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Consumer Credit Counseling Service 1-888-551-1270
By Absolute Training, LLC June 09, 2011
YOU ARE THE BEST !!!!! Thank you for connecting to our network! We will be sending customers your way! We also wish you success in your business! Please contact Absolute Training, LLC at (702) 530-OSHA, (702) 979-GUNS or (702) 580-4358 (you can leave a message or text us as well) if is anything that we can do for you. Best of luck! ...read more
Check City
By Bradley Burton November 18, 2010
I've been going to Check City for over 3 years, and I've been at many of your locations. In my opinion, the location at 6820 W. Charleston is the best Check City Location for Customer Service by far. Great Job ...read more
Check City
By Dave July 24, 2007
Check City is the worst loan place ever! The rating is not the rating I wanted to give, but there's not a -10 stars rating. Check City gives payday lenders a terrible name. I hope your business fails miserably!!! ...read more
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Read The Latest Newsletter from Consumer Credit Counseling Service 1-888-551-1270
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Consumer Credit Counseling Service 1-888-551-1270. Let us know what you think! Read It Now Here ...read more
By Consumer Credit Counseling Service 1-888-551-1270 July 13, 2011
The Fair Credit Reporting Act (FCRA)
Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of "completeness and accuracy." If, after a reinvestigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the [credit bureau] shall promptly delete such information." The credit bureaus are required to complete the investigation within a "reasonable period of time." This period has been set at thirty days. The credit bureaus can ignore the consumer dispute if they have reason to believe that the dispute is "frivolous or irrelevant." The FTC commentary on the FCRA cites, as an example of a frivolous dispute, a dispute wherein the consumer challenges all negative items on his credit report without providing any allegations regarding specific items in the credit file. However, "A [credit bureau] must assume a consumer's dispute is bona fide, unless there is clear and convincing evidence to the contrary." When a consumer challenges a negative credit listing on the basis of extenuating circumstances, such as health problems, divorce, job loss, etc., the credit bureaus are entitled to ignore that dispute. When a consumer submits a dispute which is neither frivolous nor irrelevant by credit bureau standards, the credit bureau must "at a minimum... check with the original sources or other reliable sources of the disputed information and inform them of the nature of the consumer's dispute." In some cases of consumer dispute, "Reinvestigation and verification may require more than asking the original source of the disputed information the same question and receiving the same answer." In other words, when a consumer files or re-files a valid dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing. In theory and law, the process is deceptively simple, thus leading many people to think that they can easily handle this themselves "for the price of a few postage stamps." Most quickly discover that the credit bureaus have made it much more difficult than one would imagine. For help in this, we recommend using Lexington Law a professional credit report repair company. Henderson Consumer Credit Reno Credit Counseling Service Debt Settlement Nevada Laughlin Nevada Credit Counseling Debt Consolidation Nevada Consumer Credit Carson City Las Vegas Credit Counseling Credit Counseling Sparks NV Credit Card Debt Relief Loan Modification Bankruptcy Services Credit Counseling Virginia City North Las Vegas Credit Repair Credit Repair Lake Tahoe Credit Counseling ...read more
By Consumer Credit Counseling Service 1-888-551-1270 April 26, 2011
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