When it comes to selecting insurance, we usually ask how much it's going to cost us and then as for the breakdown.

This is especially true of Health Insurance. "What's the monthly premium" is usually the concern before you worry about the deductible, co-pay, coinsurance, office visit fee, maximum benefit, maximum lifetime benefit, exclusions, and the list goes on.

No wonder there are over 45 million people uninsured in our country.

Over the next few weeks, I'll be explaining these terms and how they can affect your treatment. I'm also going to explain how a discount fee-for-service program can be a very valuable service to have on hand even if you already have a great insurance plan.

So, in this kick-off issue, we will simply point you to a recent ‘Good Morning America' video excerpt titled "Comparison Shopping for Medical Procedures? New Ways to Save on Health Care".

For more information on the Discount Plan referenced in the above excerpt CLICK HERE.