Top Professional Services in Duarte, CA
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Foothill Financial & Insurance Services
By Debbie February 08, 2011
Newsletter is very interesting. James has been very helpful with networking. Glad to have him as part of my merchant circle network. Debbie Sensible Solutions ...read more
Foothill Financial & Insurance Services
By Anonymous September 13, 2009
A fellow Rotarian referred Jim to me (who is also a Rotarian ). Anyway, I had a question about my current coverage. Jim was very nice, patient and very pleasant to work with. He answered all my insurance questions and concerns. I didn't realize I had so many options. I would recommend him highly. Joyce B. ...read more
Foothill Financial & Insurance Services
By Thomas G. January 29, 2009
I wasn't sure what to do with my retirement finances. I was losing my money in my retirement accounts. I was referred to Jim by a co-worker. He explained where I could safely put my money. Now, my retirement money is 100% protected with a better than average rate of return. The best part is I wont ever lose another dime on my principal. Thanks Jim! ...read more
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Don't Forget...September is Life Insurance Awareness Month!!!
Hello Everyone. Well, September is here!....time sure does fly. And you know what this means............summer is just about over, kids are going back to school, football season is here, Christmas decorations will be in store front windows soon (if not already). But September is alsoLIFE INSURANCE AWARENESS MONTH! This is a great time to learn more about your insurance options and how Life Insurance actually works. If you don't own Life Insurance or haven't reviewed your coverage recently, September is the ideal time to set aside your excuses, stop procrastinating and meet with me to determine if your family is adequately protected. Life Insurance is no longer just a plan to cover the 'unexpected', it can help you generateRETIREMENT INCOME, protect your assets and provide peace of mind for you and your family. Life insurance has gone through many transformations over the years. It's not like your grandparent's or even your parent's old life insurance plans. If you have experienced any life changes since your current policy, i.e. marriage, new born or adoption, starting a business, starting a new job, received a promotion, buying a home, paying for college tuition, received an inheritance, increased/decreased debt load, poor performance of your current policies, now is the time to look into reviewing your coverage and making the necessary changes. If you have gone through any of the above life changes and don't have life insurance, now is the time to look at what it can offer you. There are many more benefits connected to life insurance policies that you may not be aware of. It has come a long way to help cover a variety of family financial issues. Some of the benefits of life insurance policies are helping you pay for your child's college tuition, retirement planning, relieve the burden of final expense costs, mortgage protection, maximizing your DEFINED BENEFITS PLAN as well as living benefits in the event of unexpected illness. If you haven't consulted a life insurance expert, you may be missing out on maximizing your financial portfolio. To find out more or to schedule a policy review, just call or email. (626) 771-2368 jimv@foothillfis.com http://foothillfis.com ...read more
By Foothill Financial & Insurance Services September 15, 2014
Tax Bills Rising? Life Insurance may be the answer!!
Do you have mutual funds? Many of us do, so this is certainly a heads up: Mutual fund investors’ tax bills have been on the rise again recently.The average capital gains distribution (a payment to shareholders of profits realized on the sale of a fund’s securities) for U.S. equity funds (based on data as of April 2014) is 19.3% of assets, compared with 6.9% back in 2007. These recent distributions are among the largest seen since the start of the financial crisis in 2008.Mutual funds are required to distribute their capital gains once a year. All of the realized gains are tallied while the realized losses and loss carry forwards from the previous year are subtracted to arrive at the total sum to be paid out. The distributions are made in equal proportions to all shareholders regardless of when they bought the fund. Then all the fund holders who own the fund in a taxable account have to pay taxes on those distributions—even if they reinvest their distribution.Here is one way to eliminate those pesky capital gains. Purchase cash value life insurance. The earnings on the cash value of life insuranceare tax deferred until you take the cash out, and if you take this as an income stream, the tax can be minimized or even eliminated. Many companies call this type of plan a Supplemental Life Insurance Retirement Plan. This takes some careful planning, but your agent or advisor can set one up and tailor it just for you. ...read more
By Foothill Financial & Insurance Services September 15, 2014
Read The Latest Newsletter from Foothill Financial & Insurance Services
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Foothill Financial & Insurance Services. Let us know what you think! Read It Now Here ...read more
By Foothill Financial & Insurance Services March 22, 2010