First, CONGRATULATIONS! Second, make sure to have your teeth cleaned and whitened for formal pictures and your big day. Don't pay retail prices - join the Discount Dental Plan today.  Sign up today, start saving right away.  Great savings (up to 80%).  No waiting period, just schedule an appointment and pay a discounted fee at the time of service.What are you waiting for?  Time is of the essence - sign up today!  Go to http://www.mybenefitsplus.com/culfers.Colleen Ulferscolleenulf@juno.comhttp://www.mybenefitsplus.com/culfersCommunity LeaderMerchantCircle ...read more

Some people may think that protecting your health means swapping out a bag of chips for some carrot sticks, having a baked chicken breast for lunch and a power walk for a snack. This may sound good, but did you think that protecting your health can also mean having a health care plan for you (and your famliy) when you need it? I'm not talking about your 'average' health care plan that comes with a thick book containing deductibles, coinsurance, limitations, exclusions, and a bunch of other 'stuff' that even the best of benefits professionals would scratch their head with wonder?What I am talking about is the Discount Dental Plan, and the Discount Healthcare Plans.  Simple.  Straightforward.  Incredible benefits.  Awesome savings. Peace of mind is priceless; a huge doctor bill without the benefits to reduce it is pricey.  If you don't have a money tree in your back yard, you need to get an AmeriPlan dental and healthcare plan today.  Don't wait until you should have had it, get it now.  Go tohttp://www.mybenefitsplus.com/culfers.  Read the information.  Don't wait - join today. ...read more

Live, Laugh and Love More It's amazing how many things in life are tied to how we feel about ourselves.  You've heard of the expression 'Smile and the world smiles back at you', 'Laughter is the best medicine' and 'Love makes the world go 'round'.  It's a good feeling when someone smiles at us, and really great to just throw your head back in a good, hearty laugh.  Laughter and smiles with those we love are good for the heart and soul. Make a New Year's resolution to yourself to live, laugh and love more.  Surround yourself with positive people, help those who are in need and take good care of your health in the new year.    I hope to be part of your resolution - it would be an honor. May you have a Blessed New Year all year, Colleen Ulfers Community Leader http://www.mybenefitsplus.com/culfers ...read more

It's the time of year when usually most of the United States is cooler, cold or just downright bbrrrrrrr!  (If you are from down south, well, the weather sometimes just can't make up it's mind!) Changes in weather often bring about stuffy noses, itchy eyes and ear aches.  For persistent symptoms, you probably need to see a doctor.   Don't have a doctor?  On a budget?   You've heard about the Discount Dental Plan.  You have recently heard about the Discount Medical Plan.   This is what you need!  The Discount Medical Plan is not insurance; it is like the Dental Plan in that it follows the same guidelines like limitless use of services and endless savings; join today and save right away, includes for FREE the Discount Prescription, Vision and Chiropractic Care Plans, etc.  Don't put off going to the doctor anymore.  Join the Discount Medical Plan today and take care of yourself!  (Plus, when you join the Medical Plan, the Dental Plan is included at no extra cost!)  Click on http://www.mybenefitsplus.com/culfers, watch the short video, then sign up today.  Your eyes, ears and nose with thank you for it! ...read more

Can you put a price tag on 'a peace of mind'?  Of course not, that's why it's called 'priceless'. Is 'priceless' hard to find?  Absolutely not.  It's called the Discount Dental and Discount Healthcare Plan. Visit http://www.mybenefitsplus.com/culfers.  Watch the short video, then sign up for a membership for yourself, family, friends and employees.  You can do this from your computer - no crowds to deal with, no forms to complete, no traffic, etc.  Simply sign them up, print the temporary id card, and you're good to go!  It's that easy! Go ahead - right now - click here - http://www.mybenefitsplus.com/culfers - and give the gift of peace of mind and access to dental and healthcare services, limitless savings on all, all year round. Have a Blessed and Merry Christmas! Colleen Ulfers Independent Broker http://www.mybenefitsplus.com/culfers Community Leader MerchantCircle ...read more

