Reviews for Credit and Debit Services in Dallas, TX

MSI Credit Solutions

5.0

By FrancisRamos

It's scary, stressful and frustrating to repair your credit. But I can say that MSI Credit Solutions holds your hand step by step. You are never alone. Their team is there to answer, guide and explain on what's going on your credit. They never leave you in the dark. I felt like I had a whole team just ONLY working for me. Because of their great work. My credit was fixed. And I can happily scream to the world '' my dream came true''. I am a home owner of a beautiful home. The MSI Credit Solutions team did that for me on fixing my credit. ...read more

MyCredit Matters

5.0

By BradH

My wife and I signed up with MyCredit Matters. My score increased +129 pts and her score went up +116 pts. Now we can buy a home. Brad and Karine H St George UT ...read more

Alliance Bancard Systems

1.0

By Biff Matthews

In March 2014 CardWare International rebuilt several electronic payment terminals and pin entry devices for Alliance Bancard yet they've not paid us. Our Sales Manager and Accounting have repeatedly attempted contact via e-mail and phone with voice mail to collect the two invoices totaling $249.87. Alliance Bancard System in Dallas Tx never responds. They can call 740-522-2150 to arrange payment and have this review removed. ...read more

MSI Credit Solutions

5.0

By llbuford6gmailcom

From the beginning until now everything has been well. When I started with MSI credit scores were horrible. Equifax went from 510 to 641, Experian from 519 to 602, and Transunion from 591 to 660. The best option for me was/is to remain patient and know that things are being handled. My overall goals is to purchase a new home for my family and I. Anytime I have a question someone is always available to answer and not give me the runaround. They are being very honest with me when I ask for advice and that in itself is great. I value honesty! They are guiding me with what to do in each stage of this process. I am very satisfied with my results thus far. When told what the cost was I was hesitant, but I sought advice and was reassured that I was heading in the right direction with MSI. ...read more

Credit Repair Dallas & Waco Texas, NCS National Credit Solutions

Loved her services. They helped me buy my first home. Thanks Trish ...read more

MSI Credit Solutions

5.0

By SAyala

We highly recommend MSI credit solutions to anyone wanting to achieve the goal of homeownership. Whether you have minor or significant credit issues. Ricardo and his team will steer you in the right direction. The personal attention and customer service we received from MSI employees was incredible. Most importantly stick to the program!! You'll see results within months... if not sooner. We could not be happier turning our dreams into reality. Thanks, Ricardo! ...read more

MSI Credit Solutions

5.0

By JanethNunez612

We went to MSI Credit Solutions after years of trying to fix our credit so we could buy a house. We had kind of given up and did not expect too much, but we were in for a huge surprise. My husband's credit went up significantly in just 4 months. From the advise we were given I was also able to get my credit up as well. The person we were dealing with was very friendly, helpful, and always on top of things. I've already started recommending MSI Credit Solutions to friends and family. ...read more

MSI Credit Solutions

5.0

By JackWeinzierl

We worked with Ricardo Mendiola at MSI Credit Solutions over the past year. He was professional and provided valuable strategies and insight to help correct several errors on our credit report. There is no silver bullet for credit restoration, but MSI has a proven process, coupled with practical things you can do to improve your credit score. I highly recommend Ricardo and MSI. Our average scores are up 100 points since we started working with MSI. Thank you! ...read more

MSI Credit Solutions

5.0

By lkrlm

Tyler and MSI credit were extremely easy to work with. Right off the bat he, Tyler, led us through the process one step at a time. It was easy and straight forward. Anytime we had a question he was right there. The process seemed like it was going to take forever on our own and we hesitated spending the money but it was WELL worth it. I recommend him to anyone who asks for credit repair. My husband has an excellent credit rating now, there was no hassles on our part and it only took three months, or even less for most of the process. ...read more

MSI Credit Solutions

5.0

By MonzyDeYepez

If you are looking to rebuild your credit. Look no more MSI is the best company that will help you with only positive outcome. Aminta ...read more

MSI Credit Solutions

5.0

By jhanasia9820

MSI is a great company. I would recommend it to anyone. They have helped us tremendously. They have had things removed off mine and my husbands credit and we are almost ready to purchase our house. Thanks so much! ...read more

AMB Credit Consultants

3.0

By Anonymous

I began my credit repair journey with AMB Credit Consultants in January 2014. The consultants are very knowledgeable and even share the knowledge through social events, social media and verbal conversations. The one complaint that I have is that they are not very consistent with their policy. If a questions are asked, the consultants and owner are so busy stating facts and trying to prove what they've done for you, that they miss the question at hand. They even basically tell you that if you're not happy with the services that they understand and that you may terminate service. So in closing, they will never try to investigate your problem and correct it, you'll always be wrong because it's impossible for the consultants to drop the ball, and she will say in the politest way that you may discontinues service. I think that the owner is brilliant and smart and I'm proud of where she has come from as a single mom. Once she learns that the customer is always right (especially when they are polite) and check her ego, her company will be better than ever. Also, my credit score did improve by 100pts in that time. However, it is still in a poor rating. Good Luck! ...read more

MSI Credit Solutions

5.0

By Anonymous

I would recommend Jerome Moorehead of MSI Solutions over any other competitor out there in the market today. It’s rare to find someone who is passionate about helping others and having a genuine attitude while conducting business. He is a sharp thinker and an aggressive achiever. If you have a goal of increasing your credit score, he will lend wise counsel on how to deliver that. My credit unfortunately was subjected to some bad decisions and misinformed information from several institutions, but with Jerome’s help, my credit score is now a 701. Thank you Jerome for your continual help. Sincerely DR-MSI Customer. ...read more

