Top Real Estate Inspectors in Tulsa, OK
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McDorman Metals Testing Intl Inc
By lovebunny July 10, 2013
Seems like this company went bankrupt. Rumor has it that two employees, Carla Bocock-Hamilton and Greg Powers, could not keep their hands off the bank accounts and credit cards. ...read more
A 1 American Pest & Termite, Inc.
By Bob November 06, 2011
A1 did a good job on my pest control ...read more
Advantage Home Inspection Services
By Beau R. January 12, 2010
I cannot thank Mark enough for the money he saved me in the long-term on the four home inspections he completed for me. His thoroughness and attention to detail made me aware of significant issues on all four homes, and allowed me to make informed decisions going forward. My opinion is that Mark is an exceptional home inspector! He walked me through each home with a detailed verbal report like I was his only customer. His final written report is detailed and complete that includes digital pictures with descriptions that make it easy to review with your realtor. I recommend Advantage Home Inspection if you want the absolute truth on your prospective home, and want it done right the first time. ...read more
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Advantages of Solar Energy
A1 Home Inspection 9186401701 by Nick Gromicko and Rob London Solar energy offers considerable advantages over conventional energy systems by nullifying flaws in those systems long considered to be unchangeable. Solar power for home energy production has its flaws, which are outlined in another article, but they're dwarfed by the advantages listed below. ...read more
By A 1 Home Inspection Ok September 04, 2010
Three Deadly Mistakes Every Home Buyer Should Avoid
Deadly Mistake #1: Thinking you can't afford it. Today, buying the home of your dreams is easier than ever before. Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own new homes. Buying a home is the smartest financial decision you will ever make. In fact, most American and Canadian homeowners would be financially broke at retirement if it wasn't for one saving grace -- the equity in their homes. Furthermore, mortgage rates are more flexible today than ever, and tax allowances favor home ownership. Real estate values have always risen steadily. Of course, there are peaks and valleys, but the long-term trend is a consistent increase. This means that every month when you make a mortgage payment, the amount that you owe on the home goes down and the value typically increases. This"owe less, worth more"situation is called equity build-up, and is the reason you can't afford not to buy. Even if you have little money for a down payment, or credit problems, chances are that you can still buy that new home. It just comes down to knowing the right strategies, and working with the right people. See below. Deadly Mistake #2: Not hiring a buyer's agent to represent you. Buying property is a complex and stressful task. In fact, it is often the biggest, single investment you will make in your lifetime. At the same time, real estate transactions have become increasingly complicated. New technology, laws, procedures, and competition from other buyers require buyer agents to perform at an ever-increasing level of professionalism. For many home buyers, the process turns into a terrible, stressful ordeal. In addition, making the wrong decisions can end up costing you thousands of dollars. It does not have to be this way! Work with a buyer's agent who has a keen understanding of the real estate business and who is on your side. Buyers' agents have a fiduciary duty to you. That means they are loyal to only you and are obligated to look out for your best interests. Buyers' agents can help you find the best home, the best lender, and the best InterNACHI inspector. This last perk is particularly useful, as there are many unqualified inspectors on the market today! Trying to buy a home without an agent or a qualified inspector is, well... unthinkable. Deadly Mistake #3: Getting a cheap inspection. Buying a home is probably the most expensive purchase you will ever make. This is no time to shop for a cheap inspection. The cost of a home inspection is very small relative to the home being inspected. The additional cost of hiring a certified inspector is almost insignificant. As a home buyer, you have recently been crunching the numbers, negotiating offers, adding up closing costs, shopping for mortgages, and trying to get the best deals. Do not stop now. Do not let your real estate agent, a "patty-cake" inspector, or anyone else talk you into skimping here. InterNACHI front-ends its membership requirements. InterNACHI turns down more than half the inspectors who want to join because they can't fulfill the membership requirements. InterNACHI-certified inspectors perform the best inspections, by far. InterNACHI-certified inspectors earn their fees many times over. They do more, they deserve more and, yes, they generally charge a little more. Do yourself a favor...and pay a little more for the quality inspection you deserve. ...read more
By A 1 Home Inspection Ok September 04, 2010
Home Inspection Inspect Before You Invest 9186401704
