By JohnCarlton305 January 15, 2019
After reading about Izm credit services in the Miami Herald , I called and spoke to Lynn the Manager. Lynn advised me to get a tradeline package which had 3 au tradelines. They even gave me their wholesale tradelines prices. My score went from low 500's to 747 - 785. I now have excellent credit and high scores. ...read more
By HeatherB1005 August 14, 2018
PBBJ Took my scores from mid 500s to low 700s in about four months... Changed my life... Forever Grateful ...read more
By trying2raisemyscore January 10, 2015
I found this company on my credit report with them "having reported I have an account that I opened in 2005", a company I do not remember applying with, with supposedly an unused credit amount of $8500. Since I am now trying to buy a home, building my credit, I decided to call this company since I have never seen or used a credit card from them, hoping they would send one after nine years of non use (since I didn't have one). I have now called two phone numbers that are listed for them. One is disconnected and the other a sleep sounding "gangsta" kind of voice answered and when I said hello, he hung up. I called back, and there was no answer. SO, does this company really exist????? ...read more
Credit Consulting Las Vegasprovides information and assistance to consumers who have more debt than they feel they can repay. Our team at credit consulting LasVegas negotiates concessions from creditor(s) to reduce or eliminate interest charges and try to stop late and over-limit fees if incurred. Credit Consulting LasVegas may help by creating a debt repayment plan with your creditors. Our expert representatives will work with you by creating an individualized plan. This program may not reduce your debt, but it can make it more bearable through negotiations with your creditors to reduce interest rates and "re-age" your debt. We̢۪ll analyze your report and help you to gain a greater understanding of your current conditions in order to make educated decisions on extending credit and repayment policies. The process is designed to get you out of debt in shorter time period. Credit counseling does not have to impact your credit report. If you just come to a consulting firm to get debt advice and help getting organized to manage your finances, the process will not show up on your credit report. If you enter into a "debt repayment plan" it will be reported to the credit bureaus leaving an impact of you making effort to repay. At Credit consulting Las Vegas, Our organization is built on integrity and providing the ideal customer service experience while our mission is simply to save our clients hard earned money. During the whole time dealing with us you will understand that working with Las Vegas credit repair service is really worth it. ...read more
By PBBJ consulting September 11, 2018
The word credit repair often causes stress in the minds of consumers. You are having trouble getting loan and huge chunk of your money is going towards higher interest rates then it is the time to react. Remember, there are lots of reasons why your credit may be in uneven shape. Most of them are related to your spending habits. If your situation is simple, and all you have are an obvious error or two in your credit report, then you may just want to try a round of credit repair on your own. Checking your own credit reports and scores does not hurt your credit score in any way. However, you can even get an action plan with tips on how to improve the credit factors that are pulling down your score. It is always recommended to consult with a credit expert if you are unsure of a law or any methodology regarding credit repair services. At PBBJ we not only repair your credit but will completely evaluate your credit reports and help you to decide the best possible way to improve your personal finances.Our dedicated representative will work with you by creating an individualized plan. We̢۪ll focus on re-building your credit and keep your current accounts in good standing. During an initial consultation, our team will explain how it intends to fix your credit. This typically involves sending dispute letters to the credit bureaus or creditors. As you go through the process you will understand that working with Las Vegas credit repair service is really worth it. ...read more
By PBBJ consulting September 07, 2018
Credit Tips for Lower Interest Rates A good credit score typically translates into a lower home loan interest rate. The higher your credit score, the more likely you will pay your debts in a timely manner. The lower your credit score, the less likely you will make payments on time. For those with lower credit scores, lenders may adjust home loan interest rates to accommodate for the additional credit risk on issued loans. If you wish to improve your credit score, there are many ways to do so! Here are just a few: Focus on recent derogatory credit. Concern yourself most with past due balances, charge offs and collections that have occurred in the last two years. Items more than two years old have less impact on your current credit score. In fact, if you pay off delinquent items over two years old, you may actually lower your credit score. Keep existing credit card accounts open. Your established credit history matters. If you have old credit cards that you don't use often, you still have the benefit of the history they represent. Try to distribute debt evenly across your credit cards. If you can't pay off all your debt at once, try to keep balances as close to zero as possible, aiming for under 30 percent of the available credit limit. Also, if your credit provider increases your credit line, the ratio of debt to available credit is automatically reduced. Remove errors on credit reports. Check your credit reports for any errors and delinquent information. Follow the dispute process to challenge any inaccurate information—credit reporting agencies must respond to you in 30 days. ...read more
By community credit Repair September 29, 2017
Not being able to pay your creditors due to job loss or other unforeseen circumstances can leave you feeling overwhelmed. Bill collectors will call you at all hours of the day attempting collect. A debt reduction service may be the answer for your situation, but there are scams that you will want to a... ...read more
Making sales these days is highly competitive and if you are not accepting charge and debit cards, you are missing out on sales. There are many different types of processing equipment deals as well as variables in merchant services. Learn how merchant services work and put them to use to make sales yo... ...read more