Can you put a price tag on 'a peace of mind'?  Of course not, that's why it's called 'priceless'.Is 'priceless' hard to find?  Absolutely not.  It's called the Discount Dental and Discount Healthcare Plan.Visithttp://www.mybenefitsplus.com/culfers.  Watch the short video, then sign up for a membership for yourself, family, friends and employees.  You can do this from your computer - no crowds to deal with, heavy traffic, etc.  Simply sign them up, print the temporary id card, and you're good to go! It's that easy!Go ahead - right now - click here -http://www.mybenefitsplus.com/culfers- and give the gift of peace of mind and access to dental and healthcare services, limitless savings on all, all year round.Have a Blessed and Merry Christmas!Colleen Ulfershttp://www.mybenefitsplus.com/culfersCommunity LeaderMerchantCircle ...read more

Be thankful for what you have.  Be creative.  Be innovative.  Think differently and positively.  When life gives you a 100 reasons to cry, show life that you have 1000 reasons to smile.  Face your past without regret. Handle your present with confidence.  Prepare for the future  without fear.  Keep the faithand drop the fear. The most beautiful thing is to see a person smiling. And even more beautiful, is knowing that you are the reason behind it!If you appreciate this message, please share. You may touch someone'sheart today and forever.Enjoy your week with a heart of gratitude."Faith is not about everything turning out OK;  Faith is about beingOK no matter how things turn out."God Bless! ...read more

The holidays are just upon us.  Give yourself the gift of financial freedom through your hard work and efforts while helping thousands of people who don't have or know about the resources of AmeriPlan. AmeriPlan is the premier provider of discounted dental and health services.  AmeriPlan has the tools you need to succeed while helping others.  There are millions of people nationwide without affordable dental and health care.  Become a broker today and reach out to them about the Dental and Medical plans and how much in savings you can receive (and as a broker how much you can earn).  Go today to http://www.iboplus.com/culfers.  Read how you can take the first step to financial freedom.  Then join and begin the rest of your life knowing that dreams do come true to those willing to work for it.  ...read more

Congratulations!  This may not be on your pre-wedding checklist, but remember to have your teeth cleaned and whitened before your big day.  Make sure to see your dentist so that he or she may professionally clean and whiten your teeth.  You'll want everything to be perfect, including your smile.  Save on all oral care by joining membership with the AmeriPlan Discount Dental and Medical Plan and enjoy great savings while getting to look your best!  Visit http://www.mybenefitsplus.com/culfers for information, sign up to get your immediate membership and see a dentist from our thousands of providers nationwide.  The membership is good for any member of your household; have your husband-to-be have his teeth cleaned and whitened, too!  There is no waiting period, so you have plenty of time before wedding pictures are taken on or before your big day.  Remember, go to http://www.mybenefitsplus.com/culfers and get your membership today ...read more

AmeriPlan offers much more than 'just' the Discount Dental Plan.  As you may already know, the Discount Dental Plan also includes a FREE Discount Vision, Prescription and Chiropractic Care Program.  Membership fees are only $14.95 per month for an individual, and $19.95 per month for your ENTIRE household. Need affordable health or dental benefits for yourself or employees? WE DO IT ALL!DENTAL PLANSIncludes Dental, Vision, Prescription, and Chiropractic Benefits, Lasik, Cosmetic dentistry, sedation dentistry, orthodontics (braces), teeth whitening, and more.HEALTH PLANS $29.95 - $59.95Physician, ancillary services, hospital advocacy, cosmetic surgery, 24 hour Nurse line, and more.AmeriPlan is a member of the National Association of Dental Plans, Consumer Health Alliance and National Chamber of Commerce.See for yourself how AmeriPlan is far more than just a Discount Dental Services Provider - visit my website athttp://www.mybenefitsplus.com/culferstoday for for more information and to join.  You'll be pleasantly suprised at all of the services AND savings that AmeriPlan provides for thousands of members, everyday!Do you want to save money AND make money?  Become an independent business owner/broker today!  Make money by helping others save money.  Visithttp://www.iboplus.com/culfersfor information and to get started TODAY! ...read more

