People might need quick cash support for many reason in life. However, there are certain things that cannot be avoided until next payday. So, in such cases, one can acquire the fiscal support frompayday loans. These loans are great to borrow if you need it for emergency needs. Instant payday loans are small term loans offered for a month awaiting your next pay date. These loans generally consequences in fast approvals knowing the urgent needs of the borrowers. These loans are unsecured loans, so there is no require of placing any collateral. It is not always necessary to use these loans for crisis purposes; you can simply use these short term loans for your unexpected bills, late rents, medical bills, for buying groceries and products etc.https://www.loanspath.com ...read more

Check Guarantee - Imaging - ACH - Check Cashing Services - Akron, Ohio The Challenge Many consumers prefer to write checks for purchases and merchants who refuse to accept them turn away business. Accepting checks requires attention to the management of risk due to fraud and returned checks. Accepting checks has its costs. They need to be verified, reconciled, deposited at a bank and processed, which usually means several days before the funds are available. The Solution The TeleCheck ® ECA® Warranty service offers merchants a comprehensive solution for check acceptance, incorporating authorization, settlement and collections. It combines the industry's most sophisticated check acceptance system with a warranty service option for "peace of mind" over returned check liability. As a result, you can accept more checks, including low-numbered, out-of-town, and even out-of-state checks. Here's How It Works The TeleCheck ECA Warranty service allows you to accept checks easily, efficiently and safely. You benefit from reduced bank fees, lowered operating expenses and improved cash flow through faster funding. And with the warranty service, returned check processing and collections can be managed by TeleCheck. The service converts a paper check into an electronic transaction at the point-of-sale. The Automated Clearing House (ACH) network is used to process the transaction and fund your account generally within two business days. Plus, if a check is returned, TeleCheck manages the entire collections process giving you more time to focus on your customers.Check Cashing Service Customers who cash their checks in your store are more likely to spend their funds there. When you quickly and securely cash personal, payroll, and government checks, you increase customer loyalty and may add a new source of revenue—check cashing fees. The Challenge No merchant wants to turn away customers, but the hassles and risks of accepting these transactions have discouraged many retailers from offering check cashing services. In most instances, the approval process is cumbersome, which ultimately affects the customer's experience. Merchants need an efficient way to provide this service while minimizing risk and maximizing revenue. The Solution With the TeleCheck  Check Cashing service, you provide a valued service that is as easy as validating checks for payment on day-to-day purchases. Ideal for grocery stores, hotels, gas stations and other retailers, the Check Cashing solution tells you in seconds the risk associated with the check. Our extensive and proprietary databases give you comprehensive check acceptance capabilities to provide this value-added service quickly and easily at each register. Merchants can opt for a basic verification tool or a warranted check cashing solution, and have the confidence that they are authorizing checks for the right customers. Here's How It Works With the TeleCheck Check Cashing service, merchants can choose a verification or warranty service and process personal, government and payroll checks with confidence. Each check is analyzed using proprietary databases along with other risk scoring tools to determine the risk of accepting the check. If the check meets the basic requirements, the merchant can complete the transaction in the same way as a standard paper check. ...read more

Credit Card Processing-Merchant Services-Merchant Accounts - Akron OhioValued Merchant Services- A Registered ISO/MSP of Wells Fargo Bank, N.A. is a nationwide provider of all forms of electronic payment processing services for all forms of business small and large. With VMS you can accept and process Visa, MasterCard, American Express, Discover, ATM / Debit, EBT and Fleet Cards at the lowest rates. In addition we provide working capital loans, Ecommerce services including virtual terminal and API, ATM machines, gift and loyalty card programs, electronic check conversion, check guarantee, check cashing and ACH payments, POS terminals, PIN pad's, wireless terminals, WiFi and more VALUED Merchant Services has a history of providing merchants with local personal service and support, cost effective solutions, state of the art technology, reliable 24/7/365 technical support and customer service and a host of other benefits. Valued Merchant Services has a commitment to provide each merchant with a customized solution to meet each of their unique needs in the most cost effective manner. More About Mobile Credit Card Processing: Whether you're small or large, sell face-to-face or remotely, we have the solution for you.Valued Merchant Services and ROAM Data have the mobile commerce know-how to help you attract and retain customers. Valued Merchant Services lets you harness the power of ROAM Rails to streamline the way business gets conducted between you and your customers. The end result is buying convenience for them, resulting in more purchases, together with the assurance that you always get paid on time, securely. ROAMpay converts your cell phone into a secure POS terminal. ROAMpay is ROAM's flagship product. With Valued Merchant Services and ROAMpay, merchants can now quickly and securely process electronic transactions on their mobile phone, regardless of location. By using our optional magnetic stripe card reader, merchants can also qualify for the best rates available from Valued Merchant Services. More about Ecommerce: Valued Merchant Services utiliizes Authorize.Net which enables all types of merchants to accept secure and reliable credit card andelectronic check payments quickly and easily online. We offer flexible application programming interfaces (APIs) with no licensing fees.Our Certified Developers and Solutions must meet rigorous integration standards including providing samples of successfulintegrations. We support merchants throught the website development, shopping cart setup and more More about Check Services: Many consumers prefer to write checks for purchasesand merchants who refuse to accept them turn awaybusiness. Accepting checks requires attention to themanagement of risk due to fraud and returned checks.Accepting checks