Good morning everyone, On this past Monday, we observed and celebrated Presidents Day; a day set aside to honor those who serves and have served in the office of the President. However, blatant disrespect rather than honor and reverence were shown toward this institution in the wake of Chief Justice Scalia̢۪s passing by the same individuals campaigning to fill this Office. I ponder on the question of how can an individual that dishonor such a powerful institution could possibly be fit to serve in it. What are your thoughts? Charles ...read more
By Get Your House In Order, CCS February 16, 2016
You won’t find it difficult to get acar title loan in Columbia, SC, but not all title loan offers are created equal. And with wildly varying annual percentage rates (APRs) from one vendor to another, it does pay to shop around first and choose carefully the car title loan offer you wish to patronize. With that said, here are some general guidelines we recommend you follow when looking for a car title loan in South Carolina. The key to getting the best offer from a car title loan in Columbia is a detailed quote. And the key to accurate quotes is to enter as much information as you can on your loan application. This way, the vendor will know what you have to offer them as collateral and give you an appropriate quote. In addition, you should also make sure that the vendor will give you a real quote, and not just an assurance that they will approve your loan. Another thing you should look into when applying for a car title loan is the interest rate. Compared to other loans, interest from car title loans can go up rather quickly. So try to get offers with the lowest APRs and, as much as possible, pay off the loan as fast as you can to avoid accruing huge interest. In addition, since car title loans usually come with interest rates that eventually reach 100%, opting for low monthly payments will lead to you paying off your loan several times over before the original loan is considered to be paid. So be sure to get a clear accounting of the interest rates for both the initial loan and for subsequent rollover loans you might make in the future. We should also like to note that unlike in other types of loans, car title loans use an existing asset – which is your car through the car title – as collateral. So be wary of vendors who offer a loan with a high interest rate and explain that this is because it is an “unsecured” loan. However, do keep in mind that any collateral you use to avail the loan will be vulnerable to seizure in case you are unable to repay your debt in time. Also, the event that the vendor tells you that the collateral you offered isn’t enough to cover the amount they wish to borrow and in exchange charge a higher interest rate for it, consider offering other assets you might have. Having a cosigner will also further help your chances of getting your desired loan approved. Once you have found a potentially suitable vendor, make sure to talk to them on the phone or – better yet – in person. Having a proper conversation with the vendor or their authorized representative is important. ...read more
By CarTitleLoans.net, LLC Columbia South Carolina August 16, 2012
Making the decision to sell one's stocks can be very confusing if one is a novice. There are a number of factors that should be considered when selling stocks, such as what price one should sell the stocks for and when is a good time to put them on the market. ...read more
