By LUISACEVEDO November 01, 2013
After I applied bug & tar removal to my car there was a small, 10" X 6" , spot that was dull and I asked the owner if he could buff it out. He proceeded to polished the entire hood, which took a few minutes, didn't remove the stained spot, and charged me $15. Stay away from this place. High price—SHABBY RESULTS. ...read more
By adeline357 October 15, 2012
This is a very precious restaurant in Tampa, so nice and foods were very clean and and delicious. ...read more
By murlin reeve at Citysearch April 06, 2011
We go to the ChecknGo in Port Richey.the ladys there are the best.Susan always calls us the day before to remind us we have to come in.Were always greeted with a big smile and a "hi'. which really makes us feel special.They work very hard and are always in the best mood.I just want to say "Thank You ladies for your great attitude and making us feel welcome. see you next month lol\t\n Sandra Reeve ...read more
A credit crunch is typically seen as an extension of a recession and is also known as a credit crisis or a credit squeeze. A credit crunch is a decrease in the availability of loans or the sudden increase in difficulty in getting approved for a loan due to stricter loan requirements. This reduction in availableauto loans,personal loans, and the like is independent of an increase in official interest rates. When this situation occurs, the correlation between available credit and interest rates changes. For any specific interest rate, credit may become less available or there is no longer an easily definable relationship between the credit that is available and the interest rate. This is when credit rationing may occur. Credit rationing is when a bank limits the number of loans that it will grant even though the bank still has enough money to loan out and people continue to apply for loans. A bank will begin credit rationing if it cannot differentiate between safe and risky borrowers or it loan contracts were of limited liability. Limited liability loans occur when borrowers do not have to repay the loan if they are not successful. Raising the interest rate can lead to credit rationing because higher interest rates leads, to adverse selection which, in turn, increases the number of risky borrowers. During time of high interested rates, borrowers who have chancy projects are going to be more likely to be willing to take out loans with high interest rates. Since raising the interest rates in this situation will actually reduce a bank’s profits and success, the bank may choose to credit ration instead. The resulting credit crunch usually has the most impact on individuals and small businesses because they are seen as a higher risk than large companies or corporations. A credit crunch is usually caused by lengthy periods of inappropriate lending. This leads to losses for banks and investors when a large number of borrowers are not able to repay their loans. Banks will then reduce the available credit in an attempt to minimize the damage. Credit crunch is the term used to describe the economic crisis that occurs because of credit rationing and because of the increase in interest rates. A credit crunch will result in an increase in the number of bankruptcies and foreclosures for newer borrowers and small business owners. Established and even successful business will be affected because it will be more difficult to qualify for bridge loans that are necessary for businesses to expand and grow. During a credit crunch, business may want to consider marking to market, which means selling products at the market value rather than the book value. If a company is unable to mark to market, selling or liquidating the business’s capital may be necessary. When a credit crunch begins, it may take a while before the average consumer is affected. Individuals may be reading about the crisis in the paper and hearing about it on the news while, at the same time, they are receiving 0% financing on their new car and getting several credit card offers per week in the mail. As the credit crunch filters down from large corporations to small business and, finally, to individual consumers, not everyone will be affected equally. Individuals may begin to see the results of the crunch when the limit on their credit card is suddenly reduced or the interest rate is increased. Consumers will also discover it is more difficult to qualify for a car loan, especially if they do not have a credit rating of at least 700. During a credit crunch, businesses and corporations are more likely to feel the effect of credit rationing and growing interest rates first. However, as the crisis grows and is sustained over a longer period of time, individuals will also be affected. This is most likely to be seen in the reduction of credit card limits and an increased difficulty in qualifying for new car loans. ...read more
By Credit Loan, LLC March 30, 2009
By Credit Loan, LLC March 30, 2009
Cash advances and/or payday loans are available from several different loan companies. In fact there are probably several within your own city. These companies offer a temporary solution to your money needs. However you may not receive the amount of money you require by obtaining just one. ...read more
Teenagers need another source of money other then their parents, as they are constantly on the go. If you are a teenager you have many options to make money outside your chores. Here are some guidelines that you can follow to learn how to make quick money while a teen. ...read more