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The Fixed-Rate Mortgage A fixed-rate mortgage has an interest rate that won't change for the life of your loan. Usually that's 30 years, but it can also be 10, 15, 20, or 25 years. The shorter your term, the less interest you'll pay. Are you eligible forPresident Obama's Making Home Affordable Program? Check out oureasy calculator. Rates on fixed-rate mortgages are currently at or near historic lows. You can putas little as 5% downon a fixed-rate mortgage. Need to refinance? A fixed-rate mortgage is a great way torefinance up to 95%of your home value. Or, refinance up to 90% to take cash out – pay down debt that doesn't offer tax incentives.* Jumbo loanoption available for homes over $417,000. *Consult your tax advisor. Talk with a Home Loan Expert Now at (800) 708-9211 or fill out the short form on the right to get started! Why Should You Choose Quicken Loans? When it comes to your finances, something as important as your mortgage, we know it's not something you take lightly. The mortgage company you choose matters. We want you to know what's important to us, too. You need to know you're dealing with anexperienced, reputable company. We have 25+ years under our belt, and funded $19 billion in mortgages last year. Of course, we promise to make this your best mortgage experience ever.We'll return your calls by the end of the day.If something's not right, tell us and we'll do whatever we can to fix it. We have the tools to make your mortgage go smoothly, and the customer service to back it up.Read moreabout what makes Quicken Loans America's #1 Online Lender. Click here to see our assumptions. Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Lending services may not be available in all areas. Some restrictions may apply. Based on the purchase/refinance of a primary residence. We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740. The lock period for your rate is 45 days. The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI. Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (800) 708-9211 to talk to one of our mortgage bankers. 30-Year Fixed-Rate Mortgage:The payment on a $200,000 30-year Fixed-Rate Loan at 4.25% and 70% loan-to-value (LTV) is $983.88 with 2 points due at closing. The Annual Percentage Rate (APR) is 4.463%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. 15-Year Fixed-Rate Mortgage:The payment on a $200,000 15-year Fixed-Rate Loan at 3.75% and 70% loan-to-value (LTV) is $1454.45 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.99%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. ...read more

Ninon de Vere De Rosa has her hands full with her new movement, this time with ObesityHotLine "The Silent Killer" What prevention can contribute to overweight and obesity ? Ninon researched and decided on "ViSalus", Body By Vi 90 Day Challenge, it tastes good, easy to mix, and most of all you lose your body FAT ! Ya ! Making healthy choices in nutrition like the, ViSalus, Body by VI 90 Day Challenge, will likely prove most effective in combating obesity. Reason being it works. Overweight and obesity involves what you eat and calories, behavior, denial and environment play a large role causing people to be overweight and obese. Eating too many calories and not getting enough physical activity. So why did Ninon try the Body By Vi Challenge, making healthy choices in nutrition will likely prove most effective in combating obesity. Society has become obese "The Silent Killer" characterized by promoting increased food intake and no physical inactivity. You can call Ninon the renowned TV personality with the younger generation "Voices of Tomorrow" Ninon will give you a non medical unbiased answer that will cut to the chase. Today's epidemic of overweight and obesity threatens the historic progress we have made in increasing quality and years of healthy life. Go tohttp://www.ObesityHotLine.com www.ninon.bodybyvi.comand check it all out. Phone: 310 867 5959 Email:ninon@obesityhotline.com ...read more

Ninon de Vere De Rosa has her hands full with her new movement, this time with ObesityHotLine "The Silent Killer" What prevention can contribute to overweight and obesity ? Ninon researched and decided on "ViSalus", Body By Vi 90 Day Challenge, it tastes good, easy to mix, and most of all I lost my body FAT ! Ya ! Making healthy choices in nutrition like the, ViSalus, Body by VI 90 Day Challenge, will likely prove most effective in combating obesity. Reason being it works. Overweight and obesity involves what you eat and calories, behavior, denial and environment play a large role causing people to be overweight and obese. Eating too many calories and not getting enough physical activity. So why did Ninon try the Body By Vi Challenge, making healthy choices in nutrition will likely prove most effective in combating obesity. Society has become obese "The Silent Killer" characterized by promoting increased food intake and no physical inactivity. You can call Ninon the renowned TV personality with the younger generation "Voices of Tomorrow" Ninon will give you a non medical unbiased answer that will cut to the chase. Today's epidemic of overweight and obesity threatens the historic progress we have made in increasing quality and years of healthy life. Go tohttp://www.ObesityHotLine.com and check it all out. Phone: 800-305 7147 Email:ninon@obesityhotline.com http://www.ninon.bodybyvi.com/ ...read more

Ninon de Vere De Rosa has her hands full with her new movement, this time with ObesityHotLine "The Silent Killer" What prevention can contribute to overweight and obesity ? Ninon researched and decided on "ViSalus", Body By Vi 90 Day Challenge, it tastes good, easy to mix, and most of all I lost my body FAT ! Ya ! Making healthy choices in nutrition like the, ViSalus, Body by VI 90 Day Challenge, will likely prove most effective in combating obesity. Reason being it works. Overweight and obesity involves what you eat and calories, behavior, denial and environment play a large role causing people to be overweight and obese. Eating too many calories and not getting enough physical activity. So why did Ninon try the Body By Vi Challenge, making healthy choices in nutrition will likely prove most effective in combating obesity. Society has become obese "The Silent Killer" characterized by promoting increased food intake and no physical inactivity. You can call Ninon the renowned TV personality with the younger generation "Voices of Tomorrow" Ninon will give you a non medical unbiased answer that will cut to the chase. Today's epidemic of overweight and obesity threatens the historic progress we have made in increasing quality and years of healthy life. Go tohttp://www.ObesityHotLine.com and check it all out. Phone: 800-305 7147 Email:ninon@obesityhotline.com ...read more