By Mckennas August 21, 2013
Called this guys yesterday and all my questions were ansered. It only took them 10 seconds to tell me what my rates would be if I joined. After a nice conversation I crunched in my number and called back to make the switch from my old processor which by the way still uses the so called 3 tiered pricing. BAD FOR THEM GOOD FOR ME!!!!!! Thank you guys for the huge savings! ...read more
By Gina Moore at Citysearch December 28, 2011
My sister was in town and suggested we go to the NO Name restaurant as she hadn't been there since she moved out of Boston and bragged about how awesome the food and service was. Since I've never been I was looking forward to a nice meal and couldn't wait to check it out. Upon arrival we were told "go upstairs the downstairs area is closed". Okay...... on our way upstairs there was a very fowl odor that turned my stomach and I knew this was a bad idea. Why did we not go to Anthonys ??? We were greeted by the staff having lunch and was told to sit anywhere we wanted. Extremely UNWELCOMING and RUDE. Eventually a waiter came over and handed us our menus. My menu had grease stains on it and when I brought it to his attention he just looked at me and shrugged his shoulders. The floor was filthy with napkins everywhere. After receiving cold and stale bread we ordered our meal praying it would be fine. My salmon was awful. Very slimmy and fatty. I had to argue to get a piece of corn with it as it ONLY COMES WITH THE LOBSTER!!! We had enough and paid our bill. Of course, as most people do, we went to the restroom before departing and it was just as dark and gloomy as the restaurant. The icing on the cake was that only one sink had water. This place should be on punked!!! DO NOT DINE AT THE NO NAME RESTAURANT!!! YOU'LL BE SORRY.......... ...read more
By Mike F August 30, 2011
: I talked to numerous banks about trying to get a loan for a new house. All these banks rejected me for bad credit and I had no idea why. Turns out my credit rating was falsely accused of things that were not true. I got in touch with Key Credit Repair and they helped me get down to the bottom of it. It wasn't easy, but thanks to Key Credit, I improved my credit score and get the home loan I needed! ...read more
Below is a summary of the FCRA. The full Act can be obtained directly from the Federal Trade Commission's web site here. Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of "completeness and accuracy." If, after a reinvestigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the [credit bureau] shall promptly delete such information." The credit bureaus are required to complete the investigation within a "reasonable period of time." This period has been set at thirty days. The credit bureaus can ignore the consumer dispute if they have reason to believe that the dispute is "frivolous or irrelevant." The FTC commentary on the FCRA cites, as an example of a frivolous dispute, a dispute wherein the consumer challenges all negative items on his credit report without providing any allegations regarding specific items in the credit file. However, "A [credit bureau] must assume a consumer's dispute is bona fide, unless there is clear and convincing evidence to the contrary." When a consumer challenges a negative credit listing on the basis of extenuating circumstances, such as health problems, divorce, job loss, etc., the credit bureaus are entitled to ignore that dispute. When a consumer submits a dispute which is neither frivolous nor irrelevant by credit bureau standards, the credit bureau must "at a minimum... check with the original sources or other reliable sources of the disputed information and inform them of the nature of the consumer's dispute." In some cases of consumer dispute, "Reinvestigation and verification may require more than asking the original source of the disputed information the same question and receiving the same answer." In other words, when a consumer files or re-files a valid dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing. In theory and law, the process is deceptively simple, thus leading many people to think that they can easily handle this themselves "for the price of a few postage stamps." Most quickly discover that the credit bureaus have made it much more difficult than one would imagine. For help in this, we recommend using Lexington Law a professional credit report repair company. ...read more
By Consumer Credit Counseling Service 1-888-551-1270 April 20, 2011
Not being able to pay your creditors due to job loss or other unforeseen circumstances can leave you feeling overwhelmed. Bill collectors will call you at all hours of the day attempting collect. A debt reduction service may be the answer for your situation, but there are scams that you will want to a... ...read more
Making sales these days is highly competitive and if you are not accepting charge and debit cards, you are missing out on sales. There are many different types of processing equipment deals as well as variables in merchant services. Learn how merchant services work and put them to use to make sales yo... ...read more