I am the Small Business Specialist for New York Life Insurance Company in the greater Savannah area. I specialize in Business Continuation Planning, Executive bonus and Key Employee Deferred Compensation Programs. I administer 401k's, SEPs and Simple plans as well as individual IRA's. I do not conform to traditional investment practices for the simple fact that most traditional retirement programs do not take into account the tax rate a the time of your retirement. I believe in using tax advantageous programs combined with traditional retirement programs to maximize your investment portfolio. This is a changing economy and people are living a lot longer. A lot of people are just now realizing that they will run out of money just 10 or 15 years into their retirement because of poor financial planning done by the stock brokers or so called financial professionals. I have been in this business for 12 years and carry the LUTCF and CLTC designations as well as a series 7 and 63 NASD license. I worked on wall street as a Stock Broker and Investment Banker. I am the Savannah New York Life New Org Agent of the year and Annuity Champion for 2005 and 2006. I am also skilled in Estate and Long Term Care Planning. I take great pride in what I do and believe in strong client relations and extensive client education. . ...read more