from continuing their education. However there are many programs and loans designed to help people afford college through financing. If you have bad credit, you will need to find special loans and lending options that are designed for you. ...read more
Furniture is often expensive a usually require and loan or credit card to finance it. If you have bad credit, it may be hard to obtain this funding. Many furniture stores will allow people with bad credit to finance the furniture through the store. Visit several stores to find out what your financing options are and choose the one that works best for you. ...read more
It is a necessity for some students to have a car to get back and forth to where they need to be on time. It is not uncommon for some students to secure car loans through banks or credit unions to get the financing they need for transportation purposes. Getting a car loan while you are a student can be difficult, but it is something that can be done by following a few simple tips. ...read more
A patient who has a bad credit rating has several options for financing dental care. The dentist’s lending source is the first place to check for financing. Applying at a local bank or looking for an online lender that makes bad credit loans are other options for the patient to try. ...read more
Banking institutions currently do not have a high rate of return on savings accounts. The stock market is not necessarily a safe place to invest money because of volatile fluctuations and an unstable economy. Making money with peer to peer lending has become very popular over the past few years. The rate of return for lenders is greater, while borrowers pay less than traditional sources. ...read more
Your credit score is a very important number, especially if you need to get a mortgage loan, car loan, or even just a credit card. People with bad credit pay more in interest than people with good credit do. If you have bad credit you can obtain your credit report to see what is causing the problem, and then do what you can to try to fix it. ...read more
A boat loan calculator is similar to an auto loan calculator; you need to have the required information that it asks for in order to accurately determine the monthly loan payment that you owe if you finance a boat using the statistics you enter into the online boat calculator. ...read more
A finance controller is usually one of the most important positions in an organization. A controller must manage the company's day-to-day finances in order to help maintain profitability. Many Chief Financial Officers were once a finance controller, which is how they learned the inner workings of their particular business. ...read more
After your credit card expirers or you close out the account, you need to properly destroy the card to deter identity theft and fraud. There are two ways a thief can get information off of you card: through the information printed on it and through the information contained in the magnetic strip. ...read more
According to a study completed by Virginia Tech, 27 percent of college graduates continue with schooling to complete a Master's degree. The current competitive job market has increased the number of college grads that continue their education. Financing a master's degree or PhD is costly but there are ways to decrease the amount of money that is paid out of pocket. ...read more
A microfinance credit scheme is a means of participating in investment opportunities without allocating a large amount of money to the task. This type of scheme can be beneficial for both lenders and debtors, in that lenders can earn a small return, while avoiding the risk involved in funding the entire transaction. Debtors can often use microfinance credit schemes to finance projects when more traditional means of financing are not available. ...read more
A student loan is a funding plan that helps students obtain money to pay for college tuition and college textbooks. It is not like grants or scholarships in that it is a loan and it puts a student into debt for their education. In most cases it cannot be discharged by bankruptcy. ...read more
Refinancing a car loan is not always easy since cars depreciate in value over time. If the borrower has a car loan that carries a high rate of interest, refinancing may make sense if current interest rates are now lower. The best way to determine if a refinance is viable is to find out the value of the car as it compares to the current loan balance. ...read more
If you have finished your college education and are like millions of Americans, you may have student loans, but consider consolidating all of them. When you were in college for several years, the interest rates on the loans may have been higher. With consolidation, all of your loans will be the same interest rate, which can save you thousands of dollars. ...read more
By Andrea Blockers March 21, 2019
Great company with top of the line service! Just got a conventional home loan from them! ...read more
By capitalfinance April 29, 2018
We are direct providers of freshly cut bank instruments like BG (Bank Guarantee), MTN’s (Medium Term Note), SBLC (Standby Letter of Credit) & DPLC’s (Direct Pay Letter of Credit) CD’s (Certificate of Deposit), and just about every other type of financial instruments available through our network. ALL OUR BG, SBLC AND LETTERS OF CREDIT ARE ISSUED BY TOP PRIME AAA RATED BANKS LIKE BARCLAY’S BANK LONDON, DEUTSCHE BANK AG GERMANY, HSBC, STANDARD CHARTERED BANK ETC. Bank Guarantee (BG) in US$ or Euros Standby Letter of Credit (SBLC) in US$ or Euros Medium Term Notes (MTN’s) in US$ or Euros Treasury Bills (T-Bill) in US$ or Euros Documentary Letter of Credit (DLC, SLC, LC) in US$ or Euros Promissory Notes in US$ or Euros Discounting of Bank Instruments Martin Steffens Email: marts.capitalfinance@gmail.com Skype: marts.capitalfinance@gmail.com Best regards, ...read more
By Keat March 05, 2018
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4+ 1% 6. Sale Price: 32+2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Keat Cheng E-mail : keatcheng2@gmail.com Skype id :keatcheng2@gmail.com ...read more
We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively. Email: Kangheeil64@gmail.com Skype: Kangheeil64 Regards Kang ...read more
By kang finance May 14, 2018