Short SalesHome Inspection Inspect Before You Invest 9186401704by Nick Gromicko and Rob London A "short sale" is a real estate sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance owed on a property's loan. Thistypically happens when a borrower can't pay the remainder of the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is a better alternative than foreclosure.Short sales are different from foreclosures because the lender forces a foreclosure, while both lender and borrower consent to a short sale. Consent between these parties may suddenly change, however, such as if the borrower becomes obstinate and forces foreclosure, or if the lender disapproves of the sale price. If the property is collateral for a second mortgage from a different institution, it, too, must agree to the short sale, which may further complicate the transaction. Short Sales from the Lender's PerspectiveBanks incur a smaller financial loss from short sales than losses resulting from foreclosures, which cost lenders billions of dollars, mainly through the expense and time required to foreclose on the borrower and subsequently market the property. If the borrower owes $30,000 on their home, it's often worth it for the bank to waive that amount, as the expense may be as much as $50,000 per foreclosure, according to a study by the U.S. Congress Joint Economic Committee. Short Sales from the Seller's PerspectiveWhile a short sale will damage the seller's credit rating, a foreclosure causes even greater credit damage. The process for a short sale is also faster, cheaper and less emotional than a foreclosure, in which former owners are often forcibly removed from their homes. Short sales, however, do not necessarily release the borrower from the obligation to pay some or all of the remaining balance of the loan, known as the deficiency. The bank, depending on state laws, might be able to go after the seller for the remainder of the loan after the home sells. Also, in these states, known as recourse states, the IRS can treat the unpaid portion of the mortgage as taxable income. Communities, too, invariably prefer short sales to foreclosures, which drag down the real estate market of whole neighborhoods. Vacant foreclosed houses, many of which have been ransacked by former owners or vandals, further reduce the property value of neighboring homes which, in turn, increase the likelihood of more foreclosures. Of course, communities don't have much of a say in whether a home short-sells or forecloses, which is partly why a federal rule was issued to streamline and encourage short sales. As of April 5, 2010, the various parties that must consent to allow a short sale – the borrower, the lender, the investor who owns the loan, and the bank that owns the second mortgage (provided there is one) – are all offered financial incentives to consent to a short sale. Typically, the following conditions must be present in order for a short sale to be approved:The property's market value has dropped.The mortgage is near or in default status.The seller can prove that they have few assets. Tax returns and financial statements may be required to prove that the borrower has no stocks, bonds, or other real estate, for instance, which may be used to pay off the balance of the loan.The borrower has fallen on hard times. The seller is required to submit a letter to the lender that describes why they cannot pay the difference due upon sale, and how they wound up in financial hardship. This plea to the lender to accept a loss, known as a letter of hardship, may include the following acceptable explanations:unemployment;divorce;medical emergency;bankruptcy; and/ordeath.The following circumstances are generally not accepted "hardships":bad purchase decisions, such as gambling or vacationing;unhappiness with the neighbors, such as if a meth lab opened up next door;buying another home. If you can afford another home, the bank will wonder why you can't pay off the one in which you currently reside;pregnancy. Lifestyle decisions aren't taken seriously in letters of hardship; ormoving into an apartment.If you are considering the purchase of a short-sale property, here are some tips:Obtain legal advice from a competent real estate attorney.Consult with an accountant to discuss the tax ramifications of buying a short sale.Hire an InterNACHI inspector to inspect for problems typical of short sales and foreclosures, such as pests, mold, water damage, and/or structural defects. Realize that short-sale sellers have fallen behind on their mortgage payments, making it likely that they have neglected basic building maintenance and repair, or even intentionally abused the building. Presale inspections, which are suggested for all real estate transactions, are as critical for short sales as they are for foreclosures.In summary, a short sale is a compromise consented to by the lender and borrower in order to avoid foreclosure, and can be a better financial deal for all parties involved. An Introduction to ForeclosuresFor the best inspector in your neighborhood, visit: www.InspectorSEEK.comMore inspection articles like this. ...read more
By A 1 Home Inspection Ok September 02, 2010