Top Rental Agencies in Morristown, NJ 07960
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Better Homes Realty
By Anonymous April 22, 2011
I was blown away by how educated they are on interent marketing. they pointed out the things that other agents werent doing and they sold my home by making those changes. They know what thier doing. ...read more
Regus
By Stephen Oren August 11, 2010
Dirty, poor quality customer service, the slowest internet, bait and switch, what else can I say other than stay away. ...read more
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Short Sales: Why Do Lenders Pretend To Care About Their Customers?
Morris County NJ– Have you ever attempted to get a loan modification? If you have, then you probably get bugged when you hear banks talk about how they supposedly care about their customers. Somehow these banks think we will believe it. They must think that, or they wouldn’t be running ads that say: “Come to ABC Bank. We answer you by your first name. You’re not a number. We care about you.” Click here to discover how other sellers successfully did a short sale and avoided foreclosure. What a bunch of garbage. Anyone who has attempted to negotiate a loan modification feels like they just went thru the meat grinder. “Sir, we can’t approve your loan modification until you send us the APG form”, the person at the bank tells you. “But, I already faxed that to you five different times over the last month”, you reply. “Sir, that doesn’t matter. I don’t see it in the system and until I see it in the system, I can’t look at your loan modification application”, they reply to you. Aarrgghh!!! Is that frustrating or what. So, here’s a little message to the advertising departments at America’s Banks. Don’t run ads saying you care about us, until you actually do. People that apply for loan modification just want to keep their home. In many cases, a loan modification will reduce a lender’s loss. Why can’t you just make the loan modification process a little easier. Maybe then you can run ads where you claim to care about your customers and we might actually believe them then. Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail atmerydith@emecosolutions.com. I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 973-551-8424 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here. Thinking about a loan modification? Our Morris County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy. Thanks for reading this, Merydith Endelman. Merydith is a Real Estate agent at Keller Williams Realty Metropolitan. Morris County Short Sales Realtor: Phone: 973-551-8424. merydith@emecosolutions.com. Helping Homeowners Merydith Endelman specializes in loan modification assistance and short sales in Morris County New Jersey. Morris County Loan Modification Help, Morris County Short Sales. Morris County Short Sale Realtor Morris County NJ Short Sales. Morris County Realtor. Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved. Important Notice Merydith Endelman, Better Homes Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why? Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification. We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale. The views expressed here are Merydith’s personal views and do not reflect the views of Better Homes Realty. This information on Morris County Short Sales: Why Do Lenders Pretend To Care About Their Customers? is provided as a courtesy to our viewers to help them make informed decisions. ...read more
By Dream-It Properties, LLC January 15, 2013
4506-T Electronic Signatures Now Accepted on Mortgage Documents
Via Housingwire.com | 4506-T electronic signatures begin "On Jan. 2, President Obama used an autopen to sign the fiscal cliff bill, while vacationing in Hawaii. This may be a sign as to the trend for the 2013 mortgage market: electronic. Five days after President Obama signed the bill, the Internal Revenue Service will begin accepting electronic signatureson the common mortgage origination document, Form 4506-T. The tax return transcript is a requirement for the majority of all mortgage originations and loan modifications. Lenders use the form to verify the income of borrowers. 4506-T forms were the last remaining documents in the loan origination process that required a handwritten paper signature. “The actual e-signing of the 4506-T is minimal. This has been the hold out document so to speak. The excitement is that ‘now I can do my total origination up front electronically,’” said Kelly Purcell, executive vice president of eSignSystems Income Verification Express Service vendors play a large part in the loan underwriting process, including income verification with the IRS. The IVES vendor is the last submitting party to the IRS that is responsible for sending the 4506 Form to the IRS, getting it back and pushing the information back to the lender. Because of the credit crisis, virtually every loan or loan modification being processed today requires a 4506-T, Purcell told HousingWire. In 2006, there were only approximately one million 4506-T forms processed, while today there are more than 20 million. “They needed a cost effective method to handle the volume of these requests,” said DocMagic eServices director Tim Anderson. This is the beginning of an electronic trend, as the benefits behind this become more evident, according to Anderson. There are a number of electronic signature requirements that will ensure security for those using the newest technology, he added. And, it is important to also keep in mind that these electronic signatures will save significant time and money. For Anderson, that time is now. “I’m excited. 2013 is the year for adoption,” added Anderson.” ...read more
By Dream-It Properties, LLC January 07, 2013
4506-T Electronic Signatures Now Accepted on Mortgage Documents
Via Housingwire.com | 4506-T electronic signatures begin "On Jan. 2, President Obama used an autopen to sign the fiscal cliff bill, while vacationing in Hawaii. This may be a sign as to the trend for the 2013 mortgage market: electronic. Five days after President Obama signed the bill, the Internal Revenue Service will begin accepting electronic signatureson the common mortgage origination document, Form 4506-T. The tax return transcript is a requirement for the majority of all mortgage originations and loan modifications. Lenders use the form to verify the income of borrowers. 4506-T forms were the last remaining documents in the loan origination process that required a handwritten paper signature. “The actual e-signing of the 4506-T is minimal. This has been the hold out document so to speak. The excitement is that ‘now I can do my total origination up front electronically,’” said Kelly Purcell, executive vice president of eSignSystems Income Verification Express Service vendors play a large part in the loan underwriting process, including income verification with the IRS. The IVES vendor is the last submitting party to the IRS that is responsible for sending the 4506 Form to the IRS, getting it back and pushing the information back to the lender. Because of the credit crisis, virtually every loan or loan modification being processed today requires a 4506-T, Purcell told HousingWire. In 2006, there were only approximately one million 4506-T forms processed, while today there are more than 20 million. “They needed a cost effective method to handle the volume of these requests,” said DocMagic eServices director Tim Anderson. This is the beginning of an electronic trend, as the benefits behind this become more evident, according to Anderson. There are a number of electronic signature requirements that will ensure security for those using the newest technology, he added. And, it is important to also keep in mind that these electronic signatures will save significant time and money. For Anderson, that time is now. “I’m excited. 2013 is the year for adoption,” added Anderson.” ...read more
By Dream-It Properties, LLC January 07, 2013