More insurance saving idea articles have been added to our website at http://www.DiscountInsuranceGuide.com ...read more

Check out our new website athttp://www,DiscountInsuranceGuide.comFrom our new website:  Discount car insurance is easy to find. You need to shop around. The car insurance company is hoping that you won’t shop around and will take their word that their rate is the lowest. Check with three companies. Selecting the right insurance coverage for your needs is key to getting the right coverage at the right price. There are some basic terms that you should understand before shopping for your car insurance policy and comparing rates.More tips from our new website... • Liability insurance is the most important component of your car insurance policy. Most people do not pay enough attention to this. How much coverage do you have to pay for the damage or injuries if the accident is your fault? Liability insurance is inexpensive. More is better! • Collision Coverage pays for the damage to your car if you are at fault. There will be a deductable that you pay first, typically $250 or $500 and some people have $1000 deductibles. After the insurance deductable is paid, the insurance company will pay for the rest. • Buy Uninsured Motorist Coverage…there are some bad apples out there driving cars with no insurance. You need to be covered if one of these folks causes and accident…if they didn’t have the money to buy insurance, they probably don’t have the money to pay for your damages either. This will also kick in and pay if the other guy does not have enough insurance to cover your damages. There are other considerations as well. What kind of car do you drive? How much driving do you do? Have you had traffic tickets, recent accidents, have you been arrested for drunk driving? What do you think so far? There are other factors which can affect your insurance rate as well. Some people are surprised to find out that car insurance companies will check your credit score as an indicator of how responsible you are. If you have good credit, you will get a lower insurance rate.   You can learn more athttp://www.DiscountInsuranceGuide.com ...read more