By Lakaya228 November 25, 2014
I paid Mr. Turner $750 over five months ago of my money and have not heard from him or his office. I've called and sent various and still no response. Im scared that he has ripped me off. I didn't want to leave a negative review because I believed he is as awesome as the other post indicated. Now I'm out of $750 hard earned dollars and don't know if he'll resolve this matter. This is my last hour that he or his office will call me back. I really just want to help me with my legal matter but after six months of no response or call back I don't know what else to do. Please Mr. Turner let me know something or refund me money so that I seek representation that will help me resolve my legal masters. ...read more
By Anonymous August 27, 2014
Perhaps the worst excuse for a human I've ever met.If you need verification ask her husband or kids. ...read more
By YukoNemoto December 14, 2013
Mr. Mooney, This is Yuko & Yasushi Nemoto. We're living in Jacksonville NC right now. Ms. Mary Reed reffer you to us about our house issue. We have a house in N. Raleigh. To make a story short, Some one is living in the house and they have our house Deeds. We did the assumption loan and they promised us to buy our house within a year or year and half. Since then, it's been 3 years and half. They haven't bought the house yet and the loan is still our name. They are 5 months behind for the house payments and they messed up our credit history. The Bank send us a letter will start the foreclose process. We talked them recently and they said they're no longer interested in the house because of their increase of their family member and it's too small for them. They want to return the Deeds to us now, but I don't know the house situation. They don't understand they're living without paying the house payment. They try to get the loan, but they told me they couldn't get the loan it because of the wife got a bankrupt year and half ago. They didn't tell me any of the until now. We don't want them to stay in the house anymore. If we can, after we get the Deeds back, we want them to get out the house, so we can rent this house. Another problem is : We want to sell the house, but the house value dropped so bad after the Demand shock. We can't sell the house easily. We can't deal with them anymore, because they just ignore what we trying to say. We try to understand them, but after 5 months delay of house payments and they keep saying don't have money to pay. Please contact me ASAP, if you can. We would like to consult with you. Here is my cell number 910-554-4326 (Yuko) 919-608-0267(Yasushi) The house address is the 8709 River Keeper Way Raleigh NC 27616. Yasushi is the Part time Pastor of Baptist Church and Yuko is working at the church 30 hours a week. We don't have a lot of money, but we know we need to finish this matter. Thank you Yasushi Kenny Nemoto & Yuko Christine Nemoto 206 Stone Point Lane Jacksonville, NC 28540 ...read more
With healthcare fraud costing tens of billions of dollars annually, identifying and stopping fraudulent billings is among the Centers for Medicare and Medicaid Services’ (CMS) top priorities. One way CMS fights healthcare fraud is through its audit contractor program. CMS has engaged private contractors that are assigned to regions around the country and that get paid to uncover evidence of unintentional overbillings and criminal health care fraud. For health care providers facing CMS contractor audits, it is important to understand both the process and what is at stake if the contractor reaches an unfavorable conclusion. Providers are entitled to legal representation during their contractor audits, and having experienced representation can be crucial to avoiding adverse consequences – including the potential for civil or criminal prosecution. Types of Medicare Audit Contractors There are several different types of audit contractors in CMS’sFee for Service (FFS) Recovery Audit Program. However, those that are most likely to conduct your practice’s or business’s initial Medicare audit include: · Medicare Administrative Contractors (MACs)– MACs are responsible for processing Medicare Part A, Medicare Part B and durable medical equipment claims. They also have the authority to audit providers for compliance with the Medicare billing rules and regulations, and they handle the first stage of the ZPIC audit appeals process. · Recovery Audit Contractors (RACs)– RACs have the authority to review invoices submitted to Medicare and Medicaid for up to three years from the date of payment. They conduct remote software-automated audits as well as on-site reviews of patient records and billing files. · Zone Program Integrity Contractors (ZPICs)– ZPICS audit Part A, Part B, Part C and Part D Medicare claims. ZPICs do not have a limited look-back period, and they have the authority to conduct on-site record inspections without advance notice. Potential Consequences of a Medicare Audit The potential consequences of a negative audit vary greatly. MACs, RACs, ZPICs and other Medicare contractors have the authority to issue demands for repayment of overbilled amounts, and they can stop payment on pending invoices. Medicare audit contractors can also institute pre-payment review of future Medicare billings, which can result in payments being significantly-delayed – often by as much as six months. If an audit contractor suspects that a provider has committed healthcare fraud, it can also refer the provider to CMS, the Department of Health and Human Services’ Office of Inspector General (OIG) or the Department of Justice (DOJ) for further investigation and possible prosecution. A civil prosecution forhealthcare fraudcan lead to fines, penalties and exclusion from Medicare, while a criminal conviction under the False Claims Act or other relevant law could result in federal incarceration. Speak with a Healthcare Fraud Defense Attorney in Confidence The federal criminal defense attorneys at Cheshire Parker Schneider & Bryan, PLLC have significant experience representing healthcare providers in contractor audits, audit appeals, and civil and criminal matters. To speak with an attorney about your situation, call our Raleigh law offices at (919) 833-3114 orrequest an appointment onlinetoday. ...read more
By Cheshire Parker Schneider & Bryan, PLLC August 24, 2017
By Andrew Cobin ofCobin Law Few individuals want to make the government richer at the expense of their loved ones and allow others to take control of their affairs. Unfortunately, these are common results of failing to have a goodestate plan. In his article, Top Ten Mistakes Made in Estate Planning, Ronald P. Kendall enumerates 10 common mistakes that both attorneys and individuals make in the estate planning process: 1. Thinking that estate planning is only about avoiding estate taxes A good estate plan reflects your goals and is tailored to address the circumstances of your life. This may include avoiding estate taxes, but there are many other considerations. There are typically 3 phases of life to plan for: Alive and well Alive and not so well (disability) Not so alive (death) 2. Failure to realize that a will guarantees only probate Probate is an infamously expensive, long, and public process. During the probate process, one loses control to the judge, the beneficiaries under the will (who can agree to a different disposition than that provided in the will), and the surviving spouse (who may remarry and pass your assets to his/her stepchildren). Avoiding probate may be one of your estate planning goals if you wish to relieve the burden of lost time, money, and privacy from the shoulders of your loved ones. 3. Failure to have an estate plan of one’s own Two common and important ingredients to a good estate plan are a will and a trust. Without a will, a person dies intestate, and his estate is passed according to state law (also known as “an estate plan by default”). North Carolina intestate succession law presumes that a decedent would have wanted his estate to pass to his surviving spouse and his closest living relatives. Wills are ambulatory, meaning they don’t take effect until you die. Through a will, you can only dictate how probate property will pass; a will has no effect on assets controlled by contract (e.g. POD/TOD accounts and life insurance proceeds). Unlike a will, a trust can be funded and take effect immediately – this is called a Living Trust. You can transfer almost any type of asset into the trust, and its terms are very flexible. 4. Failure to choose the correct fiduciary A fiduciary is an individual or entity that acts on your behalf and must act in your best interests. Some important fiduciaries to consider in estate planning include: Personal Representative: carries out the directions you provide in your will Trustee/Successor Trustee: custodian of trust property and administrator of trust Health Care Agent: makes decisions on your behalf regarding health care actions when you become unable to make them yourself Financial Agent: makes decision on your behalf regarding finances Power of Attorney: makes decisions and acts on your behalf regarding any number of situations 5. Failure to title assets properly When your assets are not properly transferred to your trust, it is just as if you had never created the trust. As a result, your plan will not work! Proper funding ensures that there are no assets that have to pass through probate unless you want them to. 6. Failure to plan for creditors and predators There are 3 common circumstances today that individuals often forget about during the estate planning process: Divorce – without proper planning, your assets could eventually end up in the pockets of the relatives of your ex-spouse Second Marriage – without proper planning, there is no guarantee that when you die, your surviving spouse will provide for your children from a prior relationship Judgments – without proper planning, your assets could be reached by someone suing your loved one after you have passed 7. Failure to plan for disability It is important that you make decisions now regarding what will happen to you and yours after you have become disabled; otherwise, someone else will be making these decisions for you: Where you will live Who will take care of you What activities you will partake in Who will be your Guardian/Conservator Who will be your children’s Guardian/Conservator You probably have an opinion concerning one or more of those items now – but it won’t matter unless you plan for disability. 