By Edward Skerbetz January 16, 2019
Always nice to have everything go as planned...in this day and age it rarely does.. dropped off ...got fixed..in one day as planned.. picked up and was fixed... sounds like a fairy tail..this rarely happens now a days....thank you Sturman Larkin ...read more
By Samuel Sinderson January 16, 2019
Problem was oil and other leaks from engine area. This has been going on for over a year this was the third different repair and after a week there are no more spots on our garage floor. It appears that this repair finally solved the problem. Not that the other seal replacements were not necessary, but replacing a leaking water pump has apparently fixed the last leak. ...read more
By Richard Hildenbrand January 15, 2019
They worked at giving me the best possible deal they could, and I liked the outcome ...read more
Automobile Journal Publications offers new automotive, truck and SUV reviews/information/trends/news of new cars/trucks annually and feature articles on safety, performance, changes, trends in the automotive industry. call at 412-519-7451. Automobile Journal Publications 2239 Hampton Street Pittsburgh, PA 15218 Phone: (412) 519-7451 Contact Email: donaldhammonds58@yahoo.com website: automobilejournal.com Keywords: new car and truck reviews, automotive book reviews, scale model car reviews, automotive industry news, automotive industry trends ...read more
By Automobile Journal Publications January 04, 2015
The internet has changed everything. With a world of information at their fingertips, consumers have more power than ever. Consumers can do anything from finding love to buying a home online. Car shoppers have been propelled from in-person haggling at their local dealerships to thousands of online listings from hundreds of dealers with competitive up-front pricing in the click of a button from the privacy of their own living room. The internet, offering consumers access to inventory from dealers across the nation, has driven car dealers to list their most competitive price online or be lost in a sea of a thousand dealers offering a better price to anyone with internet access. Consumers have the power to find the best car at the best price before even setting foot into a dealership and most dealership activity has been pushed out of the showroom and onto the internet. You can find a car, get an appraisal of your trade, sell your car, make your car payment and apply for credit online. Online credit applications have allowed consumers to get loan approvals in minutes without having to leave the house, much less fill out mountains of paperwork hoping to get approved. Consumers can find a car and dealership, get an offer on their trade, and secure financing all from the couch. It’s a brave new connected world but people still have plenty of questions about how online credit applications work. Is it Safe? With stories of identity theft almost as common as Kim Kardashian selfies, consumers are smart to be concerned about protecting their personal information. In most situations, it is the website that you need to be worried about, not the submission. Scammers will send you official looking emails taking you to phony sites set up for the purpose of stealing your information. You will think that you are getting a great deal those Captain Kirk and Spock matching salt and pepper shakers that you thought you were purchasing from William Shatner’s fan site, but in reality the link in that email sent you a to a scammer’s page hosted in Liberia. For online car shoppers, the best way to avoid identity theft while is to make sure you are submitting your application on a trusted site. Use Google local business listings to verify you are on the actual business’s web site. Its fine for consumers to research and shop on generic listing sites, but when it comes time to submit an application or inquiry, go directly to the dealership’s website. Submitting information to a website that has an actual brick and mortar location will significantly decrease your chances to become a victim to a scam. When you are submitting an application for credit, check the web address of the credit application. It should be HTTP secure. The web address should begin with “https://ssl” or “https://”. Thehttps://stands forHypertext Transfer Protocol Secure, meaning the dealership uses encryption to collect your information. HTTPS provides protection against outside hackers gaining access to your information. It also encrypts collected data to avoid tampering or eavesdropping. Again, the most fool-proof way to avoid identity theft online is to make sure you are on the correct site and to make sure that site is connected to an actual physical business location. Will Applying For An Auto Loan Hurt My Credit? Since we primarily work with sub-prime borrowers, our customers can be even more concerned about damaging their credit further than a consumer with excellent credit. Our internal credit application is just that…. internal. Your information is not automatically submitted to any credit bureau, and we won’t run your credit through any bureau without talking to you first. Even though during the application process we will run your credit, it is very unlikely to damage your credit anyway. Check out our blog post “Will Shopping Around For A Car Loan Damage My Credit?” How Long Will It Take? With companies fighting to make their product or service faster and faster, you can end up feeling like you’re stuck in Something About Mary’s “7 Minute Abs” argument. Just when you think someone has the fastest whatever, someone else comes out with something quicker. One only needs to study the “time to apply for car insurance” wars between Geico and Esurance. “It takes you 15 whole minutes to get car insurance?! We can do that in 7 ½ minutes!” While some things, like getting a car loan, shouldn’t be completed at a lighting pace, that doesn’t mean you should have to fill out one hundred required fields to apply for a car loan. Unless you have your employers HR department’s direct line number handy, you’re going to want to find a dealer that has a minimum required fields. At our dealership, we have slimmed down our online credit application to 8 required fields. You can enter as much information as you want but you won’t be forced to. Our only required information is First Name, Last Name, Home Phone, Address, Social, Birth date, Employment and Income. If you have these few pieces of information, we can get you a preliminary answer. How Long Until I Get An Answer? Some dealerships can take up to 48 hours to process your application…. and that is with excellent turn-around time. At our dealership, we use an advanced secure processing system that will use your information to give you a preliminary answer by email within 10 minutes, guaranteed. With that preliminary approval, one of our salesmen will call you. Our salesman will obtain any additional information needed to get you your car loan and will be able to provide you will options for down payment and terms. How Will I Know I’m Approved In order to qualify for our guaranteed answer within 10 minutes, you will need to enter