Bankruptcy Bankruptcy is often considered the last resort for people struggling with debt because there are other debt solutions to consider first. It is a legal declaration for people who cannot afford to pay their creditors. A state of Bankruptcy can be declared by creditors in an effort to reclaim in part money that is owed to them. A majority of Bankruptcy cases are initiated by the individuals who feel they cannot pay their debts. Bankruptcy can occur when an individual’s debts are greater than his or her assets. Declaring bankruptcy means an individual is financially insolvent and can be relieved of outstanding debts. It is often considered as a last resort for people with serious and ongoing debt problems. The bankruptcy proceeding has two aims: To free the individual from the pressures of creditors (people they owe money to) and to enable him or her to make a fresh start. To ensure that all assets (such as property and investments) are distributed fairly among the creditors. The Courts are officially responsible for making a bankruptcy order against an individual, although this is done at the request of either the individual or one of his/her creditors. The assets of the bankrupt individual then fall under the control of a trustee. This will be either the Official Receiver (a civil servant and officer of the Court), or a licensed Insolvency Practitioner. Whoever is appointed becomes responsible for uncovering as much as possible about the debtors assets and liabilities and then maximising returns for the creditors from the assets available, within certain guidelines. Once a bankruptcy order has been made against you your creditors can no longer pursue you for payment. Payment becomes the responsibility of the Trustee. What are the disadvantages of bankruptcy? No more credit Whilst you are bankrupt, you can’t apply for more credit. Housing If you own your own home, it might have to be sold (but you may be able to apply to your local authority for re-housing). Possessions Some of your possessions might have to be sold, for example, you will usually lose your car and any luxury items you own. Employment Some professions don’t let people who have been made bankrupt carry on working. Business If you own a business, it is more than likely that the Official Receiver will close down your business, dismiss your employees and sell off the assets. Immigration Going bankrupt can affect your immigration status. Bankruptcy restriction order Even when you are no longer bankrupt you could have another order, called a bankruptcy restriction order, made against you. These orders can be made, for example, where you did not co-operate with the Official Receiver, or you took on debts knowing that you had no hope of paying them back. They can last for 15 years and will make your financial affairs very restricted. Debts Even when you are no longer bankrupt there are some debts such as court fines and student loans that will never be written off. Exposure You cannot keep your bankruptcy private. All people subject to bankruptcy in the UK have their name advertised in two local newspapers and the London Gazette. Court Examination You can be publicly examined in court. Credit Rating Your credit rating will be damaged for a long time, up to 6 years. Bankruptcy is a severe consequence of debt and shouldn’t be entered into lightly. However, for some people bankruptcy may be the only solution. ...read more
By Bankruptcy October 17, 2014
Bankruptcy Bankruptcy is often considered the last resort for people struggling with debt because there are other debt solutions to consider first. It is a legal declaration for people who cannot afford to pay their creditors. A state of Bankruptcy can be declared by creditors in an effort to reclaim in part money that is owed to them. A majority of Bankruptcy cases are initiated by the individuals who feel they cannot pay their debts. Bankruptcy can occur when an individual’s debts are greater than his or her assets. Declaring bankruptcy means an individual is financially insolvent and can be relieved of outstanding debts. It is often considered as a last resort for people with serious and ongoing debt problems. The bankruptcy proceeding has two aims: To free the individual from the pressures of creditors (people they owe money to) and to enable him or her to make a fresh start. To ensure that all assets (such as property and investments) are distributed fairly among the creditors. The Courts are officially responsible for making a bankruptcy order against an individual, although this is done at the request of either the individual or one of his/her creditors. The assets of the bankrupt individual then fall under the control of a trustee. This will be either the Official Receiver (a civil servant and officer of the Court), or a licensed Insolvency Practitioner. Whoever is appointed becomes responsible for uncovering as much as possible about the debtors assets and liabilities and then maximising returns for the creditors from the assets available, within certain guidelines. Once a bankruptcy order has been made against you your creditors can no longer pursue you for payment. Payment becomes the responsibility of the Trustee. What are the disadvantages of bankruptcy? No more credit Whilst you are bankrupt, you can’t apply for more credit. Housing If you own your own home, it might have to be sold (but you may be able to apply to your local authority for re-housing). Possessions Some of your possessions might have to be sold, for example, you will usually lose your car and any luxury items you own. Employment Some professions don’t let people who have been made bankrupt carry on working. Business If you own a business, it is more than likely that the Official Receiver will close down your business, dismiss your employees and sell off the assets. Immigration Going bankrupt can affect your immigration status. Bankruptcy restriction order Even when you are no longer bankrupt you could have another order, called a bankruptcy restriction order, made against you. These orders can be made, for example, where you did not co-operate with the Official Receiver, or you took on debts knowing that you had no hope of paying them back. They can last for 15 years and will make your financial affairs very restricted. Debts Even when you are no longer bankrupt there are some debts such as court fines and student loans that will never be written off. Exposure You cannot keep your bankruptcy private. All people subject to bankruptcy in the UK have their name advertised in two local newspapers and the London Gazette. Court Examination You can be publicly examined in court. Credit Rating Your credit rating will be damaged for a long time, up to 6 years. Bankruptcy is a severe consequence of debt and shouldn’t be entered into lightly. However, for some people bankruptcy may be the only solution. ...read more
By Bankruptcy October 17, 2014