AMERICA'S DEBT FIRM

5.0

By Anonymous

I was a client of America's Dept Firm. The only settled one debt for me (the smaller one of course) and though they took my money, they did not settle the second debt for me (the larger one). I was told multiple times I would be receiving a "graduation package" which completed the process, but it NEVER came. I called, emailed and even sent them hand written correspondence - NO ONE EVER REPLIED! I think they are a scam! My one debt still sits unresolved. I also became a victim of identity theft while working with this company. The person who stole my information was somehow associated with America's Dept Firm. I filed a report with the BBB, but they really could not do anything significant to help me get this resolved. ...read more

MSI Credit Solutions

5.0

By Jdom61

I give MSI Credit Solutions FIVE STARS!!! They worked on my credit and we're able to remove a lot of old creditors and negative reports. Ricardo Mendiola handled are credit very good and kept us updated on what was being worked on. We are very happy with the work they did. In a few months they were able to remove several negative accounts. I really recommend MSI Credit Solutions!!! They do wonders!!!! ...read more

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The Ethics of Business Debt Collection

The Entrepreneurial Mindset Most entrepreneurs are unique individuals. They treasure the idea of being their own boss and pay a high price to start a business or try and build their business. These individuals have been studied by many professionals to try and sort out what makes them who they are. While much of that question remains unanswered, there is a common agreement that one essential trait is the ability to focus and work toward goals while avoiding distractions. For most small business owners and entrepreneurs, there is a clear priority on generating revenue. Making sales is seen as a clear sign of getting business done and a concrete movement towards success. Unfortunately, it takes time for many of these individuals to become experienced enough to realize that generating sales and revenue is only part of the game. Those sales must be turned into cash receipts and money that can be used to generate more sales. The issue ofdebt collectionis not an early priority. Cash is King Business debt collection does, however, become important to the business person when receivables start to reach a point where they impact a company’s financial survival. Once business owners and managers realize that collecting on a sale is as important as first making it, their approach to the process goes through a transformation. They begin to seek out customers that can pay as well as buy. Factors Affecting the Approach to Debt Collection Of course, those same business owners have bills they have to pay and represent receivables to other businesses. Fortunately, most business people seek to run their businesses in an ethical manner. They pay their bills on time and expect others to do the same. However, tough economic times can change that equation.The first aspect of the ethics of collecting on money owed is understanding the ethical basis of seeking overdue payments. If a product or service has been delivered to a customer in the manner promised with no issue over the work done or products received, the money is rightly owed and it is ethical and necessary to pursue that payment. The website nolo.com points out that there are three types of customers that cause business debt to be slow in payment. These are: • Those that want to and usually do pay on time but are in financial difficulties. • Those that will pay but delay payments as a part of how they finance their business. • Those that avoid payments as a standard practice and don’t want to pay. The second step in developing an ethical approach tobusiness debt collectionis understanding these three types of approaches. The specific circumstances of why a payment is late may or may not have a bearing on the right and ethical methods of pursuing that rightful debt. The methods used in collecting on debt are the third major factor to consider. There are, of course, legal guidelines related to the process and what is acceptable. However, these represent only the lowest level of the overall issue of seeking collection of overdue payments. While there is a requirement to follow the letter of the law, a business owner has the ability and need to establish the ethics they will follow relative to business debt. This starts with who will be granted credit and what the terms of the extended credit are. Likewise, clear and consistent policies for all customers should be clearly communicated. Once debts reach a point requiring formal collection action, a professional firm is normally engaged. The business owner should ensure that the firm they select abides by the legal and ethical standards they want for their own companies to represent. Connect to us onGoogle+ ...read more

By Burt and Associates September 05, 2013

Top 3 things when placing accounts for commercial colllection

Getting Paid! Protecting Your Company’s “BRAND”! Licensing, Bonding, and Insurance 1. Getting Paid- The obvious first priority of any credit manager is to make sure the company gets paid for the product or services their company has sold.  When it comes to working with your 3 party debt recovery solution provider (Collections Agency), how do you know if you have the best and not just the best salesman that can sell to you. Many of our larger clients tend to have two or even three collections companies working for them.  This affords them the opportunity to compare the performance of their agencies.  One of the methods I recommend to this regard, is a 60, 30, 10 program.  Give 60% of your business to the top performing agency, 30% to the next and 10% to the new guy.  Every year you should evaluate their performance and bring on a new agency to replace the poorest performer.  Always start the new agency with 10%.  If they perform, then steadily move them up in terms of the amount of business you give them.  Keep your performers and replace the bottom 10% EVERY YEAR. (look at ourValue Analysis) Source onPlacing to Commercial Collection ...read more

By Burt and Associates February 06, 2013

Challenged Credit

We look at everyone’s situation from a very unique perspective because let’s face it; typically every situation faces different challenges. First, we will look at all credit reports to identify what accounts are likely having adverse affects and what accounts are likely having a positive influence and why. Second, after having identified the adverse accounts that are having a negative impact on your credit scores, we assist you in the correspondence that’s required to work with the major credit bureaus to remove accounts that are unverifiable, reporting incorrectly, outdated, misleading or questionable. Everything we do is 100% legal and ethical and in compliance of both state and federal laws. During this process you will have 24/7 access to a client login page where you will see in real time what items have been removed and what the status is on each account. In addition, we work with each client to educate them on what could be done to improve a positive account or obtain one and provide solutions with a realistic approach to getting the best and highest possible scores in the shortest period of time. We are licensed in the state of Texas and are a member in good standing with both the International Association of Professional Debt Arbitrators and the Ethical Credit Repair Alliance.  Call today for a Free credit evaluation.  Barron Financial Services 855-400-1550 214-643-6779 www.BarronFS.com ...read more

By Barron Financial Services August 29, 2012

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