your email address in your credit application. Shortly after you receive your preliminary answer, you will receive a phone call from one of our salesman. Once we have obtained your information, we can determine your loan specifics like down payment, monthly payment and total loan amount. If you don’t get a phone call within one business hour of submitting your application, call us! I Have Terrible Credit. Can I Get Approved? Bad credit car loansare pretty much all we do. We have great rates for prime credit customers too but most people who come to us looking for a loan have already exhausted their first and second (maybe even third!) chances. We are different because we partner with multiple sub-prime lending companies, which gives our dealership plenty of options when dealing with consumers who have bad credit, or no credit or have been through a bankruptcy, divorce or even a repossession. Above and beyond our partnerships with our lenders, we also offer in-house Buy Here Pay Here financing for those especially difficult situations. Sounds Great! Where Do I Go To Fill Out An Application? Visit our website athttp://www.usedcarworldpa.com/. You can fill out a credit application, get an instant appraisal of your trade-in, view our inventory, and learn all about our car loan programs. ...read more
By Used Car World Inc October 31, 2014
Having your car repossessed is not a pleasant experience... for anyone. Often, consumers purchase a vehicle with an auto loan while their financial situation is good and one major financial incident can send a good paying loan customer into a tailspin of non-payment. What makes vehicle repossession even more difficult is the fact that the consumer needs the vehicle as a means to get to work, and getting to work is likely the only way out of the financial situation that put them into repossession in the first place. One unexpected medical issue, layoff or difficult circumstance can negate your ability to make your car payment, and send you on the road to repossession. A repossession can be catastrophic for a family that depends on a vehicle to get to work, and make it impossible for consumers to turn the situation around. If your car has been repossessed it will be more difficult for you to get a loan, much less a good interest rate. Most prime lenders and banks will not loan a vehicle to a consumer that has a recent repossession, but there is hope. There are lenders and dealerships that will lend money to sub-prime borrowers including those with a history of repossession. Getting a car will get you back on the road and one step closer to fixing your financial mess.. 1. Pay Off Your Loan Now hold on.. You're probably thinking "If I could have paid off the loan, I wouldn't be in this situation to begin with." and you're right. We're not trying to aggravate you any further by suggesting you do something that is quite obviously impossible. What you may not know is that when a car is repossessed it is resold, usually at an auction, to pay off the remainder of the loan. The difference in that amount (minus fees and other charges) is what you owe after the repossession. It may not be an exorbitant amount... It may only be a few hundred dollars that you could pay off completely. That would stop any further collection and damage to your credit score, making it easier (and cheaper) to get another loan. 2. Contact Your Lender The old adage "you never know until you try" rings true... even in the case of repossession. Your prior lender may be willing to work out an agreement with you to avoid further credit damage. You'll need to find out how much you really owe after fees and credit from the sale of your previous vehicle. There's no negative in attempting to negotiate with your lender. 3. Call The Credit Bureaus One simple credit fix that is less well know is this: the credit bureaus will attach a short note to your delinquent credit items at your request. It won't change your score or remove the item, but it will give potential lenders reviewing your credit a short explanation of your side. 4. Get Your Credit ReportYour repossession will have an affect on your score and history but until you pull your report, you have no idea where you stand. The affect of the repossession may not be as bad as you think, especially if you have other accounts that you have been able to pay on time. By law, you are permitted to view your credit report from all three credit bureaus one time per year. 5. Do What You Can To Fix Your Credit It's possible that there are other, easily fixable negative items on your report that is damaging your score. Even with a repossession, repairing other items on your report could mean the difference between driving or walking, and a percentage rate of 2 or 20 percent. If you can, wait as long as possible before purchasing another car. While this is not feasible for everyone, letting some time pass since your repossession and even opening a few secured credit cards can do wonders to your score. 6. Start Saving A Down Payment Unfortunately if you have a recent repossession, the only way you will be able to get an auto loan is with at least a minimal down payment. Start saving what you can. By the time you find a lender and vehicle, you will hopefully have enough for your down payment. 7. Be Reasonable "The sky is the limit" is no longer an option for consumers with recent repossessions. It's likely that you will not be able to get a newer model expensive vehicle. You may have to bring your expectations down a few notches. There is a limit to how much a sub-prime lender will allow you to borrow and you should be searching for an automobile within that range. 8. Find A Lender Before You Find A Car Many consumers that are new to sub-prime lending make the mistake of searching for the car and then searching for the credit. For those with recent repossessions, you're going to need to find out how much a lender will approve you for before you find a car that you love.. and can't afford. 9. Visit A Dealer That Offers "Special Financing" To find a dealership that works with sub-prime borrowers, search for dealers that advertise car loans for bad credit or special financing. These dealerships will have sub-prime lending options that mostly consider your income as opposed to your credit. You will pay more in interest, but they will be able to get you back on the road. 10. Buy Here Pay Here If all else fails, you can look for a dealership that offers Buy Here Pay Here. If you have no income, Buy Here Pay Here will be pretty much your only option. You'll need more for a down payment and will also have a higher interest rate, but they will be able to get you a car loan. By: Used Car World Bad Credit? No Credit? No Problem!! Apply Online: http://www.usedcarworldpa.com/ ...read more
By Used Car World Inc September 16, 2014
Obtaining a retail auto dealers license will enable you to sell automobiles in a determined geographical area. It allows you the freedom to choose to open your own business or to seek employment through an established car dealership. Regardless to your choice, this is a potentially lucrative career move. ...read more
