By United States Bankcard Service, LLC October 06, 2009
Welcome, we are honored to have you in our network. Let us know how we can help with your Credit Card Processing needs. “We guarantee to save you money, usually 5-55%, on credit card processing. Because we are a direct processor, we cut out the middle-man sales office. It doesn’t cost anything to switch. No new equipment will be needed. All we need is a copy of your current processing statement that we send in for analysis. Then we provide you with a side-by-side statement comparison that will clearly show you how we can save you money!” We save thousands of businesses across the United States thousands of dollars per year! That's why we know you're paying too much for your credit card processing. We are so sure that you will save money, that if you can't save money you will receive $500.00! No questions asked. Take the challenge and start saving! Thanks for joining our network & best wishes! ...read more
By Jane Massey April 07, 2009
Smell doesn't last long. Very disappointed. ...read more
By Created Natural ~ Independent Representative ~ Teresa Taylor ~ December 04, 2008
Thank you for connecting with me on Merchant circle! If you get a chance go take a look at my website at: www.creatednatural.net/teri and tell me what you think, we have a lot of exciting things happening in our company right now!! Also I would be interested in finding out a little about your company, if you could email me at: teeritay@msn.com I would appreciate it! Thanks Again Teresa Taylor Created Natural ...read more
Most of us know that we need to write awill, even if we only own a bank account as the authorities need to know where our assets should go in the event of our death. But there’s more to consider than that. Most countries have a system called probate, whereby the courts administer our assets after we’ve died. Here are five things you need to know to start planning for the distribution of your assets after your death. 1 Pick an executor The executor of yourestate planningshould be someone who can handle bureaucracy and is not likely to have a meltdown at the thought of dealing with paperwork. He/ she will represent you in the Court of Probate or appoint a probate lawyer to do so. But probate can cost a lot of money (between 3% and 7% of the value of your estate,) so you need to have all the important documents prepared. For example, the Schedule of Assets and Liabilities – what you own and what you owe. The more information you leave behind, the less it will cost your executor to find and distribute your assets. You must have a contingent executor in case your first choice fails. For many, their executor is their spouse. But if you both die together, who would you want to administer your estate? If you choose a parent, then you must name a third contingent executor (due to time.) 2 Consider your beneficiaries In Hong Kong (and many common law countries - UK, USA, Australia, Canada, Singapore, New Zealand and many more,) residents enjoy testamentary freedom, meaning you can leave your assets to whomever you like. However, in some cases, for instance if you bequeath a charity and leave your family destitute, the courts may override your choice of beneficiary, if the will is contested. Note that certain countries have forced heirship whereby you must leave your assets to your children and spouse. (Germany, France, Italy, Spain, China, Russia, Japan and many more.) 3 Name a guardian If you have minor children, you can name a guardian in your will but as it can take months to have your will read, you should also prepare aDeed of Guardianshipthat allows you to make a separate nomination and expedite the process. If your permanent guardian lives overseas then you will also need to appoint a temporary, local guardian to care for your children until your permanent guardian can get to Hong Kong. 4 Share your passwords You need a separate document to authorise your executor to handle your digital assets and the closure of your social-media accounts. Bitcoin, Facebook, Google, LinkedIn, Amazon, Twitter and Instagram...how do all your accounts get accessed and closed? They all have different terms in place so leaving a list of passwords would assist in removing your online presence. 5 Write a Letter of Wishes It is not necessary to name assets in your will (they come and go) but, if you do have personal effects – jewellery, musical instruments, artwork – that you would like to leave to certain people, write a Letter of Wishes. This allows your executor to locate these items and distribute them accordingly. If you write them in your will, there could be hold-ups. ...read more
By CAREY SUEN WILL SERVICES LTD May 29, 2019
=> Click here to vote now. => ...read more
By FamilyCouponSaver.com January 13, 2010
~ Click here to vote now. ~ ...read more
By FamilyCouponSaver.com January 13, 2010
Collection calls in any business are to collect money that is owed to the business. In the case of business to business collection, it's one business calling another to collect debt owed to them. Some businesses make the calls themselves while others outsource that task or eventually sell the uncollec... ...read more
Flyers can help you generate business leads by getting the word out to potential customers about your products. Once you create your flyers you can distribute them through the mail, place them on cars and even walk around to hand them out to home owners. You'll want to bring together the elements of d... ...read more