How long will auto insurance company wait for their insured to give their side of story? This lady hit me earlier this week. We both contacted her insurance to report it.There is a police report too. I gave my statement a couple days ago, but this lady will not return her insurance companies calls to give her side. In the meantime, I am paying for a rental out of my own pocket and am being told by her insurance company that they can t do anything with the claim until they hear from her. Does anyone know how long this lady s insurance company will give her to respond? We live in Illinois. Thanks! 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