Bowlan Averill agency would like to welcome Phelps-Moors Insurance agency. We look forward to meeting all your insurance needs. contact numbers are 827-2845 or 827-6106 email us at LJBowlan@bowlan-averill.com visit our website at bowlanaverill.com ...read more
By Bowlan Averill Insurance and Financial Services October 04, 2012
" THREE NEIGHBORS. THREE JET SKIS. ONE INSURANCE PUZZLE." Insurance can sometimes be a riddle.Like this situation.Three neighbors go for a jet ski ride.One owns a jet ski,another rents one and the third borrows a jet ski from a friend.A wave tosses everyone into the water and there are some injuries.Which riders are covered for injuries to their passengers? Turns out the jet ski renter isn`t covered at all - certainly not by his homeowners policy.The jet ski owner is covered only if he has a special watercraft policy.But the jet ski borrower most likely is covered by a standard homeowners policy. Make sense? Not to most people. Call an independant agent 827-2845 ...read more
By Bowlan Averill Insurance and Financial Services May 04, 2012
“Investors riveted by the market’s ups and downs can lose sight of the fact that stocks are pieces of real businesses. These companies sell real products and services, and produce real profits from which real dividends are paid. The anxiety that has gripped the market has created valuations well below average, so those real profits can be obtained cheaply, and the dividend yields are hefty, especially compared to what’s available in bonds. “No matter how much they dislike stocks, whatever the price, young people will still have to retire one day and meet other financial goals. They can’t do that earning 1% or so at the bank. “With or without these buyers, stocks can still go up. This is not the first time that the market has been out of favor. Stock ownership was not as prevalent a century ago as it is now, but the mania that led to the crash of 1929 and the Great Depression were sufficiently significant social phenomena to keep small investors away from Wall Street for decades. Even so, share prices advanced fairly relentlessly.” - C. de Aenlle, MarketWatch 1/1/2012 ...read more
By Bowlan Averill Insurance and Financial Services January 12, 2012
As the cost of owning and operating a vehicle increases with time and the rising gas prices, rising repair costs and other factors, cutting costs wherever possible is especially important. This can be done by monitoring your automobile insurance rates. Situations change and it's important to keep a cl... ...read more
Car collision insurance provides coverage in the event of physical damage to the policyholder’s own auto. The damage must be caused by colliding with another vehicle or inanimate object. It doesn’t matter if you are at fault or not. The insurance company pays for losses that are over the d... ...read more