has its costs. They need to be verified,reconciled, deposited at a bank and processed, whichusually means several days before the funds are available. Valued Merchant Services offers The TeleCheck® ECA® Warranty service which offers merchants a comprehensive solution for check acceptance, incorporating authorization, settlement and collections.It combines the industry's most sophisticated check acceptance system with a warranty service option for "peace of mind" over returned check liability. As a result, you can accept more checks, including low-numbered, out-of-town, and even out-of-state checks with the assurance of our guarantee. More about Gift Cards You Might Not Know… > Gift cards; not just for the Holiday Season> Birthdays are the #1 occasion for giving a gift card>"Spring Holiday Season"> Mother's Day> Father's Day> Weddings> Graduation> Gift cards capitalize on impulse purchases Gift cards are high visibility; resulting in more impulsepurchases. Also, using a gift card feels less like spendingmoney. Valued Merchant Services Offers a full array of gift cards, > 1 color pre-design cards> 1 color custom cards> 4 color custom cards Point Based Loyalty Programs also available! More about Business Loans and Working Capital: Would your business be more profitable if you had funds for: Renovation?  Expansion? Inventory?  Advertising? Taxes?  Working Capital? You trust your own potential. Let us help you fund it.If you said "yes," then Valued Merchant Services has your solution.We've teamed up with multiple lenders to offer non-traditional funding to businesses. We offer a unique kind of funding to retail, restaurant and service businesses. In essence, Valued Merchant Services will "buy" a small, fixed percentage of your future credit card revenues, and advance that money to you up-front. You use the money however you choose. We collect a small portion of it daily, from your future credit card sales. You use the money to grow. We collect it from that growth. Fast. Practical. Painless. More about EBT: Accepting government benefits as payment is now as easy as accepting a debit card. Supermarkets are well aware of how important customers on public assistance are—they can represent a significant percentage of their total transactions. Merchants not enabled to accept payment through assistance programs run the risk of losing customers to those that do. The Solution:Government assistance programs now come in the form of Electronic Benefit Transfer (EBT) cards. Instead of paper coupons, most states use EBT to distribute all cash benefits such as unemployment, grocery and housing assistance. Partnering with industry vendors ensures that the EBT solution is fully integrated into key third-party software packages, which makes processing seamless and simple for all parties involved. The First Data® EBT solution also provides the merchant a consolidated statement and funding stream, documenting cash flow and simplifying the reconciliation processes. And, the service is discreet, with no additional identification or signature needed, and customers can even choose to get cash back with cash benefit EBT transactions. More about Bank, Credit Union and Trade Associations You Hold the Potential to Earn Greater Profit From the Customers You Already Have Refer them to VMS for their credit card processingneeds and we'll share the revenue with you. Now that's easy money!VMS invites you to join one of the most successful referral relationship programs in the industry. As a trusted leader in electronic commerce VMS has the tools and experience needed to create a profitable referral relationship for you. Our diverse portfolioconsists of over 400 referral relationships of all sizesand business types, including; associations, financialinstitutions, franchises and internet companies.VMS will work with you to design a program that fitsyour specific business model. Whether your customers are just starting out or looking to switch processors, we can provide credit cardprocessing solutions to help their business grow. There are So Many Benefits to a Referral Relationship with VMS. Complete support including:> Dedicated professionals to help launchand manage your new referral program> Compensation creating revenue stream> Detailed monthly reporting on yourmerchant referrals> Referral partners assume no risk for potentialmerchant processing losses> We carry the risks, you get the benefits> Use our simple, customizable Web page template as alink from your website to offer FDIS processing to yourcustomers easily and efficiently—online applicationoption available> One of the most comprehensive product offerings available> Superior customer service> For every referral that results in an open merchantaccount, you have an opportunity to make money andyour customers have an opportunity to save money! You provide the leads…We do the rest...It couldn't be easier! More about PCI Compliance: The cost of Payment Card Industry Data Security Standard (PCI DSS) compliance is vastly underestimated—but maybe not as understated as the tangible and intangible costs of a data breach. Every merchant that accepts payment cards has a cardholder data environment (known as CDE, or the computer systems and applications that use or store sensitive card data) that comes under the purview of the PCI DSS. It's possible to limit—and even shrink—the scope of the CDE in order to reduce or minimize the merchant's PCI burden. Merchants that accept debit, credit and prepaid cards are acutely aware of an additional burden placed on their businesses starting in 2006. This is the year that the Payment Card Industry Security Standards Council (PCI SSC) began publishing stringent, resource-intensive requirements concerning the security of handling and storing sensitive cardholder data. Since then, merchants have collectively spent in excess of $1 billion on compliance with the PCI DSS as part of their security programs.1 PCI DSS compliance includes a long list of requirements and is a significant responsibility for businesses of all sizes. The security requirements cost the largest merchants (Level 1), on average, $2.7 million, according to the analyst firm Gartner Inc. Even small merchants (Level 4) might have to spend several thousand dollars on the initial security assessment and new technology and security measures.2 What's more, maintaining PCI compliance is a continuous process that requires constant vigilance and incurs ongoing costs. The penalties for noncompliance can be severe, including the merchant's loss of the ability to accept credit card payments and being audited and/or fined. Still, the relentless drive to protect sensitive cardholder data is vital. Losses stemming from data theft are on the rise. According to the Ponemon Institute, the average cost of coping with a data breach in 2008 rose to $6.6 million—a 40 percent increase since 2006. ...read more