By provirse March 24, 2014
Recently, we received a mortgage from the VanDyk Mortgage Company office in Bonita Springs, Florida (26381 S. Tamiami Trail, Ste 300, Bonita Springs, FL 34134). This was perhaps the worst business experience of my life. The two people we did business with, Brad King (NMLS#305862 / FL#LO12313) and Jo Harvey were the worst people to work with that I have ever encountered. They lied, did not return numerous phone calls, misquoted mortgage rates, and changed requirements ad infinitum. In an attempt to pacify our anger, they sent us a box of cookies, believe it or not!!! My wife and I both have credit scores over 800, but they made us feel like we were on food stamps and receiving welfare; As if we should be appreciative of their business instead of the other way around. Do not give your mortgage business to Brad King or Jo Harvey or, by extension, VanDyk Mortgage Company unless you are masochistic. Our experience with this whole process has been the worst and we entirely attribute it to Brad and Jo and the business practices of the VanDyk company as a whole. We hope that advice this helps people like us who are interested in finding their dream Florida vacation/retirement home. ...read more
By Premier Credit Express September 15, 2008
As a Credit Repair Specialist, I see the challenges that Borrowers face everyday.PINELLAS MORTGAGE SERVICES,INC. is an Outstanding Company that TRULY cares! They will go above and beyond to secure you financing. They provide their clients with High Quality Customer Service and Professionalism, second to none! I would HIGHLY Recommend this Merchant Circle Member! We would like to thank you for joining our network of Professionals. We offer your clients a fully staffed legal department who are educated and trained in Credit, Consumer and Bankruptcy Laws. Unlike other Credit Restoration Companies, WE ARE NOT an online store front. Our staff will work closely with your clients to help them achieve their CREDIT goals. We work with clients in ALL 50 States. We will always treat your clients with respect and professionalism, EXACTLY the way you do. Wishing you all the business you can handle! Jackie Sortino-President, Premier Credit Express ...read more
By Boval Enterprises Inc August 29, 2008
I have rewritten this review because I really wanted 5 stars on it. Rhonda has been a mortgage brooker for a long time. She always has the clients best interest at heart. She was the president of the Mortgage Brokers Association. If anyone needs to find a mortgage and get the best service and personal attention Pinellas Mortgage Inc. is the place to go. ...read more
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Pinellas Mortgage Services, Inc. Let us know what you think! Read It Now Here ...read more
By VanDyk Mortgage Corporation January 30, 2009
We've just published a new edition of our newsletter! You can check it out on our website and get the latest information from Pinellas Mortgage Services, Inc. Let us know what you think! Read It Now Here ...read more
By VanDyk Mortgage Corporation January 30, 2009
FHA is coming back! In times like these, there are very few mortgages out there allowing a buyer to come to closing with very little money. Lenders have tightened their guidelines to protect their interests...understandable...but the buyers are paying the cost (literally) in the form of higher down payments and higher mortgage insurance costs. There was a time when FHA loans were not favorable (it was a very long time ago). There were many restrictions on the condition of the property, in addition to costs that were passed on to the seller as "non-allowable buyer costs". These two alone were enough to make sellers cringe if they had any concerns at all with a successful closing on their home. The fees could add up to $1000 or more, and the repairs could get costly as well. FORTUNATELY,FHA has revised their process!!! No more 4-page repair checklists, the non-allowable costs are typically less than $100 now and FHA wants the business. More lenient underwriting, very competetive interest rates (sometimes even better than conventional rates), and much less cash to closing speak volumes when you are putting a contrac together. There is no reason NOT to go FHA if the opportunity is there. Iurge you to look into this type of financing if you are buying...and to have an open mind when presented with an FHA contract if you are selling. Many loan originators who worked with the sub-prime market lost their "niche" when it was pulled from them. All of a sudden they heard of FHA and these loans quickly became the "answer" to many mortgage originators. These same people probably didn't do a very good job of explaining the loans they were "selling" in the past either...which is showing up everywhere as a problem right now. Some had to learn how to put one together really fast, and these are not "really fast" to learn. There are several nuances to originating and FHA loan, and both knowledge and experience speak volumes when an underwriter is reviewing that file. As a buyer you want the comfort of having the right answers, and as your Trusted Mortgage Professional, I want the comfort of having an educated buyer. I am happy to say that I have been doing these loans for years, and I am very familiar with the rules and regulations that are involved in getting buyers into that home! It is one less new product change, guideline change or legislative change to learn. If you are looking for someone who cares that you are getting the RIGHT loan for you, and not just watching their own bottom line, please allow me the opportunity to show you that it can be easy. I love what I do, and I am passionate about education in the mortgage industry, As the Education Chair for theGulf Coast Chapter of the Florida Association of Mortgage Brokers, you can be sure you are getting into a loan that you can trust. No Surprises, and a Closing Cost Guarantee! I worked hard for myLending Integrity Seal of Approval, and I will show you that there are still plenty of ethical mortgage brokers still out there! ...read more
By VanDyk Mortgage Corporation August 27, 2008
Making the decision to sell one's stocks can be very confusing if one is a novice. There are a number of factors that should be considered when selling stocks, such as what price one should sell the stocks for and when is a good time to put them on the market. ...read more