8. Failure to plan for wealth reception As a result of failing to plan for wealth reception, many beneficiaries don’t know that they are receiving wealth, why they are receiving wealth in a particular form, and/or how to handle the sudden receipt of wealth. According to Kendall, inheritances are blown, on average, within 18 months of receipt. Planning for wealth reception may include options such as beneficiary training and education or deferred payments to beneficiaries. 9. Failure to plan for personal property The failure to plan for personal property often leads to arguments and hurt feelings among the loved ones that a person leaves behind. Either everyone expected to receive Great-Grandmother’s diamond engagement ring or no one can agree on which appraiser to call in to value your baseball card collection. Almost all families have those items that, although they may be worthless in monetary terms, are sentimentally priceless. 10. Failure to maintain and update plan Things change over time, including your assets, your family, and the law. It is important to keep your estate plan up-to-date with the changes that take place in your life. Open communication with your estate planning attorney about changes in your assets and family will lead to an estate plan that will continue to accomplish your goals. In conclusion, there are many considerations involved in building an estate plan that fits your goals and circumstances. At Cobin Law, we work with our clients to avoid making common estate planning mistakes in an effort to create plans that work. ...read more
By Cobin Law, PLLC February 24, 2014
What is a trustby Andrew Cobin of Cobin Law Historically, there’s been a lot of discussion about trusts and their use (or misuse) in estate planning. Interestingly, few people can describe what a trust is or how it works. This article should help give some clarification.The best way to think of a trust is that it’s like a contract – a contract that controls what happens to your property. And just like with a contract, it’s the terms of the trust that are controlling.The most common type of trust used inestate planningis the revocable living trust (or sometimes just called a “living trust”). A living trust is a trust you create during your lifetime. The terms of the trust say that you can revoke or amend your trust at any time, you can put your property into your trust and take your property out of trust at any time, and while your property is in trust, you can treat it just the same as you could when the property was not in trust – i.e. you can invest, use, misuse, sell, and destroy in the same way as you always have. In fact, the IRS considers a living trust to be a “disregarded entity.” So, people who hold their assets in a living trust still file a 1040 and still use their social security number in the same manner as those who do not have a living trust.So what’s the point in having a living trust? A living trust contains terms that direct what will happen to your property when you die or in the event you become disabled. Why is that important? For starters, since the trust directs to whom, when and how your property gets distributed, your estate avoids having to go through the probate process. Most people are concerned about avoiding probate (although few describe what that is), but there are a host of other great things you can do with a trust besides avoiding probate: you can avoid/lessen estate taxes, you can leave your assets to your loved one protected from creditors and predators, you can ensure your beneficiaries use their inheritance for only the purposes you intend (e.g. for payment of tuition instead of purchasing that Camaro).So if a trust is so great, why doesn't everyone have one? For starters there’s a lot of misinformation out there that trust are only for rich people. This couldn't be further from the truth. It’s true that attorneys generally charge more to create a trust than to create a will, but the upfront costs are only part of the equation. The largest portion of the expense of an estate plan are those expenses incurred after death. So which type of plan do you think will cost more overall? The one with the private transfer of wealth, or the one where you have to get the courts involved?There’s another knock on living trust that gives it a bad name, and that is that for many the living trust doesn't work as advertised to avoid probate. The reason a living trust wouldn't work to avoid probate is that the steps weren't taken during the trustmaker's lifetime to change the title of his assets to be controlled by the trust. We’re going to spend some more time on this important aspect of estate planning in a future post.For those who are really looking for results for their people – one of those being to make things easier on the ones they leave behind – your best chance of success is through living trust based planning. ...read more
By Cobin Law, PLLC November 14, 2013
Getting a divorce is never a pleasant experience. The cost of attorneys and court fees adds to the stress of the divorce. If both parties are in agreement with no party contesting any part of the divorce, you can file for a DYI uncontested divorce. ...read more
International divorce law can be complicated because national divorce laws vary from one another. If the couple is from different countries, one country's divorce laws may have jurisdiction over the couple in regards to the division of property and custody of children. ...read more
