By KerryMarion June 14, 2018
Their best part is they tell you more and more about products and make you familiar with it, I will try them again. ...read more
By Anonymous March 13, 2011
I have worked with Jennifer and Credit Cards, NJ since February of 2007 and I have been VERY satisfied with the services provided. Jennifer made the transition from my previous merchant service provider quite seamless. The rates have been most competitive and Jennifer has gone above and beyond to assist whenever there has been any question or concern. I am most happy to recommend Jennifer and Credit Cards, NJ to provide any of your merchants services along with other business needs. -Sal P. ...read more
By Bauer Printing Company January 04, 2010
Only 5 Stars? Should be 10! Credit Cards NJ is IS the company you want to deal with when it comes to anything Merchant Services related. ...read more
Today, Accurate sale forecasting is the most difficult to do any business. Doesn’t mean how much work and research you establish in it, you never know with the result if and when your customers will buy your product and services. Forecasting is most necessary for doing your business. If you are forecasting too low, probably, you may not be able to respond to your demand and customers may prefer some other vendor. Many external factors affect yourB2B e-commerce Sales Forecast, including economic conditions, competitor’s activities and other preferences that may hold your customers’ purchasing decision. Accurate forecasting is most essential part of any business. It is true for professional services and sales companies. How often are your forecasts accurate? Inaccurate estimates bring many kinds of dangers. Importance of Sales Forecasting Sales Forecasting performs a highly complicated part in any business because it helps predict the chances of profit limits by stocks and order. Almost all type of companies, government offices, nonprofit associations, manufacturers, and service providers can undoubtedly take help from forecasting. Experts say prediction is more art than science, as you try to predict when your potential customers will place an order. The importance of sale forecasting cannot be underestimating. If you increase internationally forecasting sales become more difficult, because of distance, your influence and methodologies may not be as tightly followed. Remote sales organizations may think more independently. Your regular involvement is also less, so no matter what judgment factors you have used for domestic forecasting cannot be used for international. With Sales forecasting, you can decide what to sell and how to sell your products for the best results. Mainly, keep in your mind which products and services you are going to be forecasting? Are they grouped or separate? Identify your Market First of all, you have to research about all your competitors that work in the similar geographical market with the same customer base. After that, you have to find out how big is your market and can ensure your revenues will grow every year either you are new in the market. The Basic Methods of Sale Forecasting Marked Based This technique focuses on exact location and number of competitors near you. You have to measure how many households around, for instance, one mile to you, would choose your products over your competitors. Value Based The second method would require you to calculate the entire value for every sales category, or in other words what your business should sell. Business charts are much more than just attractive pictures; mainly when you are putting them in your business idea. Resource Based The other most important step is to measure the highest revenue your business can achieve given the existing resources. It is an excellent indicator to give to your future investors how your company will create and sell in case of insufficient funds available at your hand. Prepare your Sales Forecast If you have an understanding of how to create yoursales forecast, then you can make the plan. You have to consider your forecast is a part of your planning activities, annually, quarterly as well monthly. And you must have to ready to adjust your forecast when needed. ...read more
By ExportHub November 02, 2017
Over the years, I have encountered many questions when it comes to accepting credit cards and setting up merchant accounts for small and large business.When researching the idea of accepting credit cards you should not just look for information on the various rates and fees that will be applicable to the account. Sure, the cost is one important component, but the most important piece of your decision should be based on the reliability of the particular merchant provider (and sales office) you will be using, since after all, this is your money and your business at risk.What is a Merchant Account anyway?A merchant account is a special type of account that is setup to allow businesses to accept funds from credit card holders using ane-commercestorefront or aretailPOS device. This account is not to be confused with a traditional business banking account.The merchant account provider acts as the business's gateway between Visa, MasterCard, Discover and American Express and allows the money to be transferred into the merchant̢۪s bank account.In order to get setup to accept credit cards the business must supply the merchant provider with a few important documents that the bank requires during the underwriting process, which can include prior processing statements (if applicable), personal information (i.e. social security #, date of birth, etc.), driver's license and other pertinent information requested by the various underwriters.A common question is what the normal cost for a merchant account is. Like every other provider, CCNJ can offer a base rate; however, based upon the business's (and owner's) credit score and the particular industry type (among other items) will allow us to better understand your business and estimate a rate to best fit your needs. To give you a range:Retail store doing $25,000 per month on Visa & MasterCard, with an average transaction of $25: 1.59%+ $0.25 to 1.95% + $0.25 per swiped transaction (Qualified level only. Keyed transactions, business cards, etc will raise the rate).Online storefront doing $25,000 per month on Visa & MasterCard, with an average transaction of $25: 1.99% + $0.30 to 2.75% + $0.30 per transaction. (Mid-Qualified level only. Business cards, etc will raise the rate).What's the Next Step - How Do I Setup a Merchant Account?1. Please Complete thisSmall Questionaireand a Merchant Account Consultant will be in contact to discuss your business's needs.2. Please fax the following information to 201-490-5451, attn: New AccountsCompleted Application2-3 months of prior processing statements (if applicable)Business LicenseDriver's LicenseVoided CheckMost people looking for a merchant account just go out onto the internet and find the lowest credit card processing rates and signup without understanding all that goes into the process. I have had many customers that have been burned by not knowing all of the details up-front. Ask questions, don't expect the sales rep to come straight out and give you all the fees, etc on the account. If you do not feel comfortable with the deal, walk away.Accepting credit cards also has it's risks for the fact when it comes to chargebacks. You need to make sure that your merchant provider can help you when these issues arise because you do not want your business to be listed on the "TMF List." The Terminated Merchant File is essentially a BLACKLIST from which it is almost impossible to be removed, and will force you to pay higher rates for processing, should you be approved in the future. Note - chargebacks are only one way to end up on the TMF List; other factors can land you on this list as well.Get a FREE Rate REVIEWTalk to a merchant account consultant at Credit Cards, NJ to analyze your current rates to see if there is anything they can do to help you reduce your monthly fees. Since CCNJ guarantees that they will meet or beat your current processing rates based on your current statements, what have you got to lose? You can either complete ourbrief form, or call us at 201-645-0132 and ask to speak to someone in sales today! ...read more
By Credit Cards, NJ September 05, 2007
Credit Cards, NJ (CCNJ) is at it again! This time with an unbelievable deal for any new business who signs up with CCNJ. For a limited time, CCNJ is offering aFREE machine to allow you to process Visa, MasterCard, American Express & Discover. Not only that, but we'll also give you up to$100 CASH BACK! So what are you waiting for?ContactCredit Cards, NJ TODAY! ...read more
By Credit Cards, NJ May 09, 2007
Small businesses can benefit from accepting credit cards. Credit card processing companies now recognize that you may need to take a credit card while away from your office and have made that easy to do with your phone. Credit card machines come in a number of sizes, and small businesses have a variet... ...read more
Making a living from home offers independence and unlimited potential. To improve a home business strategy, explore the areas of your business that might benefit from a change. Home office organization, marketing strategies or communication with clients may be areas in need of improvement. ...read more