According to a recent LIMRA study, Life Insurance ownership is at a 50 year low in the US.  There are a number of theories as to why that is, e.g. not enough agents to meet with prospects, prospects thinking the cost of ownership is too high, not knowing enough about life insurance to make a decision.  The article at the link below has some good information about life insurance in general and how to go about purchasing a policy.
Make Life Insurance a Premium ConsiderationHave a great week!
Raj AtwalCA License #0D55587(559) 579-7981www.atwalinsurance.com