By Bobthebuilder May 23, 2012
Do not use this company...there are many other more reputable companies in the area. They put a brand new unit in my house with NO Freon, when I called for service only a week after the unit was installed it took three days to get the Freon, THREE hot days! Why wasn't Freon put in when the unit was installed? Someone messed up big time, but the owner does not care me makes no effort to correct the problem!!! ...read more
By F. Nelson December 30, 2010
A very professional company. They saved us thousands of dollars. They were quick and efficient. And, very trustworthy. I would recommend them to everyone. ...read more
By Jennifer Cox September 06, 2007
I had a leaky roof and was unfortunately preparing to pay several thousand dollars that I didn't have to replace it. Then someone suggested that I contact Rick from Advocate Public Adjustment to see if the roof damage could be covered by my home owners insurance. Rick promptly came out to look at the house, fill out paperwork, and coordinate with my insurance company. For a fair fee, he was able to get me more than just a new roof, but also some money towards repairing inside damage as well. ...read more
Can you really trust the insurance companies these days to do the right thing? We are your Advocate in Property Damage Homeowner Insurance Claims. We offer many types of services that help property owners such as yourself. Water damage, Fire Damage, Smoke damage and much more.... ...read more
By Advocate Public Adjustment LLC January 22, 2010
By Rick Kinney:Property Claim Tips, LLCIf you’re home has been damaged by a covered homeowners insurance peril, you will need to file ahomeowner insurance claimwith your homeowners insurance company.In a perfect world, you’d call an 800 number and a friendly insurance CSR or national claim intake center would send out a knowledgeable insurance adjuster to your home after asking you many questions. Beware every word you say can and will be used against you!In a perfect world once the insurance adjuster arrives, he’d cut you a check and you’d hire a contractor to perform the repairs. Soon, your home has been restored and everyone is happy…right? WRONG!!! This isn’t a perfect world.Yes, you will call an 800 number and reach a friendly CSR. Yes, a knowledgeable insurance adjuster will come to your home and write you a check. Yes, you’ll hire a contractor to perform the repairs. But,will the check be big enough?And do you really know what’s going on? Do you know the claim process? What do you do if you do not agree on the amount of loss?Insurance adjusters are certainly knowledgeable but they don’t always have your best interests in mind. After all, who’s interest are really being protected here?In addition, the insurance industry requires tons of paperwork and documentation. The burden of proof is on you, the homeowner. You must prove your losses and fight for every penny. Our pre-made claim kits do exactly that.Because you must prove your losses, you absolutely must document everything. If the damage has already been done, start by taking hundreds of photos as you may need them later. Photograph everything because details matter and the debris may need to be hauled away sooner rather than later.Take extensive notes. In fact, keep a notebook by your side at all times and jot down your ideas as they come to you so you don’t forget so that you can enter the information into your pre-made claim kit.For example, if your home burned to the ground and you don’t have an existing inventory of your home’s contents, you will need to rely on your memory, and catalogs. In the middle of the night, you might remember that you had a set of Waterford Crystal wine glasses. Write it down as you remember. You may even have taken photos of a melted glob of glass in the debris which can be used to back up your claim.Learn your rights and follow the course of action designed to help you negotiate and maximize your insurance settlement. Your insurance policy may cover living expenses for an extended period or might reimburse you for emergency repairs but they may not volunteer that information.Enlist the help of a third party. A third party such as a contractor or apublic insurance adjustercan help you document the damage and maximize your homeowner insurance claim. For example, if your home has water damage, a qualified water damage restoration professional knows what to look for such as damaged baseboards, carpet that must be replaced, drywall and insulation that should be replaced, electrical damage, and so forth, whereas an insurance adjuster may only authorize a carpet cleaning.Depending on the nature and scale of the damage, you may need outside help. Either way, you will benefit by learning about what’s involved and sticking up for your rights. If your home hasn’t been damaged, take the time right now to perform a thorough home inventory and store your photos, videos, and other documentation in a safe location such as a safe deposit box. This way if you ever have to file ahomeowner insurance claimthen you will have supporting documentation.Rick Kinney YourAdvocatein Property Damage Insurance Claims!(215) 364-4546 ...read more
By Advocate Public Adjustment LLC October 22, 2008
By: Rick KinneyAdvocate Public Adjustment, LLCOctober 22, 2008TheNational Fire Plan Maps websiteis an internet-based mapping application that visually portrays the DOI and USDA land management agencies’ hazardous fuels program projects.Residents that live in high risk areas regarding wildfires should take a look at this government web site.The information that this web site provides is fantastic and it offers all these additional reports.There is the Forest Service Report, Fire wise Report, Updated 10-year Plan, Cohesive Fuels Treatment Strategy, and even opportunities for firefighters to help out.As we all know there is nothing more devastating then loosing a loved one. Forest fires and wild fires can be life changing events and we ask that you visit this web site often to stay informed with respect to wild fires.If you are properly insured and are thinking about submitting ahomeowner insurance claimthen we are only a mouse click away. Our claim kits were designed to help you through the claim process in a straight forward approach keeping you in control.Rick Kinney Your Advocate in property Damage Insurance Claims!Posted inHomeowner Insurance Claims|Edit|No Comments » ...read more
By Advocate Public Adjustment LLC October 22, 2008
Many people have baseboard or wall heaters that are used as primary heat sources or as add-ons for heat in certain rooms of their homes. They are both economical and very easy to use. Should one become damaged or just go out you can repair it yourself with little or no effort without having to replace... ...read more
Many people at some point in their lives have used a humidifier, but many people do not have whole house humidifiers. Whole house humidifiers are used to regulate the moisture in the air for a number of reasons. For people with respiratory problems, for example, a humidifier can make all the differenc... ...read more