By LaxmanSuryadevara December 19, 2014
checksmart really a worthy one while coming to automobile loans. ...read more
By LaxmanSuryadevara December 19, 2014
checksmart really a worthy one while coming to automobile loans. ...read more
By prahasis May 09, 2014
interesting information about car title loans ...read more
Mortgage Rates are low and some may be waiting to refinance or buy thinking that rates will continue to decline. History has taught us that we only know when the bottom is after it has passed. Today's rates are back to all time lows. It is also a great buyer's market. If you are looking to buy or refinance real estate in Arizona, email me with your scenario so that I can help you sort through the maze of information. It doesn't always make sense to take action. Are you getting advise from folks that have enough experience and knowledge to actually help you make good choices? It is always my pleasure to help folks to look at the most important factors which should guide the choices they make in terms of mortgage loans. You can always contact me through my website where you will find tons of helpful information and be able to complete an online application. ...read more
By L&G Mortgagebanc June 21, 2010
If one is to be successful in any endeavor and maintain success, one needs to be able to plan and adjust plans as needed but one must establish rules which always make sense. My three rules of a successful real estate investment are as follows: 1) Pay me today - I must buy below current market for the like property so that I can make an immediate profit if I resell. 2) Pay me every month. My property must pay all of it's own expenses and give me a profit every month. 3) Pay me in the Future - my property must be located in an area which is either in the path of commercial development (creating new ammenities) or in the path of other economic growth and increased value. In the early 90's there were many such properties to be found. This trend continued until the late nineties. In fact, if one understands and commits to the above rules, one can find properties at various points in the general cycles. However, when one only rellies on one or two of these rules one can get caught with their pants down. If rents suddenly drop because of changes in the supply and demand of rental units. If one buys simply because of past appreciation in the hopes of the future pay off while sustaining a monthly loss this is also an extreme gamble. Choosing the right mortgage for your strategy is also vitally important. The current state of financial affairs has created a knee jerk reaction in terms of how we view loan programs. It is almost as if anything but a 15 or 30 year fixed mortgage is part of some Wall Street conspiracy to rape and pillage. As a professional loan officer for many years that has always specialized in working with real estate investors, I truly believe that while "home is where the heart is," our interests are usually best served if we don't let our emotions play tricks on our perception of the property we are considering. Equally important is to choose a mortgage product that gives you the most bang for your buck. Real Estate is an incredible financial instrument but you must plan what property makes sense and what mortgage matches your plans and your exit or transition strategy for each property as well. The best insurance in life is careful preparation that also allows for a back up plan. I mentioned the three important rules that should shape your choice of real estate. Here are rules which can help you establish your choice of mortgage: 1) Choose a payment that is sustainable currently 2) Choose a payment that is sustainable in the future 3) Avoid instant gratification at the expense of future disaster 4) Choose a loan fixed for the amount of time you need it fixed for and then 2-5 years depending on how far off your plans might be. 5) Determine the financial gains and costs to any transaction. Understand the relationship between rate and closing costs. 6) Work with a professional. With Jeff Rockland (me) as your Licensed Loan Officer, you get advise from an honest mortgage professional that has not only financed millions of dollars of loans but has also bought and developed millions of dollars of real estate. As a real estate investor, you need to get a great team together that will be part of your success moving forward. Get a couple real estate agents, a mortgage lender, a good CPA, an insurance agent, and then either an attorney, a management company and,or an education. There are many expensive lessons out there to be paid for. Knowledge is power and is easily accessable if you know where to look. I have been investing in real estate for 26 years and would love to be part of your success. Please email me so that we can begin discussing your real estate objectives. ...read more
By L&G Mortgagebanc June 04, 2010
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from American Home Mortgage. Let us know what you think! Read It Now Here ...read more
By American Home Mortgage December 20, 2007
College can be expensive and this can prevent many people from continuing their education. However there are many programs and loans designed to help people afford college through financing. If you have bad credit, you will need to find special loans and lending options that are designed for you. ...read more
Furniture is often expensive a usually require and loan or credit card to finance it. If you have bad credit, it may be hard to obtain this funding. Many furniture stores will allow people with bad credit to finance the furniture through the store. Visit several stores to find out what your financing ... ...read more
