By SANTOSH KADPEWAD August 11, 2016
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By SANTOSH KADPEWAD August 11, 2016
send flowers online on the site withlovenregards.com ...read more
By kelly h. at Judy's Book May 24, 2013
http://www.rustysolomon.biz/ - Rusty Solomon is an online brand management and custom web design firm based in New York City which has built a reputation for offering cutting-edge marketing and branding services that help companies leverage... ...read more
More Closing Terms It Helps to Know As you approach settlement, make sure to have a grasp on the following terms and concepts. Adverse Possession The technical term for squatting, or occupying a property without the owner's consent. Title of the land could vest in the squatter after a certain number of years of peaceful occupancy have passed. APR Annual Percentage Rate- The yearly rate of interest paid on a loan. Appraisal An educated property value estimation based on facts about the property. Escrow A process where a third party holds a deed, moneys paid, and transaction documents until certain contingencies are met. The escrow agreement details what conditions must be satisfied before disbursing the money and documents and instructs the escrow agent on disposition of the objects held in deposit. Examination In real estate industry terms, an examination is a study of the chain of title to determine the status of the title. Exceptions A list of items excluded from coverage in a title insurance policy. Broker Someone acting as agent for another to negotiate sale or purchase of a property. Closing Statement A balance sheet showing the assets and debts accrued by each party to a real estate transaction. First Mortgage A mortgage that has priority position over other mortgages or liens on the property. Priority position means that it must be paid first before anything else. Foreclosure A legal proceeding usually resulting in a judicial sale of the home to satisfy defaulted mortgages and liens. General Warranty Also known as a full warranty, and contains all of the common law items of warranty. For Title Insurance in New York, New York When it comes to closing services and title insurance, you need professional experience and expertise. At Federated Title Services serving New Jersey and New York, you will find the best. Take a look at our webpage to learn more about us and call (212) 796-4250 to schedule an appointment. ...read more
By Federated Title Services - Title Insurance Agency November 02, 2015
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By New York City Event Space December 31, 2011
A home buyer can estimate closing costs to determine how much money to save up for the house purchase. Closing costs are expenses such as an application fee, title insurance and credit report. A lender will provide a list of the costs to the buyer before the loan closing date. ...read more
A title is a legal document listing the history of ownership of a home or commercial property. A title search will also reveal if there are any liens on the property or land encroachments. This article will show you the best way to choose a title search company. ...read more