It's Halloween!It's Halloween, and as a child you might think holy goodness, CANDY CANDY CANDY!!!!!As an adult you might think 'a moment on the lips, forever on the hips'.This Halloween, don't let your or your child's mouth think that it's a host for a decay party.You now must think, "Thanks, that's pretty gross!"  However, sometimes the truth is not pretty and if you don't face it soon, it will come back to you in the form of cavities, tooth/mouth pain and rotting teeth.Should you get your (and your child)'s teeth cleaned before Halloween?  Strategetically you may think no, since a good, thorough professional teeth cleaning will help to get rid of whatever nasties may still be lurking from Halloween treats. Regardless, it's important that youdoget them cleaned.So now you can go tohttp://www.mybenefitsplus.com/culfers, locate a dentist from AmeriPlan's nationwide provider list, sign up and get discounts on all dental services TODAY.  No waiting period, no age limit, no limits on services.AND, AmeriPlan offers discounts on chiropractic, vision, prescription, and medical care.  So, grab a cup of coffee, go tohttp://www.mybenefitsplus.com/culfers, read all of the amazing benefits and start saving today. ...read more

The holidays are just upon us.  Give yourself the gift of financial freedom through your hard work and efforts while helping thousands of people who don't have or know about the resources of AmeriPlan. AmeriPlan is the premier provider of discounted dental and health services.  AmeriPlan has the tools you need to succeed while helping others.  There are millions of people nationwide without affordable dental and health care.  Become a broker today and reach out to them about the Dental and Medical plans and how much in savings you can receive (and as a broker how much you can earn).  Go today to http://www.iboplus.com/culfers.  Read how you can take the first step to financial freedom.  Then join and begin the rest of your life knowing that dreams do come true to those willing to work for it.  ...read more

It's Halloween, and as a child you might think holy goodness, CANDY CANDY CANDY!!!!! As an adult you might think 'a moment on the lips, forever on the hips'. This Halloween, don't let your or your child's mouth think that it's a host for a decay party. You now must think, "Thanks, that's pretty gross!"  However, sometimes the truth is not pretty and if you don't face it soon, it will come back to you in the form of cavities, tooth/mouth pain and rotting teeth. Should you get your (and your child)'s teeth cleaned before Halloween?  Strategetically you may think no, since a good, thorough professional teeth cleaning will help to get rid of whatever nasties may still be lurking from Halloween treats.  Regardless, it's important that you do get them cleaned. So now you can go to http://www.mybenefitsplus.com/culfers, locate a dentist from AmeriPlan's nationwide provider list, sign up and get discounts on all dental services TODAY.  No waiting period, no age limit, no limits on services. AND, AmeriPlan offers discounts on chiropractic, vision, prescription, and medical care.  So, grab a cup of coffee, go to http://www.mybenefitsplus.com/culfers, read all of the amazing benefits and start saving today. ...read more

Read this outstanding newspiece on just how AWESOME we are!!  After viewing, go to http://www.mybenefitsplus.com/culfers to join immediately! http://abcnews.go.com/GMA/MellodyHobson/save-health-care-costs/story?id=11318349 ...read more

Take a little trip...... take a virtual trip to see merchants in and out of your network.  Stop by, say hi, leave a compliment, talk shop.  I find it fascinating to 'e-travel', learn about merchants through their stories, and read what customers say.  Nurture your business relationships and you just might find yourself with some life-long friends.  Blog about your network and customer experiences, post in the community forum, etc.  Occasionally drop some of your merchant friends' names to help nurture their business.  After all, that's what we're here for.  Here are some of my friends for my blog today: Laurie with GBGIllinois - http://www.merchantcircle.com/business/GBGIllinois.630-745-7770 Carolyn with K and K Kreations - http://www.merchantcircle.com/business/K.and.K.Kreations-Hand-Designed.Artificial.Silk.Floral.Flower.Arrangements.Wreaths.Corsages.Boutonnieres.218-260-1354# John with Mac Productions - http://www.merchantcircle.com/business/Mac.Productions.Inc.216-673-0071 Wonderful people helping people with their business. Thanks for reading, Colleen Ulfers Benefits Plus:  Dental, Medical and More http://www.mybenefitsplus.com/culfers colleenulf@juno.com Community Leader MerchantCircle ...read more